Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants Case Number 01-01993 Thomas and Susan Descano Name of the Respondent^ Hearing Site- Philadelphia, Pennsylvania Janney Montgomery Scott, LLC, James J. Coyne, and Christopher J. Munafo REPRESENTATION OF PARTIES Claimants Thomas M. Descano and Susan A. Descano, hereinafter collectively referred to as "Claimants", were represented by Nicholas J. Guilian

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Loretta Young 95-04772 Name of Respondent Prudential Securities, Inc. William Frank Edmond, [[[ CASE SUMMARY tn a claim filed with the National Association of Securities Dealers, Inc. on October 10, 1995, Claimant Loretta Young ("Claimant"), who appeared Pro Se, alleged that Respondent Prudential Securities, Inc. ("Prudenti

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In (.he Matter of the Arbitration Between Name of Claimant William F. Terrill 95-04770 Name of Respondents The Robinson-Humphrey Company, Inc. T. Scott Watkins In a claim filed with the National Association of Securities Dealers, Inc. on October 10, 1995, Claimant ' William F. Terrill ("Claimant"); who appeared Pro Se^ alleged that Respondent The Robinson-HtimphreyF Company, Inc. ("RH

NASD REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION In the Matter of the Arbitration Between Name of Claimant David A. Boetcher, M.D. 95-04763 Name of Respondents Ferris, Baker Watts, Inc. Lloyd Victor Seested REPRESENTATION Claimant Robert H. Boetcher ("Claimant") was represented by Charles B. Wayne, Esq. of the law firm of Schwalb, Donnefield, Bray & Silbert, Washington, D.C.. Respondent Ferris, Baker Watts, Inc

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Halpert, Oberst and Company Name of Respondent Jason C. Foote © National Association i Securities Deal- All Rights Reserved 95-04759 CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on October 9, 1995, Claimant Halpert, Oberst and Company ("Claimant") through its representative and

AWARD NASD REGULATION, INC. In the Matter of the Arbitration Between Name of Claimant James Nellis Case No. vs. 95-04758 Name of Respondents D. Blech&Co., Inc. David Blech REPRESENTATION For Claimant, James Nellis ("Claimant"), Howard Hertz, Esq., from the law firm of Hertz, Schram & Saretsky, P.C. located in Bloomfield Hills, Michigan. For Respondents, D. Blech & Co., Inc. ("D. Blech") and David Blech ("Blech") (collectively "Re

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION In the Matter of the Arbitration Between Name of Claimant Gregory Oliver 95-04754 Name of Respondents Metropolitan Life Insurance Co. Michael Schlegel REPRESENTATION Claimant Gregory Oliver ("Claimant") was represented by Morgan L. Bentley, Esq., Newark, New Jersey. Respondents Metropolitan Life Insurance Company ("MetLife") and Michael Schlegel ( Schlegel) w

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS tn the Matter of the Arbitration Between Name or' Claimant Mary C. Sobon Name of Respondent Katharine R. McLernon 95-4H753 CASE SUMMARY Dealers, Inc. on October 9, ' appeared Pro Se, alleged that Respondent Katherine ("Respbndem"), v vi)hile irfepresfnuhg Empire Financial Services, recbmmended that she Vaiuemark II ("FVM") which she followed to her detriment. Claimant fart

NASD FINAL ORDER NATIONAL ASSOCIATION OF SECURITIES DEALERS, INC. In the Matter of the Arbitration Between William M. Hauser, and Cynthia M. Hauser, Claimants, v. No. 95-04751 OLDE Discount Corporation, Respondent, REPRESENTATION OF PARTIES William M. Hauser, and Cynthia M. Hauser ("Claimants") were represented by William M. Hauser. OLDE Discount Corporation ("Respondent") was represented by Timothy L. Isom, Esq., of OLDE Discount Corpor

NASD AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS, INC. In the Matter of the Arbitration Between Marlene A. Messin Claimant, v. No. 95-04749 Kidder, Peabody & Co., Inc. £• National Association of Securities Dealers, Inc. Respondent. All Rights Reservea REPRESENTATION OF PARTIES Claimant Marlene A. Messin was represented by Seth M. Colton, Esq. and Jarrett B. ^Decker, Esq. of Maun & Simon PLC located in Saint Paul, MN. ; • ; s