N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION In the Matter of the Arbitration Between Name of Claimant Gordon Frizzell 9503076 Name of Respondents A.S. Goldmen & Co., Inc. Chris Panza Robert Fox REPRESENTATION Claimant Gordon Frizzell ("Claimant") was represented by William W. Willard, Esq., Bernstein, Shur, Sawyer &. Nelson, Portland, ME. Respondents A.S. Goldmen & Co., Inc. ("A.S. Goldmen"), Chris

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION, INC. In the Matter of the Arbitration Between Name of Claimant Howard S. Klein 95-03073 Name of Respondents Schneider Securities, Inc. Robin Opp REPRESENTATION Claimant Howard S. Klein ("Claimant") was represented by David A. Klein, Esq., Law Office of David A. Klein. Haddonfield, NJ. Respondent Schneider Securities, Inc. ("SSI") was represented by Richard W

WSD REGULATION FL NASD REGULATION, INC. AWARD Office of Dispute Resolution In the Matter of the Arbftratbn Between PaineWebber, Inc. Case No. 9W3067 lOfl Raymond Curtin REPRESENTATION OF PARTIES For Claimant: Patricia Cowart, Esq., of PmneWebber, Inc. (TOT), Ft Lauderdate. Florida. For Respondent Arthur C. Koski, Esq. of the taw firm of KoaM. Aranson & Thomas, PA, Boca Raton. Florida* C^SE INFORMATION Statement of Claim was filed

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS. INC. In the matter of the Arbitration Between Name of Claimant Mark Francis Wendy Porter-Francis NASD Arbitration vs. No.95-03063 Name of Respondent R.G.Dickinson & Co., Inc. Jan Earl Haynes REPRESENTATION For Claimants: Donald R. Worley, Esq., Worley, Schwartz, Garfield & Rice, San Diego, CA For Respondents: Barbara Bennett, Esq., R.G. Dickinson & Co., Inc., Des Moines, Iowa

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant © National Association of ^••^^•^••••••i Securities Dealers, uiv. Bonnie Hunter All Rights Reserved 95-03058 R.G. Dickinson and Company REPRESENTATION For Claimant: Bonnie Hunter ("Hunter") was represented by Maurice J. Barry, Esq. and Marc E. Lane, Esq. of Ostling, Ensign & Barry, located in Bloomington, Illinois. For Resp

- Award NASD Dispute Resolution In the Matter of the Arbitration Between: Claimant John C,-Hegnes Name of the r 01-00994 Hearing Site: Pittsburgh, Pennsylvania Dreyfus Investment Services Corporation RF.PRF.SF.NTATTON OF PARTIES Claimant John C. Hegnes, hereinafter referred to as "Claimant" was represented by Thomas J. Schuchert, Esq., The Bregman Law Firm, Albuquerque, New Mexico. Respondent Dreyfus Investment Services Corporation, here

NASD AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS. INC. In the Matter of the Arbitration Between Paul C. Davis, Nancy B. Davis Claimants v. NASD Arbitration No. 95-03046 ith Barney Shearson. Inc.. R.J. Bernstein Respondents S National Association of •- •* . i. afers. Inc. All Ri£us Reserved REPRESENTATION OF PARTIES Paul C. Davis and Nancy B. Davis ("Claimants") was represented by David R. Clark, Esq., Higgs, Flet

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Joann R. Schulz Case No. 95-03043 Name of Respondents Stuart, Coleman & Co.,Inc. James P. Orazio Ronald E. Barsa J.R. Bautista, Jr. REPRESENTATION For Claimant, Joann R. Schulz ("Schulz"); John M. Fedders, Esq. of Washington, D.C. For Respondents, Stuart, Coleman & Co., Inc. ("Coleman"), James P. Orazio ("Orazio"), and

NASD REGULATION, INC. AWARD In the Matter of the Arbitration Between Name of Claimant Woodrow Stewart Case No. 95-03040 Josephthal Lyon & Ross, Inc. f/k/a Rosenkranz, Lyon & Ross, Inc. GKN Securities Corp. JW Charles Securities, Inc. f/k/a Corporate Securities Group, Inc. Joseph Roberts & Co., Inc. Mitchell Held REPRESENTATION For Claimant Woodrow Stewart ("Claimant"), Benjamin P. Brown, Esq. from the law firm of Heinrich

N.A.S.D. AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS In the Matter of the Arbitration Between Name of Claimant Anna lavarone 95-03034 Name of Respondent Smith Barney Shearson, Inc. CASE SUMMARY In a claim filed with the National Association of Securities Dealers, Inc. on June 15, 1995, Claimant Anna lavarone ("Claimant 11 )! who appeared Pro Se, alleged that Respondent Smith Barney Shearson, Inc.("SBSr)> misrepresented the risk