Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Roy Piazza Living Trust Roy Piazza, Trustee, Case Number:- 03-02273 Claimant v. A.G. Edwards & Sons, Inc. and Martin L. Smith, Respondents Hearing Site: Chicago, Illinois NATURE OF THE DISPUTE Customer vs. Member Firm and Associated Person REPRESENTATION OF PARTIES Roy Piazza Living Trust, Roy Piazza, Trustee ("Piazza"), hereinafter referred to

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants David Perlick, Laura Perlick and Michael Perlick and Name of Respondent Charles Schwab & Co., Inc. and Name of Third Party Claimant Charles Schwab & Co. and Names of Third Party Respondents Howard Weurth, Marcella Weurth, and Linda Wilson Case Number: 03-02272 Hearing Site: Southfield, Michigan NATURE OF DISPUTE Customers

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Southern Michigan Bancorp., Inc. , v. Case Number: 03-02270 Hearing Site: Troy, Michigan Respondent USAIlianz Securities, Inc. f/k/a LifeUSA Securities, . Inc., Jefferson Pilot Securities Corporation, Jefferson Pilot Financial, James J. Morrison and James J. Morrison and Associates ' And Counter-Claimant Jefferson Pilot Securities Corporation v

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: i Robert L.V. Jernigan, Trustee U/A Dated June 6,1983 (Claimant) ! and Merrill Lynch, Pierce, Fenner & Smith Incorporated, and Scott Winningham (Respondents) Case Number: 03-02266 Hearing Site: Detroit, Michigan Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES Claimant Robert L.V. Jernigan, Trustee U/A Dated Jun

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 01-01209 GKN Securities, Corp., Inc., Claimant vs. Lenin McFarlane, Respondent. ATTORNEYS: For Claimant appeared Michael C. Colombo, Esq., in-house counsel, New York, NY. Respondent appeared Pro Se, New York, NY. DATE FILED: March 12, 2001 CASE SUMMARY: Claimant alleged that respondent failed to repay a promissory note. Claim Data Claim: $4,500.00 Interest: unspecified Att

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Betty Goldfarb Name of the Respondent Prudential Equity Group, L.L.C. Name of Third Party Respondent Sanford Goldfarb Case Number: 03-02261 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member vs. Customer. REPRESENTATION OF PARTIES For Betty Goldfarb, hereinafter referred to as "Claimant": Thomas P. Willcutts, Esq., W

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration between: Michael Boschetti, Claimant, v. Salomon Smith Barney, Inc. (n/k/a Citigroup Global Markets, Inc.), Harlan Van Vooren, Thomas Gibbens, Jack Grubman, Kevin McCaffrey, Michael Carpenter, and Eduardo Mestre, Respondents Case Number: 03-02260 Hearing Site: Portland, California Nature of the Dispute: Customer vs. Members and Associated Persons REPRESENTATION OF PARTIES For

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Kevin Krueger, Claimant v. Merrill Lynch, Pierce, Fenner & Smith* Inc. and Lawrence P. Smith, Jr., Respondents Case Number: 03-02258 Hearing Site: San Francisco, California Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: For Respondents: Timothy A. Canning, Esq. Richard Sacks Securities Arbitration Consultan

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Beverly J. Young a/k/a Beverly Graham, Claimant v. Salomon Smith Barney, Inc. n/k/a Citigroup Global Markets, Inc., Erin ND Black, Sharon D. Black, and Christopher B. Walling, Respondents Case Number: 03-02257 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Member and Associated Persons REPRESENTATION OF PARTIES For Claimant: Kristin M. Cano,

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Susan N. Wellner v. Merrill Lynch, Pierce, Fenner & Smith Incorporated and Charles A. Birbara Case Number: 03-02253 Hearing Site: Boston, MA Nature of Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES Claimant Susan N. Wellner hereinafter referred to as "Claimant": James Miller and James Shah of Shepherd, Finkelman, Miller & Shah, One Lewis S