PUBLIC N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants Mitchell and Elizabeth Williams 92-03603 NameofResDondent Charles Schwab & Company, Inc. CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on October 26, 1992, Claimants Mitchell R. and Elizabeth A. Williams, who appeared Pro Se, alleged that they called Respondent Charles Schwa

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimants Sylvia Raffelson Case No, 92-03601 Name of Respondents Richard E. Garcia REPRESENTATION For Claimant, S>lvia Raffelson ("Raffelson"): Charles D. Franken, Esq. For Respondent, Richard E. Garcia ("Garcia"): Pro 5fi. CASE INFORMATION Statement of Claim filed: October 23, 1992. Claimant's Submission Agreement signed: Octob

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Mame of Claimant Thomas E. Fish 92-03597 Name of Respondents IDS Financial Services. Inc. IDS Life Insurance Company IDS Insurance Agencies REPRESENTATION For Claimant: John L. Wildeboer of Skinner, Wildeboer & Ogden in Bay City, Michigan. For Respondent: Gary Irwin of IDS Financial Corporation, in Minneapolis, Minnesota. CASE I

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Shen Ralston NASD Arbitration No. 92-03595 Name of Respondent Charles Inman, dba First National Financial Center, and Consolidated Investment Services For Claimant: Jerome E. LaBarre, Esq., of LaBarre and Associates, Portland Oregon. For Respondent: Shaun T. Gloude, Esq., Littleton, Colorado. CASE INFORMATION Statem

PU3L1C N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Merrill Lynch Pierce Fenner & Smith Inc 92-03592 Name of Respondent Gallic Smith CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on October 23, 1992, Claimant Merrill Lynch, Pierce, Fenner & Smith, Inc. by and through their counsel Michael D. Napoli, Esq. of Gibbs & Ratliff, Ho

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between PUBLIC Name ofClaimanHs) Suk Chang, M.D. 92-03584 Name of Respondent(s) Isadore S. Burstein John A. Griffin Iffifft^ENTATION For Claimant Suk Chang, M.D.: Stephen A. Wydrzynski, Esq. For Respondent Isadore S. Burstein: James D. Coleman, Esq. of the law firm Ballard Spahr Andrews & Ingersoll. For Respondent John A. Griffin: Jeffrey N. Ka

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS _ PI1R1 1C In the Matter of the Arbitration Between Name of Claimant! s) Diana P. Penney 92-03580 Name of Resoondent(s) Advest, Inc. Avard Dow, Sr. For Claimant Diana P. Penney: Andrew M. Horton, Esq. of the law firm of Verrill & Dana. For Respondents Advest, Inc. and Avard Dow: Laurence H. Leavitt, Esq. of the law firm of Friedman & Babcock. CASE INFORMATION S

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of Arbitration Between Name of Claimant CMB Realty Rust, Trustees E. Colangelo, R. Maloney et al. vs. Case » 92-03578 Name of Respondents The First Boston Corporation Brian O'Rouke REPRESENTATION For Claimants. CMB Realty Trust, Trustees E. Colangelo, R. Maloney et al ("Claimants"), Richard M. Gelb, Esq., from the law firm of Gelb & Gelb. For Respondent. The

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name_of Claimant Gayle E. Brookfield 92-03573 Name of Respondents Merrill Lynch Pierce Fenner & Smith, Inc. Joe Vazza David Sims Michael Zirpolo Fred Mitchell Claimant Gayle E. Brookfield ("Claimant") represented herself. For Respondents Merrill Lynch Pierce Fenner & Smith, Inc. ("MLPFS"), Joe Vazza ("Vazza"), David Sims ("Sims"), M

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Valentina Litvinova (Claimant) v. Prudential Securities, Inc. (Respondent) Case Number: 01-02482 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member REPRESENTATION OF PARTIES Claimant, Valentina Litvinova ("Litvinova") hereinafter referred to as "Claimant": Michael P. Meliti, Esq., Alampi, Arturi, D'Argenio & Guaglardi, LLP, Englewood Cliffs, NJ. Resp