n "/ o ? o \ *5 NASD AWARD NASD Regulation, Inc. Office of Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Gerald D. Dana 96-01210 Name of Respondents A.S. Goldmen & Company, Inc. Michael Taranto Neil Ronga REPRESENTATION Claimant GeraJd D, Dana ("Claimant") appeared pro se. Respondent A.S. Goldmen &Co. t Inc. ("ASG") was represented by Carole R. Bernstein, Esq., Westport, CT.

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Susan Richards a/k/a Susan Schlueter and The Estate of Charles Richards, (Claimants) vs. Prudential Securities, Inc., Ronald Harris and Nunzio Garzino, (Respondents) Case Number: 96-01208 Hearing Site: New York, NY REPRESENTATION OF PARTIES Claimants, Susan Richards a/k/a Susan Schlueter and The Estate of Charles Richards, hereinafter collectively referred to as "Claimants": W. Randol

r Award NASD Dispute Resolution In the Matter of the Arbitration Between: Claimant r^e ]\hnphf;T 01-01182 Kamlesh Chopra (Master Case) Name of the All-Tech Investment Group, Inc. (n/k/a All-Tech Direct, Inc.) Penson Financial Services, Inc. ing Site- Troy, Michigan hi the Matter of the Arbitration Between: 01-01679 All-Tech Investment Group, Inc. (Subordinate Case) Kamlesh Chopra ing Sit p ' Troy, Michigan Nature of t

NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name of Claimants Martha Marin 96-01207 Name of Respondents Capital Markets America, Inc. Harvey A. Wall REPRESENTATION For Claimant Martha Marin ("Claimant") appeared David E. Robbins, Esq. of the law offices of Kaufmann, Feiner, Yamin, Gilden, Robbins located in New York, New York. For Respondent Capital Markets America, Inc. ("CMA") and Respondent Harvey A. Wall

NASD REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION In the Matter of the Arbitration Between Name of Claimant Dean Witter Reynolds Inc. 96-01204 Name of Respondent W. Keats Nicoll REPRESENTATION Claimant Dean Witter Reynolds Inc. ("Claimant") was represented by Thomas C; Costello, Esq. of the Law Offices of John West III, Baltimore, MD. Respondent W. Keats Nicoll ("Respondent") was represented by Patricia D. Douglass,

JfiN.10.1999 isilPM NfiSD BOCfl NO.600 P.ll AWARD NASD Regulation, Inc. In the Matter of the Arbitration Between Ralph A. Fisher, Jr.; Freda Fisher; ; Ralph & Freda Fisher Charitable Trust; Ralph. A* Fisher, Jr. Revocable Trust ; and Freda Fisher Revocable Trust ' : NASD CASE NO. 96*01199 i i Names of Respondents j i Merrill Lynch, Pierce, Fanner & Smith Inc. • and Michael E. Blankenstrfp " i For Claimants; Charies E, Steinberg,

AWARD NASD Regulation, Inc. Office of Dispute Resolution In the Matter of Arbitration Between James Sexton and Maureen Sexton, Claimants, and No. 96-01198 Gruntal & Co., Inc., and Timothy L. Johnson, Respondents. REPRESENTATION OF PARTIES James Sexton and Maureen Sexton were represented by Mark J. Briol, Esquire of Briol & Associates, located in Minneapolis, Minnesota and Terrence J. Fleming of Linquist & Vennum, P.L.L.P. of Minneapolis, Min

AWARD NASD Regulation, Inc., In the Matter of Arbitration Between Jimmie D. Ross Claimant, A. G. Edwards & Sons, Inc. and Merrill Lynch & Co. Respondents. and \ 1 /Nb-96-01196 REPRESENTATION OF PARTIES Claimant, Jimmie D. Ross, ("Claimant"), was represented by Rick J. Beaifield, Esquire and Michael A. Eastridge, Esquire of Bearfield, McCieilan & Eastridge located in Johnson City, Tennessee Respondent, A.G, Edwards & Sons. Inc. ("Edwards"

AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, INC. In the Matter of the Arbitration Between Names of Claimants Charles Grand and Nancy Gram! and Case Number 96-01192 Names of Respondents Kidder Peabody & Company, Inc. and Celeste Kelley REPRESENTATION OF PARTIES Claimants Charles and Nancy Graml were represented by Robert E. Lapin, Esquire of Ganrigan,i Lapin, Landa& Wilde, L.L.P, located in Houston, Texas. Lapin, Land;-: X-. Wi(.

AWARD NASD Regulation, Inc. Office of Dispute Resolution In the Matter of Arbitration Between George W. Hawkins, Claimant, and No. 96-01187 The Westcap Corp., and National Western Life Insurance, Inc., Respondents. REPRESENTATION OF PARTIES Claimant George W. Hawkins was represented by R. Christopher Bell, Esquire, of Houston, Texas. Respondent The Westcap Corp. was represented by I. Clay Rogers, Esquire of Fulbright & Jaworski, LLP, loc