Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Thomas M. Henderson, Individually and on behalf of Thomas M. Henderson Living Trust Account by Janine M. Bums, POA Names of the Respondents Prudential Securities, Inc. Joseph Traba, Jr. Case Number: 03-03303 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES

Award - NASD Dispute Resolution In the Matter of the Arbitration Between: Plaitnanf Page Niimhpr- 03-03299 Fidelity Brokerage Services, LLC f n f thfi Rfpp^'lfnts Hearing Sitp- Baltimore, MD Philip Rousseaux Thomas Yost PARTTF.S Claimant, Fidelity Brokerage Services, LLC ("Fidelity'), was represented by George F. Ritchie, Esq., Piper Rudnick, LLP, Baltimore, MD. Respondents, Philip Rousseaux ("Rousseaux") and Thomas Yost ("Yost"), he

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Ursula Moyseowicz and George Moyseowicz JTWROS, Dr. George Moyseowicz IRA, and Dr. George E. Moyseowicz SEP (Claimants) v. Merrill Lynch, Pierce, Fenner & Smith, Inc. (Respondent) Case Number: 03-03293 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customers vs. Member. REPRESENTATION OF PARTIES Claimants Ursula Moyseowicz and George Moyseowicz JTWROS ("The Moyse

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Harbor Advisors, LLC (Claimant) v. Miller Tabak Securities, LLC (Respondent/Third-Party Claimant) v. Arbiter Partners, Avenue Advisors, LLC, Cadogan Management, LLC, Credit Suisse Asset Management Securities, Inc., Elliott Management Corporation, Hawkeye Capital Management, LLC, Mariner Investment Group, Inc., Monarch Capital Holdings, Ltd, MSD Capital, LP, Oppenheimerfunds, Inc., Para

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-03289 Ehrenkrantz King Nussbaum, Inc., Claimant v. Marc Gerard Konior, Respondent. ATTORNEYS: For Claimant, Ehrenkrantz King Nussbaum, Inc., ("Claimant"), appeared Michael S. Colombo, Lyndhurst, NJ, Respondent, Marc Gerard Konior, ("Respondent"), did not submit an answer to the Statement of Claim. NATURE OF DISPUTE: Terminated Member v. Associated Person DATE FILED: May 5, 2003 ~~~~

AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Joseph A. DiVito, Jr. and 01-01292 Phoenix, Arizona Name of Respondents Salomon Smith Barney Inc. OF PARTIES Joseph A. DiVito, Jr. ("Claimant") was represented by Paul A. Conant, Esq., Galbut, Hunter & Conant, Phoenix, Arizona. Salomon Smith Barney Inc. ("Respondent") was represented by H. Nicolas Berberian, Esq., Neal Gerber & Eisenberg, Ch

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-03288 UBS Financial Services, Inc. f/k/a UBS PaineWebber, Inc., Claimant v. Lisa Ruffin, Respondent. ATTORNEYS: For Claimant, UBS Financial Services, Inc. f/k/a UBS PaineWebber, Inc., ("Claimant"), appeared Romaine L. Gardner, Esq., Staten Island, NY. Respondent, Lisa Ruffin, ("Respondent"), appeared pro se, Sherman Oaks, CA. NATURE OF DISPUTE: Member v. Customer DATE FILED: May 5, 2003

Award NASD Dispute Resolution In the Matter of the Arbitration Between: p nf fhff riaimaptf? C.pze. Niifflfrflr 03-03285 Pat and Joan Williamson fi fl f trig Resp"Ti f 1 R n^i i Hiring Site* Dallas, Texas UBS Financial Services Inc.; Edward M. Kerschner; and, Allen J. Dogger PFPttFSmVTAT]rm>J 017 Claimants Pat and Joan Williamson, hereinafter collectively referred to as "Claimants": John W. Surgent, of Sterlin

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names nf the Thomas J. and Bonnie Bates Names nf the New England Securities Corp. George Edward Payne Donald Wayne Anderson Richard Harold RubenofF se Number 03-03284 Hearing Site- Richmond, Virginia Nature of the Dispute: Customers vs. Member and Associated Persons. RF.PRKSFNTATTON OF PARTTFS Claimants Thomas J. and Bonnie Bates, hereinafter collectively ref

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant William J. Cody Names of the Respondents Commonwealth Financial Network Nexus Financial Network, LLC Charles J. Schilleci Case Number 03-03283 Hearing Site- Charlotte, North Carolina Nature of the Dispute: Customer vs. Member, Non-Member and Associated Person. RFPRF.SFNTATTON OF PARTTFS Claimant, William J. Cody, hereinafter referr