Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Edith B. Haines Trust, Paul L. Haines Trust, Baily Rucker as Trustee (Claimants) v. First Montauk Securities Corp. and Lorraine Hartung (Respondents) v. Cape Cod Bank and Trust (Third-Party Respondent) Case Number: 03-02224 Hearing Site: Boston, Massachusetts. Nature of the Dispute: Customers v. Member and Associated Person (Initial Claim). Member v. Non-Member (Third-Par

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Khosrow Jamshidi, Claimant v. Bear Stearns & Co., Inc. and Albert E. Shultz, Respondents Case Number: 03-02223 Hearing Site: San Francisco, California Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Christine McNamara, Esq. Baldwin and McNamara Menlo Park, California For Respondents: Nicholas P. lavarone, Esq. Bell

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 03-02216 Fidelity Brokerage Services LLC, Claimant v. Nick Nikah, Respondent. ATTORNEYS: For Claimant, Fidelity Brokerage Services LLC, ("Claimant"), appeared Laurence K. Richmond, Quincy, MA. Respondent, Nick Nikah, ("Respondent"), did not submit an answer in this case. NATURE OF DISPUTE: Member v. Customer DATE FILED: March 26, 2003 CASE SUMMARY: Claimant alleged that Respondent faile

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Larry Creech and Lynda Creech, (Claimants) v. Clearing Services of America and Ronald Samo, Sr. (Respondents) Case Number: 03-02215 Hearin^Site: New York, NY Nature of the Dispute: Customers vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimants Larry Creech ("Larry Creech") and Lynda Creech ("Lynda Creech") hereinafter collectively referred to as "Clai

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Michael Irani and Carmela Irani JTWROS and Michael Irani IRA (Claimants) v. Blackford Securities Corp., Sanders Morris Harris, Inc., Neil Lauro, and Frank Palumbo (Respondents) Case Number: 03-02213 Hearing Site: New York, New York Nature of the Dispute: Customers v. Members and Associated Persons. REPRESENTATION OF PARTIES Claimants Michael Irani and Carmela Irani ("Iran

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Columbus Circle Investors (Claimant) v. Michael Julian (Respondent) and Michael F. Julian (Claimant) v. Columbus Circle Investors (Respondent) Case Number: 03-02208 (consolidated with 03-02397) Hearing Site: New York, New York Nature of the Dispute: Non-Member v. Associated Person (03-02208) Associated Person v. Non-Member (03-02397) REPRESENTATION OF PARTIES 03-02208

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Stan Schuldiner, (Claimant) vs. Aftrader.com a/k/a America First Associates Corp. and Joseph Ricupero, (Respondents) Case Number: 01-01202 Hearing Site: Boston, Massachusetts REPRESENTATION OF PARTIES Claimant, Stan Schuldiner, hereinafter referred to as "Claimant", appeared pro se. Respondent, Aftrader.com a/k/a America First Associates Corp. ("Aftrader"): Joseph Ricupero

Stipulated Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Lloyd Cymrot, Susan Cymrot, Eva Cymrot, The Lloyd Cymrot Trust UTD 12-31-76 and The Joel Cymrot Trust UTD 12-31-76, Claimants vs. Stone & Youngberg, LLC and Gregory S. Young, Respondents. Case Number: 00-00705 Hearing Site: San Francisco, CA REPRESENTATION OF PARTIES Claimants, Lloyd Cymrot, Susan Cymrot, Eva Cymrot, The Lloyd Cymrot Trust UTD 12-31-76 and The J

Award NASD Dispute Resolution In the Matter of the Arbitration Between: nf th*> f 1 1^ rnant Pasft Niimhftr 03-02205 Kim Hammond Names nf th< * Rftsprmdftntg Hearing Site- Baltimore, MD Frank Goldman First Union Securities, Inc. n/k/a Wachovia Securities, Inc. First Union Capital Markets Corp. n/k/a Wachovia Securities, Inc. Prudential Securities, Inc. Salomon Smith Barney, Inc. n/k/a Citigroup Global Markets, Inc. Nature of t

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Lanny W. and Loma C. Latil and Names of Respondents Merrill Lynch, Pierce, Fenner & Smith, Inc., John P. Parker, Linda L. Gibson and Scott D. Jones Case Number: 03-02202 Hearing Site: Houston, Texas NATURE OF DISPUTE Customers v. Member Firm and Associated Persons REPRESENTATION OF PARTIES Lanny W. and Loma C. Latil ("Claimant