AWARD NASD Dispute Resolution !r the Matter-of the Arbitration Between Claimants/Counter-Respondents Diarina J. Ives and Joyce A. Sheridan v. Respondent/Counter-Claimant Susan Bendy Case Number: 05-02175 Hearing Site: Detroit, Michigan NATURE OF DISPUTE Customers v. Non-Member Non-Member v. Customers REPRESENTATION OF PARTIES Dianna J. Ives and Joyce A. Sheridan ("Claimants") were represented by Ralph R. Safford, Esq. and Mar

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Xiu Ying Wang, Claimant v. Charles Schwab & Co., Inc., Respondent Case Number: 05-02170 Hearing Site: San Francisco, California Nature of the Dispute: Customer v. Member REPRESENTATION OF PARTIES For Claimant: James Jay Seltzer, Esq. Thomas H. Porter, Esq. Law Offices of James Jay Seltzer Emeryville, California For Respondent: Curt H. Mueller, Esq. Charles Schwab & C

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants i Frank Hartmann, Jr. individually and as Trustee of the Hartmann Family Living Trust dated 5/26/99 and Nancy P. Hartmann as Trustee of the Hartman Family Living Trust dated 5/26/99 and Case Number: 05-02168 Hearing Site: Houston, Texas Name of Respondent Morgan Stanley DW, Inc. NATURE OF DISPUTE Customers v. Member Firm REPRESENTATION O

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Michael T. Anderson, Eric G. Christenson, and Reach Financial Group, LLC, Claimants v. Robert W. Nichols, Stephan R. Pene, S. L. Reed & Company, and Windward Capital Management, Respondents Case Number: 05-02152 Hearing Site: Los Angeles, California Nature of the Dispute: Associated Persons and Non-Member v. Associated Persons, Member, and Non-Member REPRESENTATION OF PARTIES

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Isaac Vidomlanski and Ruth Vidomlanski (Claimants) vs. Investec (US) Incorporated (Respondent) Case Number: 05-02150 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member REPRESENTATION OF PARTIES Claimants Isaac Vidomlanski ("I. Vidomlanski") and Ruth Vidomlanski ("R. Vidomlanski") hereinafter collectively referred to as "Claimants": Stuart A. Blander, Esq

Award NASD Dispute Resolution In the Matter of the Arbitration Between: John M. Rizzo (Claimant) vs. Kaufman Bros, L.P. (Respondent) Case Number:05-02149 Hearing Site: New York, New York Nature of the Dispute: Associated Person vs. Member REPRESENTATION OF PARTIES Claimant John M. Rizzo ("Rizzo") hereinafter referred to as "Claimant": David A. Gehn, Esq., Gusrae, Kaplan, Bruno & Nusbaum, PLLC, New York, NY. Respondent Kaufman Bros., L.P. ("Kaufman")

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-02130 Rebecca Howland, (Claimant) vs. Morgan Stanley & Co., Incorporated and Matt Hatton, (Respondents) ATTORNEYS: For Claimant appeared Vincent Acquista of the Brooklyn Law School, Brooklyn, NY. For Respondents appeared in-house counsel Harrison Kaufman, Esq., Purchase, NY. NATURE OF DISPUTE: Customer v. Member and Associated Person DATE FILED: April 18, 2005 CASE SUMMARY: Claimant

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE; 05-02107 George Dawson, (Claimant) vs. Thomas E. Jandt, Tradeway Securities, Inc. and Grad Products, (Respondents) ATTORNEYS: For Claimant appeared Edward W. Russet, III, Esq., Attorney at Law, Laguna Hills, CA. Respondent Tradeway Securities, Inc. did not submit an Answer to the Statement of Claim, Respondent Thomas E. Jandt appeared pro se, Trabuco Canyon, CA. For Respondent Grad Prod

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-02089 Salomon Grey Financial Corporation, (Claimant) vs. Khaled Eldaher, (Respondent) ATTORNEYS: ~~~ For Claimant appeared in-house counsel Belinda Keeley, Esq., Dallas TX. Respondent appeared pro se, Austin, TX. NATURE OF DISPUTE: Member v. Associated Person DATE FILED: April 21, 2005 CASE SUMMARY: Claimant alleged that Respondent breached a contract by failing to repay monies owed

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-02081 Tania Jurtshuk-Sampson, M.D., (Claimant) vs. Citigroup Global Markets, Inc. and Rodger Farquhar, (Respondents) ATTORNEYS: Claimant appeared pro se, New York, NY. For Respondents appeared Rebecca J. Nelson, Esq., New York, NY. NATURE OF DISPUTE: Customer v. Member and Associated Person DATE FILED: April 19, 2005 CASE SUMMARY: Claimant alleged that Respondents' negligence, failur