Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Sanjay Kohli and Rashmi Kohli, Claimants v. Goldman, Sachs and Company and Hoyt Gier, Respondents Case Number: 02-05367 Hearing Site: Seattle, Washington Nature of Dispute: Customers v. Member Firm and Associated Person REPRESENTATION OF PARTIES For Claimants: Jacob H. Zamansky, Esq. Zamansky & Associates, LLC New York, New York For Respondents: Michael J. Cof

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Kenneth Haydon Cameron, individually and on behalf of the Kenneth Haydon Cameron IRA, the Kenneth Haydon Cameron SEP IRA and the Kenneth Haydon Cameron Rollover IRA, and Joanne Cameron Names of the Respondents K.W. Brown Investments and Kenneth Brown Case Number: 02-04604 Hearing Site: Boca Raton, Florida Nature of the Dispute: Cust

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Walter Gibala, Teresa A. Gibala, and Eula Fay Weiss and Names of Respondents Sigma Financial Corp. Key Concerns, Inc., and Sue Waterhouse Case Number: 02-04281 Hearing Site: Southfield, Michigan NATURE OF DISPUTE Customer v. Member, Non-Member and Associated Person REPRESENTATION OF PARTIES Walter Gibala, Teresa A. Gibala, and Eula F

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Namp. nf the. Claimant r.agp. Ntimhp.r 02-1282 Scott W.Crispin pf thf Rp< ;pondent Tfeflrirg fljff • Charlotte, NC Merrill Lynch, Pierce, Fenner & Smith, Inc. RFPRF.SF.NT A TTfl]Vf OF PARTIES Claimant, Scott Crispin ("Crispin"), hereinafter referred to as "Claimant", was represented by John R. Buric, Esq. and Preston O. Odom, m, Esq., James, McElroy & Diehl, P.A., Charlotte,

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Kent D. Koerper vs. H&R Block Financial Advisors, Inc. fka OLDE Discount Corporation and Philip Cox Case Number: 02-01238 Hearing Site: Atlanta, Georgia REPRESENTATION OF PARTIES For Kent D. Koerper, hereinafter referred to as "Claimant:" Burleigh Singleton, Esq., Kilpatrick Stockton LLP, Atlanta, Georgia. For H&R Block Financial Advisors, Inc. formerly known as OLDE

Award NASD In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-01089 Mark P. Podber Names of the Respondents Hearing Site: Atlanta, Georgia Interstate Johnson Lane/ Wachovia, Inc. Mark Silva REPRESENTATION OF PARTIES For Mark P. Podber, hereinafter referred to as "Claimant": Nick A. Dodys, Esq., Crowley, Appel, Starkey & Holbrook, LLC, Atlanta, Georgia. For Interstate Johnson Lane/Wachovia, Inc. ("Wachovia") an

Award NASD DISPUTE RESOLUTION In the Matter of the Arbitration Between: Name of Claimant J.T. White Names of Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc. Thomas L. Ellis Marshall Emerson Case Number: 02-01088 Hearing Site: New Orleans, LA REPRESENTATION OF PARTIES J.T. White, hereinafter referred to as "Claimant", appeared pro se. For Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc. ("MLPFS"), Thomas L. Ellis ("Elli

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Jon Stillwell and Geniene Stillwill, individually and as trustees of The Stillwell Family Trust, Claimants v. Citigroup Global Markets Inc. and Dennis M. Schwary, Respondents Case Number: 02-01059 Hearing Site: Los Angeles, California Nature of the Dispute: Customers v. Member and Associated Person REPRESENTATION OF PARTIES For Claimants: Geniene B. Stillwell, Esq. La

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: David DeWolf, Claimant v. Morgan Stanley Dean Witter and Steve Arcos, Respondents. Case Number: 99-03033 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimant: David DeWolf ProSe Hermosa Beach, California For Respondents: Ronald E. Wood, Esq. Dean Witter Reynolds, Inc. San Francisco, California CASE INFORMATION Statement of Claim filed: June

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant: Case Number: 02-01034 Ruth Riegert Name of the Respondents: Hearing Site: Albany, NY Bruce Timm Kelly Anderson HSBC Brokerage (USA) Inc. Peter Infante REPRESENTATION OF PARTIES Claimant Ruth Riegert ("Claimant")'- Rebecca M. Vaccariello, Esq., Dreyer Boyajian LLP, Albany, NY. Respondents, Bruce Timm ("Timm"), Kelly Anderson ("Anderson"), HSB