Award NASD Dispute Resolution In the Matter of the Arbitration Between: Leonard Barshack, Claimant v. E*Trade Securities, Inc., Respondent Case Number: 03-04482 Hearing Site: Salt Lake City, Utah Nature of Dispute: Customer v. Member REPRESENTATION OF PARTIES For Claimant: James R. Laski, Esq., Lawson & Laski, PLLC Ketchum, Idaho For Respondent: John Bersin, Esq. E*Trade Securities LLC Rancho Cordova, California CASE INFORMATION

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-04481 Erna D. Grundman and Joanne M. Gnindman JTWRQS, Claimants v. Merrill Lynch Pierce Fenner & Smith, Inc. and Thomas L. Dwyer, Respondents. ATTORNEYS; Claimants, Erna D. Grundman and Joanne M. Grundman JTWROS, ("Claimants"), appeared pro se, Carson City, NV. Respondents, Merrill Lynch Pierce Fenner & Smith, Inc. and Thomas L. Dwyer, ("Respondents"), appeared through their in-house cou

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-04479 Ann Elisabeth Tomasell, Claimant vs. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc., A.G. Edwards & Sons, Inc., Martha Siefinan, and Steven Thompson, Respondents ATTORNEYS: Claimant Ann Elisabeth Tomasell ("Claimant") appeared pro se, Troy, MI. For Respondents Citigroup Global Markets, Inc. and Martha Siefinan appeared Ann Parry, Esq., in-house counsel, Citigroup Globa

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-04478 Jean and Judith Fleischer, Claimants vs. Citigroup Global Markets, Inc, f/k/a Salomon Smith Barney Inc., Respondent. ATTORNEYS: Claimants, Jean and Judith Fleischer, ("Claimants"), appeared pro se, Sunrise, FL. Respondent, Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney Inc., appeared through their in-house counsel, Ann Parry, Esq., New York, NY. NATURE OF DISPUTE: Custom

Stipulated Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Brian Krauss, Claimant v. Merrill Lynch, Pierce, Fenner and Smith, Inc. and James H. Bais, Respondents Case Number: 01-01466 Hearing Site: New York, New York REPRESENTATION OF PARTIES For Claimant: Michael Rodriguez, Esq. , Rodriguez & Ricci Ridgewood, New Jersey For Respondents: Daren A. Lurna, Esq. Merrill Lynch Pierce Fenner & Smith Inc. New Y

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-04477 Louis and Esther Bernstein, Claimants v. J.P. Morgan Invest LLC f/k/a Brown & Co., Inc., Respondent. ATTORNEYS: Claimants, Louis and Esther Bernstein, ("Claimants"), appeared pro se, La Vegas, NV. Respondent, J.P. Morgan Invest LLC f/k/a Brown & Co., Inc., ("Respondent") appeared through its Chief Compliance Officer, Thomas Hollenbeck, Boston, MA. NATURE OF DISPUTE: Customer v. Mem

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Sharon Carr (Claimant) v. BrokerageAmerica, LLC (Respondent) Case Number: 03-04476 Hearing Site: New York, New York Nature of the Dispute: Associated Person v. Member. REPRESENTATION OF PARTIES Claimant Sharon Carr ("Carr") hereinafter referred to as "Claimant": Judith P. Vladeck, Esq., Vladeck, Waldman, Elias, & Engelhard, P.C., New York, NY. Respondent BrokerageAmer

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Glenn Wahl (Claimant) v. HSBC Brokerage (USA) Inc. and Damian Baird (Respondents) Case Number: 03-04471 Hearing Site: Buffalo, New York- Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Glenn Wahl ("Wahl") hereinafter referred to as "Claimant": Donald G. McGrath, Esq., McGrath & Polvino, PLLC, Williamsville, NY. Respondents HSB

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Kathleen Galvin, individually, and on behalf of the Kathleen Galvin IRA Names of the Respondents K.W. Brown Investments Kenneth Brown Case Number: 03-04463 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Kathleen Galvin, individually, and on behalf of

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-04462 Paul L. Dorn, Jr. Name of the Respondent Hearing Site: Atlanta, Georgia Wachovia Securities, LLC Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES Paul L. Dorn, Jr., hereinafter referred to as "Claimant", appeared pro se. For Wachovia Securities, LLC ("Wachovia"), hereinafter referred to as "Respondent": Todd