Award NASD Dispute Resolution In the Matter of the Arbitration Between: Andy Lakey and Chantal LaForce, Claimants v. Morgan Stanley DW Inc. and Gary S. Allen, Respondents Case Number: 03-06024 Hearing Site: San Diego, California Nature of the Dispute: Customers v. Member and Associated Person REPRESENTATION OF PARTIES For Claimants: William S. Bonnheim, Esq. William S. Bonnheim, PLC Palm Desert, California For Respondents: Jeanine M. Larrea,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-06023 Paul Bartholomew Name of the Respondent Hearing Site: Boca Raton, Florida Merrill Lynch, Pierce, Fenner & Smith, Inc. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Paul Bartholomew, hereinafter referred to as "Claimant": Robert Blanchard, Esq., Levin, Papantonio, Thomas, Mitchell, Echsner & Proctor, P.A.,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Norman Bernard Lynn Desantis Bernard Name of the Respondent Merrill Lynch, Pierce, Fenner and Smith, Inc. Case Number: 03-06020 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Norman Bernard and Lynn Desantis Bernard, hereinafter collectively referred to as "Claimants": Martin A. F

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant Case Number: 01-01628 Ben R. Spurlock Irrevocable Life Insurance Trust, Ben and Michael Spurlock, Trustees Names of Respondents Hearing Site: Atlanta, Georgia Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney Cynthia W. Collins f/k/a Cynthia A. Woodsmall The Robinson-Humphrey Company, LLC The Life Insurance Company of Virginia n/k/a GE Lif

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 03-06017 Cathy Maulden Samuel Cooper John Durham Delores Green Names of the Respondents Hearing Site: Orlando, Florida Salomon Smith Barney Carol Hanlon Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Cathy Maulden ("Maulden"), Samuel Cooper ("Cooper"), John Durham ("Du

Award NASD Dispute Resolution In the Matter of the Arbitration Between: ) ) Name of the Claimant ) Case Number 03-0601 6 Thomas Z. Treece and David Robinson ) Name of the Respondents ) Hearing Site: St. Louis, Missouri A.G. Edwards & Sons, Inc. and ) Thomas H. Thornton ) O ISPMTF Customers vs. Member Firm and Associated Person OP Timothy R. Anderson, Esq. of the law firm Clooney & Anderson, located in St. Louis, Missouri represented

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-06013 Maggie F. Johnson Names of the Respondents Hearing Site: Little Rock, AR A.G. Edwards & Sons, Inc. First Financial Advisors, Inc. First Financial Brokerage Services, Inc. Tommy L. Ruff Carla Chastain Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Maggie F. Johns

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between; Names of the Claimants Case Number: 03-06010 Frederick G. McFall Virginia R. McFall Name of the Respondent Hearing Site: Tampa, Florida Citigroup Global Markets, Inc., f/k/a Salomon Smith Barney, Inc, Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Frederick G. McFall and Virginia R. McFall, hereinafter collectively referred to as

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 03-06008 Abraham Saland Shirley Saland Barnes of the Respondents Hearing Site: Boca Raton, Florida Salomon Smith Barney, Inc. Randall Hooper Nature of the Dispute: Customer vs. Member Firm and Associated Person. REPRESENTATION OF PARTIES For Abraham Saland and Shirley Saland, hereinafter collectively referred to as "Claimant

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant James R. Kelly and 03-06002 Kansas City, Missouri Name of Respondents Morgan Stanley DW Inc. Brian R. Tompakov Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES James R. Kelly ("Claimant") was represented by Michael B. Lowe, Esq., Payne & Jones, Chartered, Overland Park, Kansas Morgan Stanle