STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants James R. and Karen C. McGovern and Names of Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc., Miles Bruce Potter and Kevin Brent Roberts Case Number: 03-06471 Hearing Site: Houston, Texas NATURE OF DISPUTE Customers v. Member Firm and Associated Persons REPRESENTATION OF PARTIES James R. and Karen C. McGovern ("Claimant

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Nancy A. Reardon, Joint Tenancy Survivor, Claimant v. Wells Fargo Securities and Gregory G. Solan, Respondents Case Number: 01-01687 Hearing Site: San Francisco, California REPRESENTATION OF PARTIES For Claimant: Anthony M. Englese, Esq. San Francisco, California For Respondents: Cameron Stout, Esq. Keesal, Young & Logan San Francisco, California CASE INFORMATI

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Harold and Madeleine Dyke, Anthony Escobar, Sharon Simpson Favazzo, Susan Inverno, John Molina, Evelena Weber, Victor Weber, Robert and Sandra Wells, and Clara Marlene Zanders, Claimants v. Morgan Stanley DW Inc., Bruce F. Alonso, and Peter M. Aveiar, Respondents Case Number: 03-06470 Hearing Site: Los Angeles, California Nature of the Dispute: Customers v. Member and Associa

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Barbara Augenstein Names of the Respondents Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. Jack B. Grubman Case Number: 03-06468 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and Associated Person, REPRESENTATION OF PARTIES For Barbara Augenstein, hereinafter referred to as "Claimant": Douglas H

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-06467 Francis J. Berdel Trustee of the Berdel Revocable Trust Names of the Respondents Hearing Site: Boca Raton, Florida Citigroup Global Markets, Inc., f/k/a Salomon Smith Barney, Inc. Jack B. Grubman Nature of the Dispute: Customer vs. Member and Associated Person. ENTATION OF PARTIES For Francis J. Berdel Trustee of the Berdel Revocabl

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-06466 Ernest L. Balint T.O.D. Bruce S. Balint, Claimant v. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc., and Jack B. Grubman, Respondents. ATTORNEYS: For Claimant, Ernest L. Balint T.O.D. Bruce S. Balint, ("Claimant"), appeared Douglas H. Glicken, Esq., of the Law Offices of Douglas H. Glicken, P.A., Orlando, FL. For Respondents, Citigroup Global Markets, Inc. f/k/a Salomo

p.l ©003 NASB DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-06464 j i Nancy G Boczon IRA, Claimak v. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney r Inc. aM lack B, Grubmin, Respondents. ATTORNEYS; [ For Claimant, Nancy G. Boczon IRA, ("Claimant"), appeared Douglas H. Glicken, Esq., of the Law Offices of Douglas E, GHt^o, P.A., Orlando, FL. * For Respondents, Citigroup Glottal Markets, Inc. f/k/a Salomon S

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-06460 Sanford D. Crawford, Claimant v. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. and Jack B. Grubman, Respondents. ATTORNEYS: For Claimant, Sanford D. Crawford, ("Claimant"), appeared Douglas H. Glicken, Esq., of the Law Office of Douglas H. Glicken, P.A., Orlando, FL. For Respondents, Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. and Jack B. Grubm

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 03-06459 Allen Brooks Shevach, IRA Elizabeth W. Shevach, IRA Names of the Respondents Hearing Site: Tampa, Florida Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. JackB. Grubman Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Allen Brooks Shevach, IRA and Elizabeth W.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-06457 Richard E. Berkowitz Name of the Respondent Hearing Site: Atlanta, Georgia CIBC World Markets Corporation Nature of the Dispute: Associated Person vs. Member. REPRESENTATION OF PARTIES For Richard E. Berkowitz, hereinafter referred to as "Claimant": Frank S. James, III, Esq., Baker, Donelson, Bearman, Caldwell & Berkowitz, P.C., Bir