Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: A.G.Edwards & Sons, Inc. v. Mark Nichols v. A.G. Edwards & Sons, Inc and John Rohan Case Number: 01-01917 Hearing Site: San Francisco, CA REPRESENTATION OF PARTIES For Claimant: A.G. Edwards & Sons, Inc. William S. Port, Esq. A.G. Edwards & Sons, Inc. St. Louis, MO For Respondent/Counterclaimant: Mark Nichols Edward L. Blum, Esq. Edward L. Blum, P.C.

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant H&R Block Financial Advisors, Inc. f/k/a Olde Discount Corporation and 01-01777 Phoenix, Arizona Name of Respondents Gerard M. Burns Gerard M. Burns, Jr. Leonard J. Burns Cambridge Investments Services, LLC GT & Associates, LLC Marshall J. Roossin and Kristin M. Roossin John Scott Wright REPRESENTATION OF PARTTES H&R Block Financial Ad

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 01-01542 RaVae A. Luckhart, Claimant vs. Bryant J. Engebretson & U.S. Bancorp Piper Jaffray, Respondents. ATTORNEYS. Claimant appeared Pro Se., Bellingham, WA. Respondents appeared through their in-house counsel Brian S. Hellberg, Esq., Minneapolis, MN. DATE FILED: March 29, 2001 CASE SUMMARY: Claimant alleged that Respondents were negligent in the management of her account. Claim

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Rickel & Associates, Inc., Claimant v. John W. Laurienti, Respondent John W. Laurienti, Third Party Claimant v. Kenneth Rickel, Elliot J. Smith, and Gregg A. Smith, Third Party Respondents Case Number: 01-01310 Hearing Site: San Diego, California REPRESENTATION OF PARTIES For Claimant Rickel & Associates, Inc. and Third Party Respondent Kenneth Rickel: Derek A. Wolman, Esq.

Amended Award NASD Dispute Resolution In the Matter of the Arbitration Between: Edward D. Jones & Company, L.P., (Claimant) vs. Jay S. Tobias and Salomon Smith Barney, Inc., (Respondents) Case Number: 01-00598 Hearing Site: Boston, Massachusetts REPRESENTATION OF PARTIES Claimant, Edward D. Jones & Company, L.P., hereinafter referred to as "Claimant": Lawrence R. Goldberg, Esq., Goldberg, Katz & Stansen, P.C., St. Louis, MO. Respondent, Jay S. Tobia

STIPULATED AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Joan C. Nigliazzo Case No. 00-05347 Names of Respondents PFS Investments, Inc. Jack Alan Sapolsky Hearing Site: Boca Raton, Florida REPRESENTATION OF PARTIES For Joan C. Nigliazzo ("Nigliazzo"), hereinafter referred to as "Claimant": David H. Zimmer Esq., Boca Raton, Florida. For PFS Investments, Inc. ("PFSI") and Jack Alan Sapols

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, EVC. CASE: #99-02667 OLDE Discount Corporation, claimant vs. Lee Esther Curtis, respondent. ATTORNEYS: For Claimant, OLDE Discount Corporation, appeared in-house counsel Aaron L. Kleid, Esq., Detroit, MI. Respondent, Lee Esther Curtis, did not respond to the Statement of Claim. DATE FILED: June 10, 1999 CASE SUMMARY: Claimant alleged that respondent sold 100 shares of G

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Robert A. Audette, (Claimant) vs. Sharpe Capital, Inc., Lanny T. Fried, and James Pepio, (Respondents) Case Number: 00-04736 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Robert A. Audette, hereinafter referred to as "Claimant": Earle Giovanniello, Esq., Law Offices of Earle Giovanniello, New Haven, CT. Respondent, Sharpe Capital, Inc. ("Sharpe"), di

Consent Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Teddy Galea, (Claimant) vs. Glenn Michael Financial, Inc. and John Conroy, (Respondents) Case Number: 00-02986 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Teddy Galea, hereinafter referred to as "Claimant": Brad S. Maistrow, Esq., Snow Becker Krauss P.C., New York, NY (Mr. Maistrow was with the law firm of Meyers & Maistrow, New York, NY, when

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Tony Wong, Claimant v. Dean Witter Reynolds Inc., Respondent Case Number: 00-02798 Hearing Site: Seattle, Washington REPRESENTATION OF PARTIES For Claimant: John A. Bender, Jr. Weiss Jensen Ellis & Howard Seattle, Washington For Res-ppndent: Anne T. Cooney Morgan Stanley San Francisco, California CASE INFORMATION Statement of Claim filed: June 8, 2000 C