Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-02326 Morgan Keegan & Company, Inc. Name of the Respondent Hearing Site: Tampa, FL David Addison Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES For Morgan Keegan & Company, Inc. ("Morgan"), hereinafter referred to as "Claimant": Shea O'Brien Hicks, Esq., Staff Attorney, Morgan, Memphis, TN. Respondent D

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 03-02325 Meer J. Leidersnaider Hana Leidersnaider David Leidersnaider Rebeca Leidersnaider Names of the Respondents Hearing Site: Boca Raton, Florida Merrill Lynch, Pierce, Fenner & Smith Incorporated Anthony J. Garcia Nature of the Dispute: Customer vs. member and Associated Person. REPRESENTATION OF PARTIES For Mee

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Steven G. Newman, (Claimant) vs. Michael S. Weiner and Vincent Cappetta, (Respondents) Case Number: 01-01212 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Steven G. Newman, hereinafter referred to as "Claimant", appeared pro se. Respondent, Michael S. Weiner: Scott M. Zucker, Esq., Attorney at Law, Jericho, NY. Respondent, Vincent Cappetta ("Cappetta"), did no

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Edward and Norma Japalucci, Joint Account; Edward and Norma Japalucci, Trust; Chase Beezer Custodial Account; Edward Japalucci; Norma Japalucci; Edward Japalucci IRA; and, Norma Japalucci IRA Case Number: 03-02323 Empire Financial Group, Inc. and Richard A. Bucher Hearing Site: Boca Raton, Florida REPRESENTATION OF PARTIES

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 03-02321 Judith P. Wolfe, individually and on behalf of her IRA Names of the Respondents Hearing Site: Atlanta, Georgia J.P. Turner & Company, L.L.C., Raymond John Rybicki, Reza Mokhberi, William Louis Mello, Cheryl Bauman and Dennis Stephen Madej Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PAR

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimant Case Number- 03-02318 Nancy R. Messham Name nf the Respondent Hearing Site: Pittsburgh, PA Morgan Stanley DW, Inc. Nature of the Dispute: Customer vs. Member REPRESENTATION OF PARTTFS Claimant, Nancy R. Messham, hereinafter referred to as "Claimant", was represented by Robert Sommer, Jr., Esq., Hergenroeder, Rega and Sommer, LLC, Pittsburgh, Pennsylvania

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between: William C. Struyk (Claimant) v. Raymond James Financial Services Inc. and Paul M. Kuveke III (Respondents). Case Number 03-02306 Hearing Site: New York, New York Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF THE PARTIES Claimant William C. Struyk ("Struyk") hereinafter referred to as "Claimant": Barry R. Lax, Esq., The Lax Law Firm

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Robert Gray, Joan C. Gray, Joan C. Gray ERA, Robert Gray Custodian For Robert C. Fay, and Robert Gray IRA (Claimants) v. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc., Scott Zoldan, and Lorene Fairbanks (Respondents) Case Number: 03-02304 Hearing Site: Cleveland, Ohio Nature of the Dispute: Customers v. Member and Associated Persons. REPRESENTATION OF PARTIES C

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Henry Kurowski (Claimant) v. Thomas C. Sheedy, Jerry R. Burns, Timothy L. Kane, and Merrill Lynch, Pierce, Fenner & Smith, Inc. (Respondents) Case Number: 03-02303 Hearing Site: Buffalo, New York Nature of the Dispute: Customer vs. Member and Associated Persons. REPRESENTATION OF PARTIES Claimant Henry Kurowski ("Kurowski") hereinafter referred to as "Claimant": Michael O. Morse

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names nf the Claim ante Case Number: 03-02299 George W. Heunisch Sophia E. Heunisch Names nf the Respondents Hearing Site: Pittsburgh, PA Brian J. Kapp, the Kapp/Scanlon Group, and Merrill Lynch, Pierce, Fenner & Smith, Inc. Nature of the Dispute: Customers vs. Associated Person, Non-Member, and Member REPRESENTATION OF PARTIES Claimants, George W. Heunisch and Sophi