Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Norma A. Kula, Trustee Leon D. Kula Names of the Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc. Robert Bos Case Number: 03-06322 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Norma A. Kula, Trustee ("N. Kula"), and Leon D. Kula ("L. Kula"

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 03-06321 Harold P. Giaser IRA Harold P. Giaser Roth IRA Joyce A. Giaser IRA Harold P. Giaser and Joyce A. Giaser JTWROS Names of the Respondents Hearing Site: Orlando, Florida Merrill Lynch, Pierce, Fenner & Smith, Inc. James Potter Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTI

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant . Case Number: 03-06320 Rhoda Stern Names of the Respondents Hearing Site: Boca Raton, Florida A. G. Edwards & Sons, Inc. Irene J. Barouh Alan Neal Weiner Stacey B. Hammer Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Rhoda Stern, hereinafter referred to as "Claimant ": Eduardo A. Rodri

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Salomon E. Melgen, M.D. Case No. 01-01659 Hearing Site: Boca Raton, Florida Name of Respondent Salomon Smith Barney, Inc. REPRESENTATION OF PARTIES For Salomon E. Melgen, M.D. ("Melgen") hereinafter referred to as "Claimant": Adam S. Doner, Esq., Gordon & Doner, P.A., Palm Beach Gardens, Florida. For Salomon Smith Barney, Inc. ("SSB") hereinafte

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-06319 Dr. Howard E. Zucker Dr. Howard E. Zucker, IRA Names of the Respondents Hearing Site: Tampa, Florida Prudential Securities, Incorporated Michael Sandberg Lawrence Margolin Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Dr. Howard E. Zucker and Dr. Howard E. Zucker,

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-06316 Charlotte Levine Names of the Respondents Hearing Site: Boca Raton, Florida Merrill Lynch, Pierce, Fenner & Smith, Inc. Daren W. Pingleton Peter H. Silcox Jennifer A. Payne Albert Wester Nancy J. Katz Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Charlotte

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 03-06314 Angelo F. Sammarco and Marie O. Sammarco, Jointly Angelo F, Sammarco, Individually Marie O. Sammarco, Individually Names of the Respondents Hearing Site: Tampa, Florida Gary S. Ellis David D. Cohen Raymond James Financial Services, Inc. Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTA

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 03-06313 Maxine A. Paulson & Sandra Adams as Co-Trustees Names of the Respondents Hearing Site: Tampa, Florida William M. Courtney, Jr. Merrill Lynch, Pierce, Fenner & Smith, Inc. Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Maxine A. Paulson ("Paulson") and Sandra Adams ("A

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Anna Shalit and Sol Shalit as Co-Trustees Names of the Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc. D. Robert LaPorta Gaetan Gagne Case Number: 03-06312 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Anna Shalit and Sol Shalit as Co-

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Kenneth I. Gould and Gail M. Gould, Jointly and for their Individual Accounts vs. Names of Respondents Merrill Lynch Pierce Fenner & Smith, Inc., Gerald R. Browne and Frank S. Browne Case Number: 03-06311 Hearing Site: Nashville, Tennessee NATURE OF CASE Customers v. Member Firm and Associated Persons REPRESENTATION OF PAR