N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of Arbitration Between Name of Claimant Laura O'Brien 93-00925 Name of Respondent Merrill Lynch, Pierce Fenner & Smith, Inc. REPRESENTATION For Claimant Laura O'Brien ("Claimant") appeared Gerard McEnery, Esq. from the law firm of Cotter, Cotter & Sohon located in Bridgeport, Ct. For Respondent Merrill Lynch, Pierce Fenner & Smith, Inc. ("Respondent") appeared Bernar

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Patricia Zuder Case No:92-04379 Name of Respondents Merrill Lynch, Pierce, Fenner & Smith Inc., and William E. Hill individually and as Agent and Employee thereof REPRESENTATION For Claimant, Patricia Zuder ("Zuder"): Arnold Y. Stienberg, Esq., of Arnold Y. Steinberg PA in Boca Raton, Florida For Respondents, Merrill Ly

NATIONAL ASSOCIATION np «£C!ZEUTISS SEALERS fn the Matter ,'f the Arbitration Between i Tama f ^'• John and Anna Elizabeth Denver Caw No. 92-04338 Name of Rflaaondeptf si David Lcmer Associates GoofgeVUlasi REPRESENTATION For Claimant}, John and Aima Denver (Uw'Denven*): Alton J, Fedor, Biq. and Frtneil Fedor, Esq. of Fedor & Bedor, Urgo, Florida. ' . . • For Respondents, David Lemer Anociates ("DtA") and George Villasi ("VUlasi"): R

PUBLIC N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between of Claimant(s) Byron S. Kopman 92-04182 Name of Respondent^ at Stratton Oakmont Inc. John P. Clancy MEPRES1NTATTQN For Claimant Byron S. Kopman: Gary S. Freed, Esq. and Benjamin Fink, Esq., of the law firm of Freed, Lester and Freed, Atlanta, GA. For Respondent Stratton Oakmont, Inc.: Harry L. Gannan, Esq. of the law firm of

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Elizabeth Huntley Horowitz (Claimant) v. Morgan Stanley DW, Inc. f/k/a Dean Witter Reynolds, Inc. and Sun Consolidated Securities (Respondents) Case Number: 99-02297 Hearing Site: New York, New York Nature of the Dispute: Customer v. Members. REPRESENTATION OF PARTIES Claimant Elizabeth Huntley Horowitz ("Horowitz") hereinafter referred to as "Claimant" appeared pro se. Resp

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant(s) Leonard Hayet IRA Account Case No. 92-04155 Name of Resoondentfs) Merrill Lynch Pierce Fenner & Smith Inc Bernard A. Baer For Claimant, Leornard Hayet IRA ("Hayet"): Leonard Hayet. For Respondents, Merrill Lynch Pierce Fenner & Smith, Inc. ("Merrill") and Bernie Baer ("Baer"): Jonathan A. Schorr, Esq. of Merrill. CASE IN

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITTF5 DEALERS, TNC In the matter of the Arbitration Between Mame of Clafapant PAINEWEBBER. INC. NASD Arbitration No. 92-04145 v. Name nf Respondent JAMES R. FUCKINGER For Claimant: Catherine Pratt, Esq. - Painewebber, Ino, Los Angeles, California For Respondent: Richard S. Bayer, Esq. - San Diego, California TNT-nRM ATTQN Statement of Claim ffled: " December 8, 1992 Claimant's Answer to Res

N.A.S.D. AWARD PUBLIC NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants Bernice Eura Pitts Jr. Rachel Anne Pitts 92^04140 Name of Respondents PaineWebber, Inc. Frank Bergthold CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on December 8, 1992, Claimants Bernice E. Pitts and Rachel Anne Pitts, who appeared Pro Se, alleged that Respondent F

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant(s) Scott W. & Nadine Wone NASD Arbitration No.92-04120 Name of Respondents) National Securities Corporation REPRESENTATION For Claimants: Scott W. Wong, Portland, Oregon For Respondent: Mark Roth, Esq., National Securities Corporation, Seattle, Washington CASE INFORMATION Statement of Claim filed: December 8, 1992

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants) WILLIAM M. MCMILLAN NASD Arbitration No. 92-3987 Name of Respondent(s) PRUDENTIAL SECURITIES, INC. REPRESENTATION For Claimant: Joseph Devereux, Esq., Devereux, Murphy, Striler & Brickey, L.L.C., St. Louis, Missouri For Respondent: Gabriel Loubier, Esq., Associate Vice President, Assistant General Counsel, Prudential Secu