NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-02774 Robert E. Washington, Claimant v. Quest Capital Strategies, Inc. and David Chen Yu, Respondents. ATTORNEYS: Claimant, Robert E. Washington, ("Claimant"), appeared pro se, Washington, DC. For Respondents, Quest Capital Strategies, Inc. and David Chen Yu, ("Respondents"), appeared David Bolton, Esq., of the Law Offices of David Bolton, Esq., Garden City, NY. NATURE OF DISPUTE: Associ

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number- 03-02773 Alexander Vishnevsky Name of the. Respondents Henri ng Site- Philadelphia, PA FSC Securities Corporation Lincoln Financial Advisors Corporation and Lee A. Finkelstein Nature of Dispute: Customer v. Members and Associated Person REPRESENTATION OF PARTIES Claimant, Alexander Vishnevsky, hereinafter collectively referred to as

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Jeffrey A. Guthrie, Claimant v. Morgan Stanley DW Inc., Respondent Case Number: 03-02767 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Member REPRESENTATION OF PARTIES For Claimant: Michael Huberman, Esq. Seth Huberman, Esq. Huberman & Associates La Quinta, California For Respondent: David Seide, Esq. Morgan Stanley DW Inc. Los Angeles,

NA^D DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-02761 Robert and Barbara Grim, claimants vs. Salomon Smith Barney Inc. and David Swank, respondents. ATTORNEYS: For Claimants appeared James Richard Hooper, Esq., of the firm Hooper & Weiss, L.L.C., Orlando, FL. For Respondents appeared in-house counsel Ann Parry, Esq., New York, NY. DATE FILED: April 14, 2003 CASE SUMMARY: Claimants alleged that respondents failed to properly handle

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-02758 RoseMarie Aridas, Claimant vs. American Express Financial Advisors, Inc., Respondent. ATTORNEYS: Claimant, RoseMarie Aridas, ("Claimant"), appeared pro se, Laramie, WY. For Respondent, American Express Financial Advisors, Inc., ("Respondent") appeared Gary R. Irwin, Esq., of the Law Offices of Nash, Edgerton & Irwin, Minneapolis, MN. DATE FILED: April 14, 2003 CASE SUMMARY: Claiman

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimant PasfiTsTmnher: 03-02432 Edgar Moser, Jr. Names nf the Respondents Rearing Site: Raleigh, NC Fahnestock & Co., Inc. Gruntal & Co., LLC Fred H. Johnson, HI Lee Fensterstock Albert G. Lowenthal Nature of the Dispute; Customer v. Member, Non-Member and Associated Persons. RF.PUKSENTATION OFPARTTKS Claimant, Edgar Moser, Jr., hereinafter referred

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of thp riatmant Pase Miimhpr- 03-02431 Patrick M. Germano Name nf the Respondent Hearing Site- Pittsburgh, PA Merrill, Lynch, Pierce, Fenner & Smith Incorporated Nature of the Dispute: Customer vs. Member RF.PHF.SF.NTAT1ON OF PARTIES Claimant, Patrick M. Germano ("Germano"), hereinafter referred to as "Claimant", was represented by Robert B. Sommer, Esq., Hergenroeder,

Stipulated Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Sharon A. Flora Claimant, v. Park Avenue Securities, LLC, Guardian Investor Services, LLC, The Guardian Life Insurance Company, S. Pat Parkin and Bruce D. Ward, Respondents. Case Number: 03-02430 Hearing Site: St. Louis, Missouri For Claimant Sharon A. Flora For Respondents Park Avenue Securities, LLC, Guardian Investor Services, LLC

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between i Names of Claimants j Dragoljub Zafirovski and Dijana Vojnovska and Case Number: 03-02429 Hearing Site: Troy, Michigan Names of Respondents H&R Block Financial Advisors f/k/a Olde Discount Corporation and Michael Ervin NATURE OF DISPUTE Customers v. Member and Associated Person REPRESENTATION OF PARTIES Dragoljub Zafirovski and Dijana Vojnovska ("Clai

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Mont Tanner, Claimant v. Michael McGuire and ACAP Financial, Inc., Respondents Case Number: 01-01222 Hearing Site: Las Vegas, Nevada REPRESENTATION OF PARTIES For Claimant: Mont Tanner, Esq. Law Offices of Mont Tanner Las Vegas, Nevada For Respondents: Mark O. Van Wagoner, Esq. Prince., Yeates & Geldzahler Salt Lake City, Utah CASE INFORMATION Statement of Claim