NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-03202 Dana Spencer, Claimant vs. E*Trade Securities LLC as acquirer of Web Street Securities, Respondent. ATTORNEYS: For Claimant, Dana Spencer, ("Claimant"), appeared Jaime Jackson, Brooklyn, NY. Respondent, E*Trade Securities LLC, ("Respondent"), appeared through its in-house Counsel, John Bersin, Esq., Rancho Cordova, CA. DATE FILED: May 1, 2003 CASE SUMMARY: Claimant alleged that

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Lucy Steinberg, an individual, and Lucy Steinberg as co-trustee of the Leigh and Lucy Steinberg Trust, Claimants v. Bane of America Investment Services, Inc. and John Vilardo* Respondents Case Number: 03-03200 Hearing Site: Los Angeles, California Nature of the Dispute: Customers v. Member and Associated Person REPRESENTATION OF PARTIES For Claimants: John C. O'Malley, Es

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of thff Ptoifnant Page Number 03-0319(9 M. Christopher Alba ft nf fhp Rggpnnftent Hearing Site* Washington, DC Merrill Lynch, Pierce, Fenner & Smith, Inc. Nature of the Dispute: Customer vs. Member RFPftPSFNTATTON OF PARTTFS Claimant, M. Christopher Alba ("Claimant"), was represented by Michael Lapat, Ejsq., Attorney at Law, Coral Springs, Florida. Respondent, Merri

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimants Case Number 03-03198 Richard Gutierrez, individually and on behalf of his IRA and Evon Gutierrez Name nf the Respondents Hearing Site: Charlotte, North| Carolina Bruce Elliot Rich Adam Todd Forman i Nature of the Dispute: Customers vs. Associated Persons. RFPRF.SF.NTATTON OF PAKTTF.S Claimants Richard Gutierrez, individually and on behalf of his

(F9/1Q/20G4 14:46 FAX NASD REGULATION i!002/QQ8 Award NASD Dispute Resolution In the Matter of the Arbitrati^i Between: Lorraine Storms and Kevin Storms JTTEN (Claimants) v. Merit Capital Associates, Inc., Russell William Newton, Bruce Charles Ryan, Robert Fitzpatrick, and Craig Stulberger (Respondents) Case Number: 03-03194 Hearing Site: New York, New Yoifc Nature of the Dispute: Customers v. Member and Associated Persons. REPRESENTATION OF PARTIES

Award tr \J m m NASD Dispute Resolution In the Matter of the Arbitration Between: The Turriff Living Trust dtd 7/24/01, Claimant v. Bane of America Securities, LLC, Respondent Case Number: 03-03185 Hearing Site: San Francisco, California Nature of the Dispute: Customer vs. Member REPRESENTATION OF PARTIES For Claimant: Lowell Turriff Saratoga, California For Respondent: Philip A. McLeod, Esq. Keesal, Young & Logan San Francisco, California

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Melrose Opticians Inc., Claimant v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Kathleen R. Gamez, Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc. and Kathleen R. Gamez, Third-Party Claimants v. The Optical Store of Aspen, Inc. and Larry Sands, Third-Party Respondents Case Number: 03-03183 Hearing Site: Los Angeles, California Nature of the Dispute: Custom

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-03176 Raymond James & Associates, Inc. Name of the Respondent Hearing Site: Chicago, Illinois Jose Gonzalez Type of Controversy: Member Firm v. Associated Person REPRESENTATION OF PARTIES Claimant Raymond James & Associates, Inc. ("Raymond James") was represented by Leslie A. Reese, Esq. in-house counsel for Raymond James localed in St. P

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Catherine Dwyer, Claimant, Case Number:- 03-03175 v. Birkelbach Investment Securities, Inc., Hearing Site: Chicago, Illinois Peregrine Financials & Securities, Inc. William J, Murphy, Thomas E. Pearson, James F. Kelly and Michael J, Rukujzo, Respondents. Thomas E. Pearson and James F. Kelly, Respondents/Cross-Claimants, v. Patrick S. Jage, Cros

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE:01-01269 Thomas A. Scaramuzzo, claimant vs. M.H. Meyerson & Company Inc., and Lawrence Doherty, respondents. ATTORNEYS: Claimant appeared Pro Se, Howell, NJ. For Respondents appeared Phillip T. Frank, Esq., in-house counsel, Jersey City, NJ. DATE FILED: March 14, 2001 CASE SUMMARY: Claimant alleged that respondents made unauthorized trades in his customer account. Claim Data Aw