Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Willie Smith, Jr., TTEE Willie Smith, Jr., IRRA Names of the Respondents Merrill Lynch, Pierce, Fenner & Smith Incorporated James David Gardner Case Number: 03-04426 Hearing Site: Little Rock, Arkansas Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATTON OF PARTIES For Willie Smith, Jr., TTEE and Willie

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-04421 Robert L. Hund, Claimant v, Merrill Lynch, Pierce, Fenner & Smith, Inc. and Jocelyn E. McGeachy, Esq., Respondents. ATTORNEYS: Claimant, Robert L. Hand, ("Claimant"), appeared pro se, New Orleans, LA. Respondents, Merrill Lynch, Pierce, Fenner & Smith, Inc. and Jocelyn E. McGeachy, Esq.. ("Respondents") appeared through their in-house counsel Margaret L. Watson, New York, NY, NATUR

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Willy Salas (Claimant) v. Prudential Equity Group, LLC f/k/a Prudential Securities, Inc. and Michael Gill (Respondents) Case Number: 03-04418 Hearing Site: New York, New York Nature of the Dispute: Customer v. Member and Associated Person, REPRESENTATION OF PARTIES Claimant Willy Salas ("Salas") hereinafter referred to as "Claimant": Dale Ledbetter, Esq. and Jan Atlas

Award NASD Dispute Resolution In the Matter of the Arbitration Between: James O. Harte and Pamela D. Harte (Claimants) v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Robert D. Traitz (Respondents) Case Number: 03-04417 Hearing Site: New York, New York Nature of the Dispute: Customers v. Member and Associated Person. REPRESENTATION OF PARTIES Claimants James O. Harte ("J. Harte") and Pamela D. Harte ("P. Harte") hereinafter collectively referred

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant John Franklin and 03-04415 Kansas City, Missouri Name of Respondents Prudential Equity Group, LLC f/k/a Prudential Securities, Inc. Nature of the Dispute: Associated Person vs. Member. REPRESENTATION OF PARTIES John Franklin ("Claimant") was represented by Barry R. Grissom, Esq., Grissom Law Offices, Overland Park, Kansas and John J. Miller, Esq., Law

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: First Union Securities, Inc., Claimant v. William Bow, Respondent Case Number: 01-01463 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimant First Union Securities, Inc.: Diane C. Fisher, Esq. Tom Volz, Esq. Kane & Fisher, Ltd. Chicago, Illinois For Respondent William Bow: Greg Sherwin, Esq. H. Thomas Fehn, Esq. Fields, Fehn & Sherwin

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names nf the Claimants Pase Number- 03-04409 Newman W. Benson, Individually and Newman W. Benson TTEE U/A 12/29/94 by Benson Irrevocable Trust Names of the Respondents Hearing Site: Philadelphia, PA Merrill Lynch, Pierce, Fenner & Smith, Inc. Donna M. Dilanni Nature of the Dispute: Customers vs. Member and Associated Person RF.PRF.SF.NTATTON OF PARTIES Cla

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants: Charles C. Staples Margaret D. Staples Case Number: 03-04408 Name of the Respondents: Merrill Lynch, Pierce, Fenner & Smith, Inc. Mark S. Rodman Hearing Site: Richmond, Virginia Nature of the Dispute: Customers vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimants, Charles C. Staples and Margaret D. Staples, herei

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Ralph Goodman and Anni Goodman Name of the Respondent Merrill Lynch, Pierce, Fenner & Smith, Inc. Case Number: 03-04401 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Ralph Goodman and Anni Goodman, hereinafter collectively referred to as "Claimants": Wm. Jemison Mims, Jr., Esq., Levi

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-04399 Sarah L. Groth Names of the Respondents Hearing Site: New Orleans, Louisiana Dain Rauscher, Incorporated "Carl" Lambert UBS PaineWebber, Inc. Nature of the Dispute: Customer ^s. Member -nd Associated Person. REPRESENTATION OF PARTIES For Sarah L. Groth, hereinafter referred to as "Claimant": Donald L. Kneipp, Esq., Monroe, Louis