Award NASD Dispute Resolution In the Matter of the Arbitration Between: Doyle Bouse, Ruth Mae Brennan, The Brennan Family Rev. Trust, Judith Chaikin, Jules Chaikin, The Chaikin Family Trust, Loretta Davis, Gerald Endler, Selma Faermark, The Wilbert & Selma Faermark Exemption Trust, C. Victor Wylie, Jory Faermark Wylie, Clarence Raymond Wylie, Jr., The Wylie Family Trust, Irene Farber, Valerie Florman, Jacqueline Howard, Joy Innes, Richard Innes, ACTS Intern

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Richard Schaller and Richard Schaller Living Trust (Claimants) vs. Henry P. Cerruti and Northwestern Mutual Investment Services, LLC (Respondents) Case Number: 05-01393 Hearing Site: New York, New York Nature of the Dispute: Customers vs. Associated Person and Member REPRESENTATION OF PARTIES Claimants Richard Schaller ("Schaller") and Richard Schaller Living Trust ("Living Trust")

Amended Award NASD Dispute Resolution In the Matter of the Arbitration Between: Dee Ann Phillips, Claimant v. Lawrence S. Jay, Respondent Case Number: 05-01391 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Associated Person REPRESENTATION OF PARTIES For Claimant: Montgomery G. Griffin, J.D. Securities Arbitration Offices of Montgomery G. Griffin, J.D. Newport Beach, California For Respondent: Lawrence S. Jay In

Award NASD Dispute Resolution In the Matter of the Arbitration Between: DeeAnn Phillips, Claimant v. Lawrence S. Jay, Respondent Case Number: 05-01391 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Associated Person REPRESENTATION OF PARTIES For Claimant: Montgomery G. Griffin, J.D. Securities Arbitration Offices of Montgomery G. Griffin, J.D. Newport Beach, California For Respondent: Lawrence S. Jay In Propria

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Fidelity Investments Life Insurance Company, Fidelity Insurance Agency, Inc., Fidelity Brokerage Services, LLC (Claimants) v. Dennis Rupp and TIAA-CREF Individual and Institutional Services, LLC (Manchester, NH) (Respondents) Case Number: 05-01382 Hearing Site: Boston, Massachusetts Nature of the Dispute: Member and Non-members with Contract to Arbitrate v. Member and Ass

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Norma C. Worden, Claimant v. Merrill Lynch, Pierce, Fenner & Smith, Incorporated and John A. Stanbery, Respondents Case Number: 05-01377 Hearing Site: Los Angeles. California Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Richard J. Edson, Esq. Law Offices of Richard J. Edson Sacramento, California For Respondents

Award NASD In the Matter of the Arbitration Between: Name of the Claimant PaineWebber Incorporated Name of the Respondent Gustavo Olivera Case Number: 01-00503 Hearing Site: Boca Raton, Florida REPRESENTATION OF PARTIES For PaineWebber Incorporated, hereinafter referred to as "Claimant": Lisa A. Catalano, Esq., Davidson, Manchel & Brennan, L.L.P., Northvale, New Jersey. Gustavo Olivera, hereinafter referred to as "Respondent", appeared p

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Carol B. Donnelly and Respondents American Express Financial Advisors, Inc. n/k/a Ameriprise Financial Services and David J. Booko Case Number: 05-01376 Hearing Site: Southfield, Michigan NATURE OF DISPUTE Customer v. Member Firm and Associated Person REPRESENTATION OF PARTIES Carol B. Donnelly ("Claimant") was represented by Paul R. Erickson, Esq

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Ann V. Kingston (Claimant) vs. Myron Stayman and Merrill Lynch, Pierce, Fenner & Smith, Inc. (Respondents) Case Number: 05-01370 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Associated Person and Member REPRESENTATION OF PARTIES Claimant Ann V. Kingston hereinafter referred to as "Claimant": Joan M. Markey, Esq., Joan M. Markey Attorney At Law, New York,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 05-01360 Imran Shams Name of the Respondent Hearing Site: Orlando, Florida H&R Block Financial Advisors, Inc. Nature of the Dispute: Associated Person vs. Member. REPRESENTATION OF PARTIES For Imran Shams, hereinafter referred to as "Claimant": Philip J. Snyderbum, Esq., Snyderburn, Rishoi & Swann, Maitland, Florida. For H&R Block Financ