NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-01448 Eugene T. Hopkins, (Claimant) vs. Citigroup Global Markets, Inc., Jeffrey L. Sweitzer, Matthew J. Muller, Sr. and Randy Matz, (Respondents) ATTORNEYS: For Claimant appeared Robert G. Mclver, Esq., of the firm Hunter, Higgins, Miles, Elam & Benjamin, PLLC, Greensboro, NC. For Respondents appeared Meg G. Cox, Esq., of the firm Kennedy Covington Lobdell & Hickman, L.L.P., Charlotte, N

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-01446 John Herbert Black, Jr., (Claimant) vs. Citigroup Global Markets, Inc., Jeffrey L. Sweitzer, Matthew J. Muller, Sr. and Randy Matz, (Respondents) ATTORNEYS: For Claimant appeared Robert G. Mclver, Esq., of the firm Hunter, Higgins, Miles, Elam & Benjamin, PLLC, Greensboro, NC. For Respondents appeared Meg G. Cox, Esq., of the firm Kennedy Covington Lobdell & Hickman, L.L.P., Charlo

Award NASD Dispute Resolution In the Matter of the Arbitration Between: J.B. Hanauer & Co. (Claimant) v. Paul Horvath (Respondent) Case Number: 05-01444 Hearing Site: New York, New York Nature of the Dispute: Member v. Customer REPRESENTATION OF PARTIES Claimant J.B. Hanauer hereinafter referred to as "Claimant": Gary Alan Blaustein, Esq., Union, NJ. Respondent Paul Horvath hereinafter referred to as "Respondent"; did not enter an appearance in

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-01439 Thomas A. Carafa, (Claimant) vs. Henry Boulbol, Edward Boulbol, and Citigroup Global Markets, Inc., (Respondents) ATTORNEYS: ~"~~ For Claimant appeared Paul Pacchiana, Esq., Naples, FL. For Respondents appeared in-house counsel Mary Reisert, Esq., New York, NY. NATURE OF DISPUTE: Customer v. Member and Associated Persons DATE FILED: March 18, 2005 CASE SUMMARY: Claimant alleged

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Brij Mittal and Amita Mittal (Claimants) vs. Raymond James Financial Services, Inc. (Respondent) Case Number: 05-01437 Hearing Site: New York, New York Nature of the Dispute: Customers vs. Member REPRESENTATION OF PARTIES Claimants Brij Mittal ("B. Mittal") and Amita Mittal ("A. Mittal") hereinafter collectively referred to as "Claimants": Edward F. Westfield, Esq., Edward F. We

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Kimberty Marie Larson v. 05-01435 Minneapolis, Minnesota Respondents American Express Financial Advisors, Erin Marie Sweeney and Jeffrey Allen Bartleson NATURE OF DISPUTE Customer v. Member Firm and Associated Persons REPRESENTATION OF PARTIES Kimberly Marie Larson ("Claimant") was represented by Robert J, Hajek p Esq., of Warchol, Berndt& Haj

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Wachovia Securities, LLC v. 05-01431 Denver, Colorado Respondent Richard Tuttle Nature of Dispute: Member v. Customer REPRESENTATION OF PARTIES Wachovia Securities, LLC ("Claimant") was represented by Renan I. Sugarman, Esq., of Renan Sugarman, P.C., Chicago, Illinois. Richard Tuttle ("Respondent") of Colorado Springs, Colorado, appeared pro se. CASE

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Matin Lackpour, an individual and as custodian for The Ali and Amir Lackpour Custodial Account, Claimants v, TD Waterhouse Investor Services, Inc., Respondent Case Number: 01-00507 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimants: For Respondent: Craig A. Fox, Esq. Law Offices of Galindo & Fox Granada Hills, California Brian G. Mulher

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Peter Grabler (Claimant) vs. UBS Financial Services, Inc. (Respondent) Case Number: 05-01425 Hearing Site: Boston, Massachusetts Nature of the Dispute: Customer v. Member REPRESENTATION OF PARTIES Claimant Peter Grabler ("Claimant") appeared pro-se. Respondent UBS Financial Services, Inc. ("Respondent"): Erin M. Naftali, Esq., UBS Financial Services, Inc., Weehawken, NJ. CAS

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Robert E. Elkins and Case Number: 05-01421 Hearing Site: Detroit, Michigan Respondents Ferris, Baker Watts, Inc., Joseph Clark Koch, Robert James Michelotti, Theodore Walter Urban, and Patrick James Vaughan NATURE OF DISPUTE Associated Person v. Members and Associated Persons REPRESENTATION OF PARTIES Robert E. Elkins ("Claimant") appeared in pro per.