Award NASD Dispute Resolution In the Matter of the Arbitration Between: Dennis Higginbotton and Barbara Higginbottom, Claimants v. Morgan Stanley DW Inc., Respondent Case Number: 03-03659 Hearing Site: Los Angeles, California Nature of the Dispute: Customers v. Member REPRESENTATION OF PARTIES For Claimants: Philip M. Aidikoff, Esq. Orousha Brocious, Esq. Aidikoff &Uhl Beverly Hills, California For Respondent: Gilbert R. Serota, Esq.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-03656 Elena V. Kohn Names of the Respondents Hearing Site: Atlanta, Georgia Intersecurities, Inc. Michael Newman Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Elena V. Kohn, hereinafter referred to as "Claimant": Charles S. Wuest, Esq. and Debra Brewer Hayes, Esq., Woskas & Hayes, LLP,

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Vincent De Fina and Barbara Devine De Fina, c/f Robert UGMA, c/f Jamie UGMA } c/f Vincent UGMA, Barbara Devine De Fina IRA, Vincent De Fina IRA, and Family Partnership (Claimants) v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Daniel J. McMahon (Respondents) Case Number: 03-03654 Hearing Site: New York, New York Nature of the Dispute: Customers v. Member and A

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: I. Joseph Berger (Claimant) v. Joseph Shagrin, Jr. and Salomon Smith Barney Inc. (n/k/a Citigroup Global Markets Inc.) (Respondents) Case Number: 03-03652 Hearing Site: Cleveland, Ohio Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Claimant I. Joseph Berger, hereinafter referred to as "Claimant": Represented by Roger W. Van

Award NASD Dispute Resolution In the Matter ot the Arbitration between: Name of the Claimant Case Number: 03-03649 Richard S. Doyle Name of the Respondent Hearing Site: Boca Raton, Florida Morgan Stanley DW Inc. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Richard S. Doyle ("Doyle"), hereinafter referred to as "Claimant": Robert Wayne Pearce, Esq., Robert Wayne Pearce, P.A., Boca Raton, Florida. For Morgan Stanle

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 03-03648 Robert J. Blair Jen N. Blair Names of the Respondents Hearing Site: Tampa, Florida Morgan Stanley DW, Inc., f/k/a Dean Witter Reynolds, Inc. Robert Baird Daniel Carnevale Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Robert J. Blair and Jeri N. Blair, hereina

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-03647 Rodrigo Ortiz Name of the Respondent Hearing Site: Boca Raton, Florida Prudential Securities, Inc. REPRESENTATION OF PARTIES For Rodrigo Ortiz, referred to herein as "Claimant": Richard A. Stephens, Esq., Law Office of Richard A. Stephens, Boca Raton, Florida. For Prudential Securities, Inc., referred to herein as "Respon

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE:01-01334 Ameritrade, Inc., claimant vs. Leesein Dang, respondent. ATTORNEYS: For Claimant appeared James J. Vihstandt, Esq., in-house counsel, Bellevue, NE, Respondent did not submit a response to the Statement of Claim. DATE FILED: March 19, 2001 CASE SUMMARY: Claimant alleged that respondent failed to repay the debit balance in his customer account. Claim Data Award Data Clai

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Karen Hill and Name of Respondent Bane One Securities Corp. Case Number: 03-03645 Hearing Site: Southfield, Michigan NATURE OF DISPUTE Associated Person v. Member Firm REPRESENTATION OF PARTIES Karen Hill ("Claimant") was represented by David S. Mendelson, Esq., Law Offices of David Mendelson, Birmingham, Michigan, and Dean J. Groulx, Esq., Hy

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Kim and Richard Chesbrough and Names of Respondents Merrill Lynch Pierce Fenner & Smith and Kenneth Scott Jones Case Number: 03-03644 Hearing Site: Detroit, Michigan NATURE OF CASE Customers v. Member and Associated Person Kim and Richard Chesbrough ("Claimants") were represented by Lawrence M. Elkus, Esq., Farmingtoh Hills, Michi