Award NASD Dispute Resolution In the Matter of the Arbitration Between: Christopher Richied, Claimant v. Charles Schwab & Co., Inc., Respondent Case Number: 05-02539 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Member REPRESENTATION OF PARTIES For Claimant: Dennis R. Villavicencio, Esq. Catherine L. Bailey, Esq. Akins & Villavicencio, LLP Carlsbad, California For Respondent: Katherine Nathan, Esq. Charles Schw

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Douglas J. McCaslin and David R. Thomas, Claimants v. Conservatorship of the Estate of Curtis J. Hendricks, Respondent Case Number: 05-02537 Hearing Site: Portland, Oregon Nature of the Dispute: Associated Persons v. Customer REPRESENTATION OF PARTIES For Claimants: Thomas C. Sand, Esq. Miller Nash LLP Portland, Oregon For Respondent: James R. Cartwright, Esq. Cartwr

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Rosemary D. Rhoades and 05-02534 Kansas City, Missouri Name of Respondents RBC Dain Rauscher, Inc. Charles Lowry Fuller Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Rosemary D. Rhoades ("Claimant") was represented by Robert R. Barton, Esq., The Law Office of Robert R. Barton, LLC, Overland

Award NASD Dispute Resolution [n the Matter of the Arbitration Between: Robert Grundstein (Claimant) vs. Martin Rebhun, Jeffrey Dubowy, Liberty Capital Group, LP, n/k/a Liberty Capital I L.L.C. (Respondents) Case Number: 05-02527 Hearing Site: Newark, New Jersey Nature of the Dispute: Associated Person vs. Associated Persons and Terminated Member. Claimant Robert Grundstein hereinafter referred to as "Claimant" appealed pro se. Respondents Martin Rebhun

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-02522 James R. Davis, (Claimant) vs. William David Abbott and A.G. Edwards & Sons, Inc., (Respondents) ATTORNEYS: For Claimant appeared Romaine Gardner, Esq., of Lincoln Square Legal Services, Inc., New York, NY. For Respondents appeared in-house counsel Nancy Anderson Tayborn, Esq., St. Louis, MO. NATURE OF DISPUTE: Customer v. Member and Associated Person DATE FILED: May 11, 2005

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Barbara D. Betzner, Claimant v. Morgan Stanley DW Inc. (f/k/a Dean Witter Reynold Inc. and Morgan Stanley Dean Witter), Respondent Case Number: 05-02514 Hearing Site: San Francisco, California Nature of the Dispute: Customer v. Member REPRESENTATION OF PARTIES For Claimant: Randy S. Cohn, Esq. Katharine A. Wark, Esq. SimmonsCooper LLC East Alton, IL For Respondent: J

AWARD NASD DISPUTE RESOLUTION In the Matter of the Arbitration Between: Claimants David Lingwall; Ronald Shoop, individually and as Trustee of The Bertha Shoop Trust; and, Sidney and Susan Jacobson, vs. Respondent/ Third-Party Claimant Berthel Fisher & Company Financial Services, Inc., vs. Third-Party Respondent Emily Halsband Case Number: 05-02502 Situs: Des Moin.es, Iowa NATURE OF DISPUTE: Customer v. Member v. Associated Person REPRESENTATION OF PART

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney Inc., Claimant v. Anssy A. Okoebor, Respondent Case Number: 05-02494 Hearing Site: Los Angeles, California Nature of the Dispute: Member v. Associated Person REPRESENTATION OF PARTIES For Claimant: Howard O. Boftz, Jr., Esq. Bryan Cave, LLP Santa Monica, California For Respondent: Anssy A. Okoebor In Propria P

Modified Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: John H. and Elaine C. Berninger, Claimants Vs. Thomas G. Glaser, William Kelly Montgomery, and Brian M, Zaid, Respondents. Case Number: 01-00544 Hearing Site: Cincinnati. Ohio REPRESENTATION OF PARTIES John H. Berninger, of Cleves } Ohio, represented Claimants John H. and Elaine C. Berninger ("the Berningers"), hereinafter referred to a

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Estate of Robert S. Curtin, (Claimant) vs. Dean Witter Reynolds, Inc. and William F. Hughes, (Respondents) Case Number: 00-00621 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Estate of Robert S. Curtin, hereinafter referred to as "Claimant": James B. Curtin, Successor Executor of the Estate of Robert S. Curtin, North Haven, CT. Respondents, Dean Witt