AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Inna Remy and Case Number: 02-02892 Hearing Site: Houston, Texas Name of Respondent(s) WM Financial Services Isselle R. Raguso NATURE OF DISPUTE Customer v. Member Firm and Associated Person REPRESENTATION OF PARTIES Inna Remy ("Claimant") was represented by Stephen P. Oggel, Esq., of the Law Offices of Stephen P. Oggel, of San Diego, Californ

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 02-02550 Victor R. Meljac Helen T. Meljac Name of the Respondent Hearing Site: Boca Raton, Florida Andrew P. Devito Nature of the Dispute: Customer vs. Associated Person. REPRESENTATION OF PARTIES For Victor R. Meljac ("VM") and Helen T. Meljac ("HM"), hereinafter collectively referred to as "Claimants": Richard V. Meljac, Personal Rep

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 02-02365 Ruth G. Johnson, Individually, Ruth G. Johnson f/b/o Ruth G. Johnson Individual Retirement Account, and Ruth G. Johnson, as Trustee of the E. Nathan Johnson Residuary Trust Names of the Respondents Hearing Site: Atlanta, Georgia Morgan Stanley DW, Inc. f/k/a Dean Witter Reynolds, Inc. John Flading REPRESENTATION OF P

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: F. Ronald Callaway and Patsy Callaway Claimants, Vs. Morgan Stanley Dean Witter Inc., f/k/a Dean Witter Reynolds Inc. Respondent. Case Number; 99-02669 Hearing Site: Dallas, Texas. REPRESENTATION OF PARTIES Claimants, F. Ronald Callaway and Patsy Callaway (" Ron and Patsy Callaway"): Samuel L. Boyd, Esq. of the firm Boyd & Associates, Dallas, Texas, Respond

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Craig Roberts IRA, Sharon Roberts IRA, Craig Roberts c/f Ryan Roberts, Craig Roberts c/f Shannon Roberts, Craig Roberts c/f Kyle Roberts, Craig Roberts Pension Account, Craig Roberts, and Long Island Auto Appraisers (Claimants) v. Andover Brokerage, LLC, Richard Michael Hughes, Timothy Martin Hughes, and Michael Picozzi, III (Respondents) Case Number: 02-02157 Hearing Site: N

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Bonnie L. Cruttenden, as Trustee of the Lillian Avis Timm Trust and the Robert Timm Trust, and as personal representative of the Estate of Lilliam Avis Timm and Case Number: 02-01390 Hearing Site: Troy, Michigan Names of Respondents Edward D. Jones & Co. and Mark D. Christensen REPRESENTATION OF PARTIES Bonnie L. Cruttenden, Trustee of the L

Stipulated Award NASD Dispute Resolution In the Matter of Arbitration Between, FREDERICK AND PAULA SMITH, Cage No 01 . 06530 ' Claimants, MORGAN STANLEY DW INC., Hearing Site: New York, New York MATTHEW TAUB AND JASON WEISSMAN, Respondents. REPRESENTATION OF PARTIES Claimants Frederick and Paula Smith, hereinafter referred to as "Claimants": Christopher T. Bavitz, Esq. New York, NY Respondents Morgan Stanley DW Inc., Matthew Taub

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 01-06369 William O'Donnell Names of the Respondents Hearing Site: Tampa, Florida Sands Brothers & Co., Ltd. Todd Cirella Jason Russo Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For William O'Donnell, hereinafter referred to as "Claimant": Anthony M. Abraham, Esq., New York, New

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Frank Albanese (Claimant) vs. Salomon Smith Barney, Inc., Salomon Smith Barney Holdings, Inc., Citigroup Inc. f/k/a Travelers Group, Inc., and Citigroup/Travelers Group Capital Accumulation Plan (Respondents) Case Number: 01-06324 Hearing Site: Buffalo. New York Nature of the Dispute: Associated Person v. Member and Non-members REPRESENTATION OF PARTIES Claimant, Frank Albanese

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Samuel Weiskopf and Joyce Weiskopf, (Claimants) vs. Morgan Stanley Dean Witter and Bradley S. Goldfarb, (Respondents) Case Number: 01-06031 Hearing Site: New York. New York REPRESENTATION OF PARTIES Claimants, Samuel Weiskopf ("S. Weiskopf) and Joyce Weiskopf ("J. Weiskopf), hereinafter collectively referred to as "Claimants": Richard L. Herzfeld, Esq., Richard L. Herzfeld, P.C., Ne