Investor Alerts


529 Plans

College Savings Plans—School Yourself Before You Invest  

Annuities and Insurance

Pension or Settlement Income Streams—What You Need to Know Before Buying or Selling Them  
Seniors Beware: What You Should Know About Life Settlements  
Equity-Indexed Annuities—A Complex Choice  
Should You Exchange Your Variable Annuity?  
Variable Annuities: Beyond the Hard Sell  
Should You Exchange Your Life Insurance Policy?  


Catastrophe Bonds and Other Event-Linked Securities  
Municipal Bonds—Important Considerations for Individual Investors  
Duration—What an Interest Rate Hike Could Do to Your Bond Portfolio  
Structured Notes With Principal Protection: Note the Terms of Your Investment  
Reverse Convertibles—Complex Investment Vehicles  
Auction Rate Securities: What Happens When Auctions Fail  

Frauds and Scams

E-Cigarette Stock Scams: New Smoking Technology Could Light Up Pump-and-Dump Fraud  
Physical Precious Metals: Tips to Avoid Tarnishing Your Portfolio  
Dormant Shell Companies—How to Protect Your Portfolio from Fraud  
Viral Disease Stock Scams: Don’t Let Them Infect Your Portfolio  
High-Yield CDs: Red Flags that Signal a Scam  
Bitcoin: More than a Bit Risky  
Marijuana Stock Scams  
Cold Calls from Brokerage Firm Imposters—Beware of Old-Fashioned Phishing  
Inbox Alert—Don’t Trade on Pump-And-Dump Stock Emails  
Nutraceutical Stock Scams—Don’t Supplement Your Portfolio With These Companies  
Well-Traveled Fraud—Advance-Fee Scams Target Non-U.S. Investors Using Fake Regulator Web Sites and False Broker Identities  
"Phishing" and Other Online Identity Theft Scams: Don't Take the Bait  
Email Hack Attack? Be Sure to Notify Brokerage Firms and Other Financial Institutions  
"Gold" Stocks—Some Investments Mine Your Pocketbook  
Investment Scams Follow in the Wake of Natural Disasters  
"China" Stocks—Look Beyond the Name Before You Invest  
Pre-IPO Offerings—These Scammers Are Not Your Friends  
HYIPs—High Yield Investment Programs Are Hazardous to Your Investment Portfolio  
Oil Spill Stock Scams—Don’t Get Cleaned Out by False Cleanup Claims  
Beware of Auction Rate Securities Settlement “Phishing” Scam  
Save Your Greenbacks—Don’t Fall for Green Energy Scams  
Beware of Fake Check Scams  
Avoiding Investment Scams  
Beware of Online Job Classifieds Used to Steal Your Identity  
Save Your Energy and Money—Don't Fall for Energy Stock Scams  
"Free Lunch" Investment Seminars—Avoiding the Heartburn of a Hard Sell  
"I hope this is your email" Scam Offers No Hope of Profits  
"Dash" Gov Sites Part of Ploy to Dash Off With Your Money  
Bird Flu Stock Scam Could Be Hazardous to Your Financial Health  
Beware of Hot Stock Tips on Your Cell Phone  
Beware of Stock Fraud in the Wake of Hurricane Katrina  
Stock Spams and Scams  
Fears of Anthrax and Terrorism Spawning Investment Scams  

Margin and Borrowing

Investing with Borrowed Funds: No "Margin" for Error  
100 Percent Mortgages: The Low Down on No Money Down  
Betting the Ranch: Risking Your Home to Buy Securities  
Subordination Agreements—Understand the Risks  

Money Management

Cybersecurity and Your Brokerage Firm New  
Five Do's and Don'ts That Can Help You Achieve Greater Financial Security  
Five Tips to Keep Your Finances from Going Off a Cliff  
Year-End Investment Considerations for Individual Investors  
Weathering Tough Economic Times—12 Tips for 2012  
Take Control of Your Financial Future: Tips to Think About at Tax Time and Beyond  
Seeking Solid Financial Footing for the Next Decade: 10 Tips for 2010  
Keeping Your Account Secure: Tips for Protecting Your Financial Information  

Mutual Funds & ETFs

Frontier Funds—Travel with Care  
Alternative Funds Are Not Your Typical Mutual Funds  
Treasury's Guarantee Program for Money Market Mutual Funds: What You Should Know  
Leveraged and Inverse ETFs: Specialized Products with Extra Risks for Buy-and-Hold Investors  
Systematic Investment Plans—Educate Yourself Before You Enlist  
Net Asset Value Transfers: Look Before You Leap Into Another Mutual Fund  
Mutual Fund Breakpoints: Are You Owed a Refund?  
Class B Mutual Fund Shares: Do They Make the Grade?  
Principal-Protected Funds—Security Has a Price  
Mutual Fund Breakpoints: A Break Worth Taking  
Understanding Mutual Fund Classes  
Funds of Hedge Funds—Higher Costs and Risks for Higher Potential Returns  

Private Offerings

Private Placements—Evaluate the Risks before Placing Them in Your Portfolio  
Brokerage Firm Private Securities Offerings: Buying Your Brokerage  

Promissory Notes

Promissory Notes Can Be Less Than Promised  

Real Estate Investment Trusts (REITS)

Public Non-Traded REITs—Perform a Careful Review Before Investing  

Retirement Accounts

The IRA Rollover: 10 Tips to Making a Sound Decision  
Why Leave Money on the Table—Make the Most of Your Employer's 401(k) Match  
Reverse Mortgages: Avoiding a Reversal of Fortune  
Job Dislocation: Managing the Financial Impact of Unexpected Job Loss  
Weathering Tough Financial Times—The Long-term Costs of Quick Cash  
401(k) Debit Cards—Think Before You Swipe  
Putting Too Much Stock in Your Company—A 401(k) Problem  
Look Before You Leave: Don't Be Misled By Early Retirement Investment Pitches That Promise Too Much  
Think Twice Before Cashing Out Your 401(k)  
"Stretch" IRAs—Too Much of a Stretch for You?  

Trading Securities

Closed-End Fund Distributions: Where is the Money Coming From?  
Stock Up on Information Before Buying Stock  
When Trading Stops: What You Need to Know About Halts, Suspensions and Other Interruptions  
Exchange-Traded Notes—Avoid Unpleasant Surprises  
It Pays to Understand Your Brokerage Account Statements and Trade Confirmations  
Companies in Bankruptcy Rarely Make Blockbuster Investments  
The Grass Isn’t Always Greener—Chasing Return in a Challenging Investment Environment  
Stock-Based Loan Programs: What Investors Need to Know  
10 Tips to Keep Track of Your Investments  
Investing in a Bankrupt Company: A High Risk Venture  
If a Brokerage Firm Closes Its Doors  
Market Risk: What You Don't Know Can Hurt You  
Customer Advisory Centers: Not Your Typical Securities Firm Call Center  
Protect Your Online Brokerage Account: Safety Should Come First When Logging In and Out  
Bearing Up in a Bear Market: You Still Need to Open Your Account Statements