N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, INC. CASE: 99-3024 Charles Schwab & Co., Inc., claimant vs. Ota F. Cernoch, respondent. ATTORNEYS: For Claimant Charles Schwab & Co., Inc. ("Claimant"), Diane C. Fischer, Esq., of Gomberg, Kane & Fischer, Ltd. Chicago, IL. Respondent Ota F. Cernoch ("Respondent"), did not respond to the Statement of Claim. DATE FILED: July 7, 1999 CASE SUMMARY: Claimant alleged that Res

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Maria L. Minguez (Claimant) v. Aristides Bantis (Respondent) Case Number: 05-03767 Hearing Site: New York, New York Nature of the Dispute: Associated Person v. Customer REPRESENTATION OF PARTIES Claimant Maria L. Minguez hereinafter referred to as "Claimant": David M. Kasell, Esq., The Roth Law Firm, PLLC, New York, NY. Respondent Aristides Bantis hereinafter referred to as "Res

Award NASD Dispute Resolution In the Matter of the Arbitration Between: nf th,p Claimant Case Number: 05-02458 Willie Mae Deas, individually, and as custodian of her IRA of the Respondents Hearing-Site: Atlanta, Georgia Oppenheimer & Co., Inc., f/k/a Fahnestock & Co., Inc., f/k/a Josephthal & Co., Inc. and Eric Cofer Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATIO OF For Willie Mae Deas, individually,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Mark N. Binder, Claimant v. Goldman Sachs & Co., Respondent Case Number: 05-02403 Hearing Site: Los Angeles, California Nature of the Dispute: Associated Person v. Member REPRESENTATION OF PARTIES For Claimant: For Respondent: CASE INFORMATION Rodney J. Heggy, Esq. Federman & Sherwood Oklahoma City, Oklahoma Tod I. Zuckerman, Esq. Attorney At Law San

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Mason Nicoll, Claimant v. Merrill Lynch, Pierce, Fenner & Smith Incorporated, Respondent Case Number: 05-02033 Hearing Site: Seattle, Washington Nature of the Dispute: Customer v. Member REPRESENTATION OF PARTIES For Claimant: Lawrence L. Klayman, Esq. Klayman & Toskes, P.A. Boca Raton, Florida For Respondent: Troy P. Sauro, Esq. Bingham McCutchen San Francisco,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: George Sardeson, Florence Taylor, Randy Taylor, Joe Conroy, and Minerva Birchard, Claimants v. Morgan Stanley DW Inc., Respondent Case Number: 05-00872 Hearing Site: Los Angeles, California Nature of the Dispute: Customers v. Member REPRESENTATION OF PARTIES For Claimants: Paul W. Thomas, Esq. Law Offices of Paul W. Thomas & Associates Carlsbad, California For Respondent

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Shoou-Chyn Kan (Claimant) vs. Steven Wang, Dennis Maloney and Kenneth Chee (Respondents) vs. Unise Investment Corp. (Third Party Respondent) Case Number: 05-00781 Hearing Site: New York, New York Nature of the Dispute: Associated Person vs. Associated Persons vs. Member REPRESENTATION OF PARTIES Claimant Shoou-Chyn Kan ("Kan") hereinafter referred to as "Claimant": Vincent J. Ba

Award NASD Dispute Resolution In the Matter of the Arbitration Between: The 1997 Robert H. Lorsch Family Trust, Claimant v. Salomon Smith Barney n/k/a Citigroup Global Markets, Inc. and McRee Winston Smith, Respondents Case Number: 05-00717 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Robert M. Yaspan, Esq. Yaspan & Thau Woodland Hills, California

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Citigroup Global Markets, Inc. f/k/a/ Salmon Smith Barney, Inc., Claimant v. Glenn A. Howard, Respondent Glenn A. Howard, Counter-Claimant v. Citigroup Global Markets, Inc. f/k/a Salmon Smith Barney, Inc., Counter-Respondent Case Number: 05-00612 Hearing Site: Portland, Oregon Nature of the Dispute: Member v. Associated Person Associated Person v. Member REPRESENTATION OF PA

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Ricardo T. Natale, Authorized Representative for Caborro, S.A. Names of Respondents Lehman Brothers, Inc. Lehman Brothers International Securities, Inc. Case Number: 05-00033 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Ricardo T. Natale, Authorized Representative for Caborro, S.A