N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, INC. In the Matter of the Arbitration Between Name of Claimant Bryon Simmons, M,D. 96-04107 Name of Respondent David Heredia REPRESENTATION Claimant Bryon Simmons, M.D. ("Claimant") was represented by Delmer C. Cowing, III, Esq., Defray Beach, FL. Respondent Heredia {"Respondent") did not appear. CASE INFORMATION Statement of Claim filed: September 16, 1

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Steven Rubenstein, (Claimant) vs. Alan Halpert, (Respondent) Case Number: 96-04104 Hearing Site: New York, NY REPRESENTATION OF PARTIES Claimant, Steven Rubenstein: Brian J. Cooke, Esq., Arnstein & Lehr, West Palm Beach, FL. Respondents, Halpert & Company, Inc., Alan Halpert, and Matthew Cohen: Ruthann Niosi, Esq., The Law Offices of Ruthann Niosi, New York, NY. CASE INFORMATION

NASD AWARD NASD Regulation, Inc. Office of Dispute Resolution In the Matter of the Arbitration Between Name of Claimants Margaret W. and Richard A. Smucker, TTEE/FBO Smucker TRUST 96-04103 Name of Respondents Jacques Serena James A. Mclnerney REPRESENTATION Claimants Richard A. and Margaret W. Smucker, Trustees FBO Richard A. Smucker and Margaret W. Smucker Trust ("Claimants") were represented by David A. Zimmer, Esq., Greenwich, CT.

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant William Lecinon 96-04100 Name of Respondents David Lavender Nationwide Securities Corporation CASE SUMMARY In a case filed with the National Assocaition of Securities Dealers Regulation, Inc. on September 13, 1996, claimant William Lennon ("claimant"), who appeared Pro Se, alleged that respondents David Lavender ("Lavender"

TO & 21^1 fcffl N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION QF SECURITIES DEALERS REGULATION. INC. CASE: 96-04097 Giro Belesiriere and Frances Balestriere, claimants vs. Barnett Securities, Inc. and Terry McCoy, respondents. ATTORNEYS: Claimants appeared Pro Se For Respondents Michael J. Marino, Esq., Jacksonville, FL DATE FILED: September 13, 1996 CASE SUMMARY: Claimants alleged misrepresentation regarding the type of security th

AWARD NASD REGULATION. INC.. OFFICE OF DISPUTE RESOLUTION In the matter of the Arbitration Between Name of Claimants Dennis Gene Burccss ami Kathrvn Burgess Arbitration No. 96-04096 Name of Respondents Dean Witter Reynolds. Inc., Steve Winchcli. Ron Reid. Torn Burke. Robert Stambaugh. Richard White, Patrick J. Burke. Bradlev J. Saundcrs REPRFSENTATION For Claimants: Kathryn Burgess In pro per Downey, California For Respondents De

NASD REGULATION. INC- In the matter of the Arbitration Between Name of Claimant: f s) Thomas S. Olmstead Arbitration No. 96-04092 Name of Reapor^ent{s) Mutual Securities, Inc. Cowles, Sabol & Co., Inc. Kendal1 Cameron REPRESEHTATIQH For Claimant: Randy Barnard, Esq. , O'Shea Barnard Martin P.S. , Bellevue , Washington For Respondents Mutual Securities, Inc. and Cowles, Sabol & Co., Inc.: Carl J. Carlson, Esq., Seattle, Washington

AWARD NASD, Regulation, Inc., Office of Dispute Resolution In the matter of the Arbitration Between NASD Regulation, Inc. No. 96-04090 Claimant Stephen Gehrs, MD. vs. Respondent Smith Barney, Inc. OF PARTIES Stephen Gehrs, MD., ("Claimant") was represented by Robert A. Uhl, Esq., Aidikoff & Uhl, Beverly Hills, California Smith Barney, Inc., ("Respondent") was represented by Christopher B. O'Malley, Esq., Smith Barney, Inc., New Y

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Mattick Family Partnership, Ltd., Claimant v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and J. Judd Peterson, Respondents Case Number: 01-02128 Hearing Site: Tampa, Florida REPRESENTATION OF PARTIES For Mattick Family Partnership, Ltd., hereinafter referred to as "Claimant": Robert Dyer, Esq., Allen, Dyer, Doppelt, Milbrath & Gilchrist, P.A., Orlando, Florida. For Merril

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Lillian Lutvack 96-02707 Name of Respondent Kirlin Securities, Inc. CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on June 25, 1996, claimant Lillian Lutvack ("claimant"), who appeared Pro Se, alleged that respondent Kirlin Securities, Inc. ("respondent") through its representative Bill