\ Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number; 03-04357 Derral D. Henderson Name of the Respondents Hearing Site,: Albuquerque, New Mexico Merrill Lynch Pierce Fenner & Smith, Inc. And Barry N. Arnwine NATTTRF OF mSPITTTE 1-1 -m..™^.-. ----- i rnr ,----• — o— . ., Customer vs. Member Firm and Associated Person RFPRFSFNTATTON OF PARTIES Kathleen Toolan, Esq. and Wm. Jemi

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Danny G. Smith Kathy Smith Names of the Respondents UBS PaineWebber, Incorporated, n/k/a UBS Financial Services, Inc. John Santi John Barrack David Blindman Case Number 03-04343 Hearing Sjte: Memphis, Tennessee Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATTON OF PARTIES For Danny G. Smith ("DS") and K

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-04336 Mary Lynne Eagan Farnet Names of the Respondents Hearing Site: New Orleans, LA Johnson Rice & Company, L.L.C. Andre' James Robert Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Mary Lynne Eagan Farnet, hereinafter referred to as "Claimant": Henry W. Kinney, Esq., Kinney

Award NASD Dispute Resolution In the Matter of the Arbitration Between: J. Brent Packard, Claimant v. Edward D. Jones & Co., L.P., John B. Packard, Jr., Rosalie J. Smith, Karrie S. Michael, and Timothy M. Kelly, Respondents Edward D. Jones & Co., L.P., Cross-Claimant v. John B. Packard, Jr., Cross-Respondent Case Number: 03-04335 Hearing Site: Salt Lake City, Utah Nature of Dispute: Customer v. Member and Associated Persons Member v. Associated Person

Stipulated Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Ryan Beck & Co., LLC, (Claimant) vs. Legg Mason Wood Walker, Inc., Dennis A. Reynolds, and Michelle A. Brolin, (Respondents) Case Number: 01-01459 Hearing Site: New York, NY REPRESENTATION OF PARTIES Claimant, Ryan Beck & Co., LLC, ("Ryan Beck") hereinafter referred to as "Claimant": Sheldon M. Finkelstein, Esq., Podvey, Sachs, Meaneor, Cantenacci, Newark, NL Re

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Nick Thomas Lomoro, Individually and as Trustee of the Nick Thomas Lomoro Revocable Living Trust Dated 11/13/97, Claimants v. Morgan Stanley DW Inc. and Andrew D. England, Respondents Case Number: 03-04329 Hearing Site: San Francisco, California Nature of the Dispute: Customers vs. Member and Associated Person REPRESENTATION OF PARTIES For Claimants: Mark H. Pierce, Esq. Ols

NASD DISPUTE RESOLUTION AWAKD NASD DISPUTE RESOLUTION CASE: 03-04328 Frank Terlizzi IRA, Claimant v. David B. Franken, Respondent. ATTORNEYS: Claimant, Frank Terlizzi IRA, ("Claimant"), appeared pro se, Tequesta, FL. For Respondent, David B. Franken, ("Respondent"), appeared the in-house counsel of the associated firm at the time of the dispute UBS Financial Services, Inc., Randi Perry Spallina, Esq., Fort Lauderdale, FL. NATURE OF DISPUTE: Customer

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Irene Ross (Claimant) v. Merrill Lynch, Pierce, Fenner & Smith Incorporated, Stephen Mandel, Robin Reich and Robert Gorman (Respondents) Case Number: 03-04324 Hearing Site: New York, New York Nature of Dispute: Customer v. Member and Associated Persons. REPRESENTATION OF PARTIES Claimant Irene Ross ("Ross") hereinafter referred to as "Claimant": Richard A. Roth, Esq.,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Dilip Suranjith Gunawardena, Claimant v. Lehman Brothers Inc., Respondent Case Number: 03-04323 Hearing Site: San Francisco, California Nature of the Dispute: Customer vs. Member REPRESENTATION OF PARTIES For Claimant: Brett A. Alcala, Esq. Alcala Law Firm San Mateo, California For Respondent: Stephen Young, Esq. Scott E. Hinsche, Esq. Keesal, Young & Logan San F

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimant Case Number: 0^-04^1Q Jack N. Frost Name nf the Respondent Hearing Site: Philadelphia, PA E*Trade Securities, LLC Nature of the Dispute: Customer vs. Member REPRESENTATION OF PARTIES Claimant, Jack N. Frost ("Frost"), hereinafter referred to as "Claimant", represented himself at the hearing. Respondent, E*Trade Securities, LLC ("E*Trade"), hereinafte