Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Gary R. Jamison as the beneficiary of the Gary R. Jamison Rollover IRA Account, (Claimant) v. A.G. Edwards & Sons, Inc. and Larry Anderson, (Respondents) Case Number: 01-01372 Hearing Site: Chicago, Illinois REPRESENTATION OF PARTIES Claimant Gary R. Jamison ("Jamison"): Dennis R. Villavicencio, Esq. located in Carlsbad, California. Respondent A.G. Edwards & Sons, Inc.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Larry Lenhart and Kim Karloff, Claimants v. Merrill Lynch, Pierce, Fenner & Smith Inc. and Roy Arcadio Manriquez, Respondents Case Number: 03-03828 Hearing Site: San Francisco, California Nature of the Dispute: Customers v. Member and Associated Person REPRESENTATION OF PARTIES For Claimants: Mitchell S. Ostwald, Esq. The Law Offices of Mitchell S. Ostwald Sacramento, Califo

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Roberta J. Meyer, individually and in her capacity as Trustee of the Roberta J. Meyer Rev. Trust DTD 7/31/87, Claimants v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Kathleen A. Kraft, Respondents Case Number: 03-03827 Hearing Site: San Francisco, California Nature of the Dispute: Customers vs. Member and Associated Person REPRESENTATION OF PARTIES For Claimants: Mitchell S

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Susan L. Stickney v. Claimant v. Wells Fargo Investments, LLC and Kent J. Calhoon, Respondents Case Number: 03-03826 Hearing Site: Portland, Oregon Nature of Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Steven M. Cyr, Esq. Legal Representation, LLC Portland, Oregon For Respondents: Tanya A. Durkee, Esq. Lane Powell Spears

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-03825 Penny and Donald Anderson, as Administrator of the Estate of Dennis L. Anderson, Claimant v. Charles Schwab & Co., Inc., Respondent. ATTORNEYS: For Claimants, Penny and Donald Anderson as Administrators of the Estate of Dennis L. Anderson, ("Claimants"), appeared Norman Macleod, San Francisco, CA. Respondent, Charles Schwab & Co., Inc., ("Respondent"), appeared through its in-house cou

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Donald J. Townsend, Claimant v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Christopher M. Rossi, Respondents Case Number: 03-03824 Hearing Site: Honolulu, Hawaii Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Donald J. Townsend In Pro Per Honolulu, Hawaii For Respondents: Jeffrey S. Portnoy, Esq. Theodore

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Mufid M. Khoury and Sally Redmond, Claimants v. Merrill Lynch, Pierce, Fenner & Smith Inc. and Gustavo A. Amaral, Respondents Case Number: 03-03823 Hearing Site: Las Vegas, Nevada Nature of the Dispute: Customers v. Member and Associated Person REPRESENTATION OF PARTIES For Claimants: David Liebrader, Esq. Law Offices of David Liebrader, APC Las Vegas, Nevada

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Richard J. Sgariato, Robert A. Sgarlato, Gina M. Sgarlato, and Linda Bruno (Claimants) v. RGR Financial Corp. and Ronald Paul Rafaloff (Respondents) Case Number: 03-03815 Hearing Site: New York, New York Nature of the Dispute: Customers vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimants Richard J. Sgarlato ("R. J. Sgarlato"), Robert A. Sgarlato ("R. A. Sgarlato"),

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Charlie McGuire (Claimant) vs. Salomon Smith Barney, Janney Montgomery Scott, LLC, and Charles Peter Croonquist, (Respondents). Case Number: 03-03814 Hearing Site: New York, N.Y. Nature of the Dispute: Customer v. Members and Associated Person REPRESENTATION OF PARTIES Claimant, Charlie McGuire, hereinafter referred to as "Claimant": James Seigel, Esq., New York, NY.

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: The Estate of Joseph Escapa by Executrix Effie Escapa and Effie Escapa (Claimants) v. Washington Square Securities, Inc. and Kalyan George Raman (Respondents) Case Number: 03-03812 Hearing Site: New York, New York Nature of the Dispute: Customers v. Member and Associated Person. REPRESENTATION OF PARTIES Claimants The Estate of Joseph Escapa by Executrix Effie Escapa ("Th