AWARD NASD Dispute Resolution In the Matter of the Arbitration Between: Names of Claimants Steven M. Gitt, an individual, Steven M. Gitt, Trustee of Steven M. Gitt Profit Sharing, and Steven M.Gitt, Custodian, Gitt Childrens Custodial Acct. vs. Case Number: 04-03970 Hearing Site: Phoenix, Arizona Names of Respondents RBC Dain Rauscher Inc., Morgan Stanley DW Inc., and Michael A. Manfredi NATURE OF THE DISPUTE Customers vs. Member

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Robert Montgomery, John Montgomery, and Gail A. Dwan, Claimants v. Wachovia Securities, LLC, Merrill Lynch, Pierce, Fenner& Smith Incorporated, Michael J. Minervini, and James G. Osborne, Respondents Case Number: 04-02827 Hearing Site: Los Angeles, California Nature of the Dispute: Customers v. Members and Associated Persons REPRESENTATION OF PARTIES For Claimants: Timothy D. Mc

Award NASD Dispute Resolution Wilder Richman Securities Corporation vs. John F. Lawrence vs. Richard P. Richman, Stephen B. Smith, David L. Salzman, and The Richman Group Affordable Housing Corporation. Case Number: 04-01906 Hearing Location: Washington, D.C. Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES Claimant, Wilder Richman Securities Corporation, hereinafter referred to as "Claimant", was represented by Robert

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant .., Case Number: 04-01441 Ted Stroupe Names of the Respondents Hearing Site: Charlotte, North Carolina UBS Financial Services, Inc. Bane of America Investment Services, Inc. Harold Francis Gallivan, III James Woodrow Gillespie, III Nature of the Dispute: Customer vs. Members and Associated Persons. REPRESENTATION OF PARTIES Claimant Te

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimant Case Number- 04-00762 Antoinette Grams Name of the Respondents Hearing Site: Philadelphia, PA Thomas D. Foy, Jr. WS Griffith Securities, Inc. Nature of the Dispute: Customer vs. Member and Associated Person RF.PRF.SF.NTATTON OF PARTTFS Claimant Antoinette Grams, hereinafter referred to as "Claimant," was represented by Debra G. Speyer, Esq

Stipulated Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Gary W. Donner Case No. 01-02369 Names of Respondents Charles Schwab & Company, Inc. Robert Lamb Hearing Site: Atlanta, Georgia REPRESENTATION OF PARTIES For Gary W. Donner ("Donner"), hereinafter referred to as "Claimant": Scott A. Wallace, Esq. of Smith, Gilliam, Williams & Miles, P.A., Gainesville, Georgia. For Charles Schwab &

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Judy H. Coleman Case Number: 03-06475 Names of the Respondents SouthTrust Securities, Inc. First Union Brokerage Services, Inc. Scott A. McQuilken Douglas Smith BB&T Investment Services, Inc. Stephen R. Sturkie BB&T Corporation SouthTrust Bank First Union Corporation Hearing Site: Charlotte, North Carolina Nature of

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Karl E. Mattson Mary P. Mattson Names of the Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc. Peter J. Russo, Jr. Case Number: 03-05960 Hearing Site: Richmond, Virginia Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimants, Karl E. Mattson and Mary P. Mattson, hereinafter col

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Sami Abdelmassia (Claimant) v. Merrill Lynch, Pierce, Fehner and Smith, Inc., and Gershpn W. Trimpol (Respondents) Case Number: 03-05226 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Claimant Sami Abdelmassia hereinafter referred to as "Claimant": Theodore M. Davis, Esq., The Law Offices of

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-01957 Philip D. Kaltenbacher Names of the Respondents Hearing Site: Tampa, Florida Morgan Keegan & Company, Inc. Richard Angelotti Edward Rosenberg Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Philip D. Kaltenbacher, hereinafter referred to as "Claimant": Steven D. Mutton, Esq., L