Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Jason E. Arndt and Julia M. Arndt, Claimants v. Prudential Securities Incorporated (n/k/a Prudential Equity Group, LLC), Wachovia Securities, LLC, and Wilton Wai Owyang, Respondents Case Number: 03-05238 Hearing Site: San Francisco, California Nature of the Dispute: Customers v. Members and Associated Person REPRESENTATION OF PARTIES For Claimants: Mitchell S. Ostwald

Stipulated Award NASD Dispute Resolution COPY In the Matter of the Arbitration Between: Hershel D. Harrod, Andrea L. Harrod and Betty A. Weiner, Claimants vs. Wells Fargo Investments, LLC, Wells Fargo Securities Inc., Daniel J. Grover and Julie Belton Fontani, Respondents Case Number: 03-05237 Hearing Site: San Francisco, California Nature of the Dispute: Customers vs. Members and Associated Persons REPRESENTATION OF PARTIES For Claimants: James

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-05232 William M. Brown Living Trust, Claimant v. Ameritrade, Inc., Respondent. ATTORNEYS: Claimant, William M. Brown Living Trust, ("Claimant"), appeared pro se, Los Angeles, CA. Respondent, Ameritrade, Inc., ("Respondent"), appeared through their in-house representative, James J. Vihstadt, Bellevue, NE. NATURE OF DISPUTE: Customer v. Member ™ " DATE FILED: July 17, 2003 CASE SUMMARY

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Anthony and Andrea Apruzzese, Anthony Apruzzese IRA, Andrea Apruzzese IRA, Andrea V. Apruzzese c/f Laura Apruzzese, and Anthony Apruzzese c/f Laura Apruzzese (Claimants) v. A.G. Edwards & Sons, Inc., James J. Coughlin, and Randall G. Ferraro (Respondents) Case Number: 03-05228 Hearing Site: New York, New York Nature of the Dispute: Customers v. Member and Associated Persons.

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant Virgil Barber, on Behalf of His Individual Retirement Account vs. Names of Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc. and Case Number: 03-05215 Joseph Churchill Wise Hearing Site: Houston, Texas NATURE OF CASE Customer vs. Member Firm and Associated Person REPRESENTATION OF PARTIES Virgil Barber, on Behalf of His Individua

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants Wai-Fung Chang and Wen-En Chang Case Number: 03-05213 Name nf the Respondents Citigroup Global Markets, Inc. and David E. Lin. Hearing Site: Washington, DC Nature of the Dispute: Customers vs. Member and Associated Person. REPRESENTATION OF PARTTRS Claimants, Wai-Fung Chang and Wen-En Chang , hereinafter collectively referred to as "Clai

NASD DISPUTE RESOLUTION AWARD NASDMSFIJIERESOLtri^ON . CASE: 03-05207 Brian P. Shaw, Claimant v. Jefferies & Company Inc., Respondent ATTORNEYS: Claimant, Brian P. Shaw, ("Qattnant"), appeared pro se, East Windsor, NJ. Respondent, JefFeries & Company Inc., ("Respondent"), appeared through its in-house counsel Judith O. Kaster, Esq,, Los Angeles, CA. NATURE OF DISPUTE: Associated Person v. Member DATE FILED: July 16, 2003 CASE SUMMARY: Claimant a

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Wachovia Securities, Inc. f/k/a First Union Securities, Inc. (Claimant) v. Ilia Steven Zeidenfeld, Jr. (Respondent) Case Number: 03-05206 Hearing Site: New York, New York Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES Claimant Wachovia Securities, Inc. f/k/a First Union Securities, Inc. hereinafter referred to as "Claimant": Renan Sugarman, Esq.,

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE:01-01541 Jean Gilhart, claimant vs. Salomon Smith Barney Inc., and Alex Muscat! Ill, respondents. ATTORNEYS: Claimant appeared Pro Se, Clearwater, FL. For Respondents Salomon Smith Barney, Inc. and Alex Muscat! Ill appeared Ann Parry, Senior Vice-President and Associate General Counsel, New York, NY. DATE FILED: March 28, 2001 CASE SUMMARY: Claimant alleged that respondent Salomon Smit

Award NASD Dispute Resolution, Inc. ORIGINAL In the Matter of the Arbitration Between: Lester Herman, Kimi Herman, David W. Couch, Christine A. Couch, Leslie L. Briley, Jr., Travel Shoppers, Inc., Herman Pettegrove, Jack W. Godebu, Lena K. Godebu, Frank D. Talbott, and Patricia J. Talbott, Claimants v. Wedbush Morgan Securities, Inc., Inc., Long Securities Corporation n/k/a Long Securities Corporation n, Lawrence Sherman Jay, Thomas William Scott, and J