Award NASD Dispute Resolution In the Matter of the Arbitration Between: James Bain and Heidi Bain, Claimants v. UBS Financial Services Inc., Respondent Case Number: 03-09157 Hearing Site: Seattle, Washington Nature of the Dispute: Customers v. Member REPRESENTATION OF PARTIES For Claimants: Edward Wolfe, Esq. Wolfe Law Offices PLLC Bremerton, Washington For Respondent: Ted W. Lieu, Esq. UBS Financial Services Inc. Los Angeles, California

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-09155 Wanda Ragsdale, Claimant v. Morgan Stanley DW, Inc. and Steve Matlack, Respondents ATTORNEYS: Claimant Wanda Ragsdale ("Claimant") appeared pro se, Coleman, TX. For Respondents Morgan Stanley DW, Inc. and Steve Matlack (collectively "Respondents") appeared Artur M. Wlazlo, Esq., in-house counsel, Morgan Stanley DW, Inc., New York, NY. NATURE OF DISPUTE: Customer v. Member and Associate

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: John S. Mauersberger and Susan V. Mauersberger (Claimants) v. Ladenburg Thalmann & Co., Inc. and Howard Corum (Respondents) Case Number: 03-09153 Hearing Site: Columbus, Ohio Nature of the Dispute: Customers v. Member and Associated Person. REPRESENTATION OF PARTIES Claimants John S. Mauersberger ("J. Mauersberger") and Susan V. Mauersberger("S. Mauersberger") hereina

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Namftnfthftf;i?mn?mt Case Number- 01-01716 Michael S. Flanagan Name nf the 'Re^ondffnt-s Hearing Site- Philadelphia, PA Northeast Securities, Inc. Stephen J. Perrone RITPPff.SffNTATTfW Claimant, Michael S. Flanagan ("Flanagan"), hereinafter referred to as "Claimant": Harvey Pasternack, Esq., Pasternack and Associates, State College, Pennsylvania. Respondents, North

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE; 03-09151 Gerald L. Lattal & Claire M. Lattal JTWROS, Claimants vs. Salomon Smith Barney, Inc., n/k/a Citigroup Global Markets, Inc., Respondent. ATTORNEYS: Claimants, Gerald L. Lattal & Claire M. Lattal JTWROS, ("Claimants") appeared pro se, West Granby, CT. Respondent, Salomon Smith Barney, Inc., n/k/a Citigroup Global Markets, Inc., ("Respondent") appeared through its in-house counsel, An

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Patricia A. Daniels and Patricia A. Daniels (IRA) (Claimants) v. Merrill Lynch, Pierce, Fenner & Smith, Inc., Richard M. Ina, and Michael Pinto (Respondents) Case Number: 03-09146 Hearing Site: Cleveland, Ohio Nature of the Dispute: Customer vs. Member and Associated Persons. REPRESENTATION OF PARTIES Claimants Patricia A. Daniels ("Daniels"), Patricia A. Daniels IRA ("Daniels IRA")

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Norman Kokot Sandra Kokot Norman and Sandra Kokot, JTWROS Name of the Respondent Noble International Investments, Inc. Case Number: 03-09143 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member. REPRESENT ATTON OF PARTIES For Norman Kokot, Sandra Kokot, Noriman and Sandra Kokot, JTWROS, hereinafter collect

Award NASD Dispute Resolution In the Matter of the Arbitration Between; Name of the Claimant Case Number: 03-09140 Donald Hupps Names of the Respondents Hearing Site: Boca Raton, Florida Sentra Securities Corporation John M. Chaffee Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Donald Hupps, hereinafter referred to as "Claimant": William R. Ponsoldt, Jr., Esq., Wright, Ponsoldt & Lozeau, LLP,

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Ellana A. Blau, Claimant v. Citigroup Global Markets Inc. a/k/a Salomon Smith Barney, Inc., Ronald K. Phillips and W. Andrew Blick, Respondents Case Number: 03-09137 Hearing Site: San Francisco, California Nature of the Dispute: Customer v. Member and Associated Persons REPRESENTATION OF PARTIES For Claimant: Timothy A. Canning, Esq. Attorney At Law Novato, Califo

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Robert D. Morgan, Stephanie D. Morgan, and Lite Industries Inc., Claimants v. Multi-Financial Securities Corporation, James A. Batten, James E. Lodge, George T. Diachok, Russell R. Diachok, and Douglas G. Temple-Trujillo, Respondents Case Number: 03-09136 Hearing Site: Salt Lake City, Utah Nature of the Dispute: Customers v. Member and Associated Persons REPRESENTATION OF