Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Joanne Giudicelli and Roger Giudicelli, Claimants v. Kurt W. Rauzi, Rauzi Neeley Armanino & Powers, Ltd., Navitas, Ltd. and ePLANNING Securities, Inc., Respondents Case Number: 03-02355 Hearing Site: San Francisco, California Nature of the Dispute: Customers v. Non-Members, Member and Associated Person REPRESENTATION OF PARTIES For Claimants: Dennis J. Canty, Esq. Pin

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Name of the Claimant Case Number- 01-01213 Peter Lawler Name of thp Respondent Hearing Site: Washington, D.C. Charles Schwab & Company, Inc. PAKTTFS Claimant, Peter Lawler ("Lawler"), hereinafter referred to as "Claimant": William S. Burroughs, Esq., Attorney at Law, Arlington, VA. Respondent, Charles Schwab & Company, Inc. ("Schwab"), hereinafter referred to as "R

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Andrew Rosenthal, Claimant v. Merrill Lynch, Pierce, Case Number: 03-02354 Fenner & Smith, Inc., Respondent ing Site: San Francisco, California Hearing Nature of the Dispute: Customer v. Member For Claimant: For Respondent: Jo] in W. Davis, Esq. Offices of John W. Davis Sab Francisco, California Law John J. Murphy, HI, Esq. Stradley Ronon Stevens

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Jose Cristian Perez Darias, Alumino y Accesorios, S.A. and Alumino y Accessories de Mexico, S.A. and Names of Respondents Citigroup Global Markets, Inc. and Juan M. Garcia NASD Case No. 03-02353 Hearing Location: Houston, Texas NATURE OF CASE Customers v. Member Firm and Associated Person REPRESENTATION OF PARTIES Jose

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Alberto Robledo Serrano, Maria E. Villavlcenclo, Yolanda F. Robledo and Maria R. Robledo NASD Case: 03-02351 Hearing Site: Houston, Texas and Names of Respondents Citigroup Global Markets, Inc. and Juan M. Garcia NATURE OF Customers v. Member Firm and Associated Person REPRESENTATION. OF PARTIES Alberto Robledo Serrano, Ma

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 03-02346 Michael A. Murray Michael A. Murray IRA Michael A. Murray IRRA Southern Minerals, Inc. Aries Gas Company, Inc. Eagle Gas Company, Inc. Mad Investments, Inc. Map Investments, Inc. One Company, Inc. Two Venture, Inc. Three Venture, Inc. Four Venture, Inc. Five Venture, Inc. Names of the Respond

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: ; nf the Claimants Page Number: 03-02342 Jeff Collins Sybill Collins Tyler Collins, IRA Benjamin Collins, IRA Jessica Collins, IRA Heyward Lowry, IRA James Harold Collins Hazel Collins Pradford Lowery Lendora Lowery Jamie Collins, IRA Timmy Collins, IRA Lisa Florita, IRA Pradford Lowery, IRA Betty Collins, IRA Trenette Deese, IR

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Vasken Keledjian, Claimant v. Vanguard Capital, Inc. and Ara Ishkhanian, Respondents Case Number: 03-02337 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: James E. Judge, Esq. Vanasco Genelly & Miller Chicago, Illinois For Respondents: Jeffrey S. Kob, Esq. Miller Milove & Kob

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Wachovia Securities, Inc. and Case Number: 03-02333 Hearing Site: Houston, Texas Name of Respondent NATURE OF DISPUTE Member Firm v. Associated Person REPRESENTATION OF PARTIES Wachovia Securities, Inc. ("Claimant or Wachovia") was represented by Ronald Kane, Esq., of Kane & Fischer, Ltd., in Chicago, Illinois. John Saccone ("Saccone") of Houston,

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Herbert L. Wallace, Individually and as Personal Representative of the Heirs and Estate of Mercedes De-Foronda DeWallace and Elizabeth Wallace-DeDuarte and Names of Respondents Citigroup Global Markets, Inc. and Manny Canales Case Number: 03-02327 Hearing Site: Houston, Texas NATURE OF DISPUTE Customers v. Member Firm and Asso