A SD DISPUTE RESOLUTION AWARD AASD DISPUTE RESOLUTION CASE: 03-03020 Harriet Eliopoulos, Claimant v. Merrill Lynch Pierce Fenner & Smith, -Inc. and Sean R. Miller, Respondents. ATTORNEYS: For Claimant, Harriet Eliopoulos, ("Claimant"), appeared Wm. Jemison Mims, Jr., Esq., of the firm Levin, Papantonio, Thomas, Mitchell, Echsner, & Proctor, P.A., Pensacola, EL. For Respondents, Merrill Lynch Pierce Fenner &, Smith, Inc., and Sean R. Miller, ("Re

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Masao Takai, Trustee; Tomiko Takai, Trustee; M. Takai MD Inc. Profit Sharing Plan; M. Takai MD Profit Sharing Sub Plan; Masao Takai MD IRA; Tomiko Takai IRA; Eriko Takai; Masao Takai MD and Tomiko Takai, JTWROS; and Masaki Takai, Claimants v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Frederick C. Wong, Respondents Case Number: 03-03015 Hearing Site: Honolulu, Hawaii Nature of

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Harold L. Cheeseman, Claimant v. Pacific Life Insurance Company, Associated Securities Corp., and Samuel R. Jones, Respondents Case Number: 03-03012 Hearing Site: Portland, Oregon Nature of Dispute: Customer v. Non-Member, Member and Associated Person REPRESENTATION OF PARTIES For Claimant: James M. O'Kief, Esq. Morris & O'Kief Eugene, Oregon For Respondent Pacific Life

Stipulated Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Frank J. Cuilen Case No. 01-01252"^ Donaldson, Lufkin & Jenrette Securities Corporation and James Martin Claimant Frank J. Cuilen ("Claimant" or "Cuilen") was represented by Brian A. Carlis, Esq. of the law firm of Stark & Stark, Lawrenceville, NJ Respondents Donaldson, Lufkin & Jenrette Securities Corp. (DLJ") and James Martin ("Martin") hereinafter collecti

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-03008 Beverly Ann Schuman TTEE, Karl and Robin Schuman Co-Trustees (Trust B) U/W/O Robert Schuman Beverly Ann Schuman Trustee, Karl Schuman Trustee U/W/O R. Schuman Beverly Ann Schuman SS13 IRA Custodian Names of the Respondents Hearing Site: Boca Raton, Florida Salomon Smith Barney a/k/a Citigroup Global Markets, Inc.

Award NASD Dispute Resolution In the Matter of the Arbitration Between; Name of the Claimant Dorothy C. Warekois Name of the Respondent Merrill Lynch, Pierce, Fenner & Smith, Inc. Case Number: 03-03007 Hearing Site: Tampa, Florida Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Dorothy C. Warekois, hereinafter referred to as "Claimant": E. P. Warekois, West Dennis, Massachusetts, appeared as her representative.

Award NASD Dispute Resolution In the Matter of the Arbitration Between; Name of the Claimant raseNnmher- 03-03006 Bane of America Investment Services, Inc., Name nf the Respondent Hearing Site- Albuquerque, New Mexico Anthony Gonzales, OF PARTTF Claimant Bane of America Investment Services, Inc., hereinafter referred to as "Claimant," was represented by Rodolfo Parga, Jr., Esq. and William A. Richards, Esq. of Ryley Carlock & Applewhite, P. A. l

Award NASD Dispute Resolution In the Matter of the Arbitration Between: LG Securities America, Inc. (Claimant) v. HRH Sheikh Hamdan Bin Mohamad Al Nahyan Management Office (Respondent) Case Number: 03-03004 Hearing Site: New York, New York Nature of the Dispute: Member vs. Customer. REPRESENTATION OF PARTIES Claimant LG Securities America, Inc. ("LG") hereinafter referred to as "Claimant": Maria D. Melendez, Esq., Sidley Austin Brown & Wood, LLP, Ne

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between ' Names of Claimant Wendy Niemann and 03-03003 Milwaukee, Wisconsin Name of Respondent John W. Busy II Nature of dispute: Claimant v Associated Person. REPRESENTATION OF PARTIES Wendy Niemann ("Claimant")) located in Kenosha, Wisconsin was pro se. John W. Busy, II ("Respondent") was represented by Bruce Lewitas, Esq., of Lewitas & Associates, P.C., located in Chic

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Wendell Argabrite IRA Rollover (Claimant) v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Dana P. Maynard (Respondents) Case Number: 03-03000 Hearing Site: Columbus, Ohio Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Wendell Argabrite IRA Rollover ("Argabrite IRA") hereinafter referred to as "Claimant": Edward M. Kowa