Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Lucy Balestri (Claimant) v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Kurt Grimmelmann (Respondents) Case Number: 03-06098 Hearing Site: New York, New York Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Lucy Balestri ("Balestri'*) hereinafter referred to as "Claimant": John J. Blanchard, Esq., Montvale, NJ.

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants/Counter-Respondent Gerald Ford and Marilyn Ford and Case Number: 01-01631 Hearing Site: Troy, Michigan Names of Respondents/Counter-Claimants Fahnestock & Co., Inc., First of Michigan Corporation and Mark A. Casebolt NATURE OF CASE Customers v. Member, Terminated Member and Associated Person and Member, Terminated Member and Associate

STIPULATED BIFURCATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between: Name of Claimants Robert A. Fabiano and Karen B. Fabiano, husband and wife and 03-06081 Phoenix, Arizona Name of Respondents Steven A. Rothstein and Jane Doe Rothstein, husband and wife, Robert H. Daskal and Jane Doe Daskal, husband and wife, William F. Groszkruger and Jane Doe Groszkruger, husband and wife, and Paula M LaFon and John Doe LaFon, hus

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant William David Cain vs. 03-06078 Nashville, Tennessee Respondent USAllianz Securities, Inc. NATURE OF DISPUTE Associated Person vs. Member Firm REPRESENTATION OF PARTIES William David Cain ("Claimant") appeared prose. USAllianz Securities, Inc. ("Respondent") was represented by Catherine A. McEnroe, Esq. of Leonard, Street and Deinard, Minneapolis, Min

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants / Counter Respondents Jerjis J. Denno, MD, Shatha Denno and Fayka Dallo and Case Number: 03-06075 Hearing Site: Houston, Texas Names of Respondents / Counter Claimants / Third Party Claimants / Third Party Counter Respondents Sands Brothers & Co, Ltd., Steven Brett Sands and Martin Scott Sands and Name of Third Party Respondent / Third Party

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Hardin Family Charitable Trust No. 1, Hardin Family Charitable Trust No. 2, The Hardin Family Trust, The Hardin Family Income Trust, Mary Ellen Hardin, and Dennis Hardin, Claimants v. Charles Schwab & Co., Inc., The Charles Schwab Corporation, U.S. Trust, U.S. Trust Company, N. A., and Maureen F. Gallogly, Respondents U.S. Trust Company, N. A., Counter-Claimant v. Mary Ellen Hardin and

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: The Rt. Rev. Victor M. Rivera and Barbara Rivera, individually, and Maria P. Rivera, as Successor Trustee of the Victor and Barbara Rivera Living Trust U/A dated 05/31/01, Claimants v. RBC Dain Rauscher Inc. and James Hutton, Respondents Case Number: 03-06068 Hearing Site: San Francisco, California Nature of the Dispute: Customers v. Member and Associated Person REPRESENT

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Guido V. Lavorini, individually and in his capacity as Trustee of The Lavorini Family Trust DTD 6/18/91 and The Lillian Lavorini Family Trust, Claimants v. Morgan Stanley DW Inc., Sbubie Gulati and Jonathan M. Guidi, Respondents Case Number: 03-06067 Hearing Site: San Francisco, California Nature of the Dispute: Customers v. Member and Associated Persons REPRESENTATION OF

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimant Case Number- 03-06060 William K. Maynard Names nf the Respondents Hearing Site* Philadelphia, PA PNC Bank Corp. (a member of the PNC Financial Services Group), PNC Investments (a division of J.J.B. Hilliard, W.L. Lyons, Inc.), J.J.B. Hilliard, W.L. Lyons, Inc., and Jeffrey McKinnon Nature of the Dispute: Customer vs. Non-Members, Member and Assoc

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Iris Lilly (Claimant) v. JJ.B. Hilliard, W.L. Lyons, Inc. and Brian K. Music (Respondents) Case Number: 03-06059 Hearing Site: Columbus, Ohio Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Iris Lilly ("Lilly") hereinafter referred to as "Claimant": Jeffrey B. Musslewhite, Esq., previously Duane E. Tobias, Esq., Woska & Hasbrook,