N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Frederick Juer 92-01417 Name of Respondent Dean Witter Reynolds. Inc. REPRESENTATION For Claimant at the hearing: Michael A. Meyer, Esq., Franklin. Tennessee. For Respondent at the hearing: George Sullivan. Esq. of Dean Witter Reynolds. Inc.. New York. New York. CASE INFORMATION Statement of Claim filed: April 22 .1992.

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Russell E. Patterson Case ff vs. 92-01414 Name of Respondent Howard W. Bible REPRESENTATION For Claimant. Russeil E. Patterson ("Claimant"), David E. Shellenberger, Esq., from the Law Offices of David Shelienberger. For Respondent. Linsco/Private Ledger Corp. ("Linsco"), Michael Unger. Esq. from the law firm of Goldstei

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant « Anne Abbott NASD Arbitration No.92-01407 Name of Respondents^ RAM Financial E.I. Sales, Inc. Chris Johnson REPRESENTATION For Claimant: Daniel R. Barbakow, Esq., Mannis, Barbakow & Lerner, Los Angeles, California For Respondents RAM Financial and Chris Johnson: Michelle R. Fron, Esq., Keesai,Young and Loga

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Wachovia Securities, Inc. Case No. 99-03174 Name of Respondent Owen B. Bowers REPRESENTATION OF PARTIES For Wachovia Securities, Inc. ("Wachovia"), hereinafter referred to as "Claimant": Pamela P. Warnement, Senior Vice President and Deputy General Counsel, Wachovia, Charlotte, North Carolina. Owen B. Bowers, hereinafter referred to as "Responde

NASD Arbitration No.92-01402 N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Gary D. Fraeiich Name of Respondents Shearson Lehman Brothers, Inc. L. Scott Crenshaw REPRESENTATION For Claimant: William R. Meyer, Esq., Meyer & Associates, Portland, Oregon For Respondents: M. Max Williams, n, Esq., Miller, Nash, Wiener, Hager & Carlsen, Portland, Oregon CASE INFORMAT

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Bertha Dean 92-01398 Name of Respondents Kober Financial Corp. Igor Cherednichenko REPRESENTATION Claimant Bertha Dean ("Claimant") was represented by Barbara Strapp Nelson. Esq. of McCarthy and Schtzman. Respondents Kober Financial Corp. ("Kober") was represented by: Paul R. Wood. Esq. of Hooper and Kanouff. P.C. R

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS, INC. In the Matter cf the Arbitration Between Name of Claimants George E. Adam and Marie E. Adam and 92-01388 of Respondents Merrill Lynch, Pierce, Fenner fc Smith, Inc. Rick Humphreys and James S. Gross REPRESENTATION OF PARTIES Claimants, George E. Adam and Marie E. Adam appeared at the hearing pro se. Respondents, Merrill Lynch, Pierce, Fenner & Smith, Inc. Rick Humphreys

HJBUC NATIONAL ASSOCIATION OF SECURITIES DEALERS, INC. CASE #92-01386 AWARD In the Matter of the Arbitration Between Norma J. Schwarz Claimant vs. Shearson Lehman Brothers, Inc. Anthony Trattner Respondents CASE SUMMARY In a claim filed with the National Association of Securities Dea-erg, Inc. on April 22, 1992, Claimant Norma J. Schwarz, through v -< -r representative Robert M. Roth of Agoura Hills, CA, alleged that respo

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECUUTIES DEALERS In the Matter of the Arbitration Between Name of Claimant Ruth Rochelle Mace Revocable Living Trust 92-01383 Name of Respondents Shearson Lehman Brothers, Inc. and Robert A. Haupt For Claimant, Ruth Rochelle Mace Revocable Living Trust ("Claimant"): Arnold Y. Steinberg, Esq., Attorney At Law. For Respondents, Shearson Lehman Brothers Inc. ("Shearson") and Robert A. Haupt ("Haupt")

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between jVTr of C Thomas & Helene Comunale, Ind. & as TTEE 92-01379 Name of Respondents) Shearson Lehman Hunon, Inc. Diane B. Davis Sumner Davis For Claimants, Thomas and Helene Comunale ("Comunales"): pro se. For Respondents, Shearson Lehman Hutton, Inc. ("Hutton"), and Diane and Sumner Davis ("Davises"): Brian B. Joslyn, Esq. of Boose Casey Cikli