STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Jerrold and Lydia Cohan, Howard Cohan, , Helene and Scott Wineberg, Mamie Wineberg and Hayley Wineberg and 03-07106 Chicago, Illinois Name of Respondents Merrill Lynch, Pierce, Fenner & Smith Inc., Menard Sanford Schwartz and Steven S. LaPorta Nature of the Dispute: Customers vs. Member and Associated Persons REPRESENTATION OF PARTI

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant David Rubin and Judy Rubin Name of Respondent Merrill Lynch, Pierce Fenner & Smith, Inc. Case Number: 01-02264 Hearing Site: Boca Raton, Florida REPRESENTATION OF PARTIES David Rubin and Judy Rubin, hereinafter referred to as "Claimant": Alan Foxman, Esq., The Law Offices of Alan J. Foxman, P.A., Boca Raton, Florida. Merrill Lynch, Pierce Fenner & Sm

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Connie J. Schafer and 03-06074 Chicago, Illinois Name of Respondents Merrill Lynch, Pierce, Fenner & Smith Inc. and Wallace E. Almquist, Jr. Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Connie J. Schafer ("Claimant") \vas represented by Rachel M. Raymon, Esq., Levin, Papantonio, Thomas, Mitc

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant SamiraBader and 03-05180 Chicago, Illinois Name of Respondents Merrill Lynch Pierce Fenner & Smith, ShadiS.Dabit, Shadin T. Ramadan, and Debra Lambrecht Nature of the Dispute: Customer vs. Member and Associated Persons REPRESENTATION OF PARTIES Samira Bader ("Claimant") was represented by Andrew S. May, Esq., Lewitas & Associates, P

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant William Behrens and 03-03492 Chicago, Illinois Name of Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc. Kerry Robin Truckly Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES William Behrens ("Claimant") was represented by Sandor L. Grossman, Esq., Chicago, Illinois and Adrew Stoltmann, Es

NASD DISPUTE RESOLUTION STIPULATED AWARD NASD DISPUTE RESOLUTION CASE: 05-05072 Prudential Equity Group, LLC and Mary Ellen Kay, (Claimants) vs. Loretta D. Abrams, Loretta D. Abrams IRA Rollover and L. Abrams beneficiary of Mr. Hyman Abrams IRA Rollover, (Respondents) ATTORNEYS: For Claimant Prudential Equity Group, LLC appeared Christopher G. Massey, Esq., of the firm Bressler, Amery & Ross, P.C., Morristown, NJ. For Claimant Mary Ellen Kay appeare

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Mike C. Kim, Claimant v. Ameritrade, Inc., Respondent Case Number: 05-04626 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Member REPRESENTATION OF PARTIES For Claimant: Marc I. Zussman, Esq. Law Offices of Marc I. Zussman Los Angeles, California For Respondent: James J. Vihstadt, Esq. Ameritrade, Inc. Bellevue, Nebraska CASE INFORMATION

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Alex J. Galanides vs. First Citizens Investor Services, Inc. Case Number: 05-03083 - Hearing Site: Richmond, VA Nature of the Dispute: Associated Person v. Member. REPRESENTATION OF PARTIES Claimant, Alex J. Galanides, hereinafter referred to as "Claimant", was represented by Stephanie P. Karn, Esq., McGui re Woods, LLP, Richmond, Virginia. Respondent, First Citizens

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Larry L Jensen v. 05-01238 Minneapolis, Minnesota Respondent Woodbury Financial Services, Inc. NATURE OF DISPUTE Customer v. Member Firm REPRESENTATION OF PARTIES Larry L. Jensen ("Claimant") was represented by Christopher Claassen, Esq., and Richard A. Lewins, Esq., of Burg Simpson Eldredge & Jardine, P.C., Dallas, Texas. Woodbury Financial Services,

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number 03-09112 Charlie Lee Kennedy Names of the Respondents Hearing Site: Charlotte, North Carolina Morgan Stanley DW, Inc. Michael Robinson Nature of the Dispute: Customer vs. Member and Associated Person. REPRFSFNTATION OF PARTIES Claimant Charlie Lee Kennedy, hereinafter referred to as "Claimant", was represented by Robert Dyer, E