NASH DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-01249 Calvin G. McDonald, (Claimant) v$. Morgan Stanley DW Inc., (Respondent) ATTORNEYS: Claimant appeared pro se, Warrenton, VA, For Respondent appeared Michael D. WaHander, Esq, of the firm Greeoberg Tranrig, PA., West Palm Beach, FL. NATURE OF DISPUTE: Customer vs. Member DATE FILED: March 7,2005 CASE SUMMARY: aaimant alleged purchase thai "odd lot shares'* of stock could not

Award NASD Dispute Resolution In the Matter of the Arbitration Between: nf the Claimants ' • Cage Number* 05-01244 William Abraham Judith Abraham Names nf the Respondents Hearing Site* Raleigh, North Carolina Advest, Inc. Edward Carlsen, Sr. Nature of the Dispute: Customers vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimants, William Abraham and Judith Abraham, hereinafter collectively referred to as "Claimants", were r

Award NASD Dispute Resolution In the Matter of the Arbitration Between: William J. Young (Claimant) vs. Merrill Lynch Pierce Fenner & Smith, Inc., Michael Parziale, Richard ma and Daniel Morilak (Respondents) Case Number: 05-01233 Hearing Site: Cleveland, Ohio Nature of the Dispute: Customer vs. Member and Associated Persons. REPRESENTATION OF PARTIES Claimant William J. Young hereinafter referred to as "Claimant": James S. Jones, James S. Jones, L.

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-01222 Julie McCashin, (Claimant) vs. Wachovia Securities, LLC and Terry Lester, (Respondents) ATTORNEYS: " " " Claimant appeared pro se, Houston, TX. For Respondents appeared in-house counsel Demian J. Betz, Esq., Richmond, VA. NATURE OF DISPUTE: Customer vs. Member and Associated Person DATE FILED: March 8, 2005 CASE SUMMARY: Claimant alleged that Respondents recommended and placed her

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-01221 Mark Poveromo, (Claimant) vs. Brian John Wahlfeld, (Respondent) ATTORNEYS: ~~~ Claimant appeared pro se, Woodbury, CT. Respondent appeared pro se, Remsenburg, NY. NATURE OF DISPUTE: Customer vs. Associated Person DATE FILED: March 7, 2005 CASE SUMMARY: Claimant alleged that Respondent omitted and misrepresented facts regarding his investments. Claimant maintained that due to Re

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: William Dotsikas, Claimant Vs. Raymond James & Associates, Inc., and Ralph £. DeRose, Respondents. Case Number: 01-00494 Hearing Site: Cleveland, Ohio REPRESENTATION OF PARTIES Claimant William Dotsikas ("Dotsikas"), was represented by John S. Chapman, Esquire, Cleveland, Ohio. Respondents Raymond James & Associates, Inc. ("Raymond James"), and Ralph E.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Jean Labutis (Claimant) vs. American Express Financial Advisors, Inc. (Respondent) Case Number: 05-01194 Hearing Site: Hartford, Connecticut Nature of the Dispute: Customer vs. Member REPRESENTATION OF PARTIES Claimant Jean Labutis hereinafter referred to as "Claimant": Howard Rosenfield, ESQ., Law Office of Howard Rosenfield, Farmington, CT. Respondent American Express Financia

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-01192 Oppenheimer & Co. Inc., (Claimant) vs. Salvatore Renzo, (Respondent) ATTORNEYS: ~~ For Claimant appeared in-house counsel Eric J. Shames, Esq., New York, NY. Respondent appeared pro se, New York, NY. NATURE OF DISPUTE: Member v. Associated Person DATE FILED: March 7, 2005 CASE SUMMARY: Claimant alleged that Respondent breached a contract by failing and refusing to repay monies

1 NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-01190 Michael John O'Krongly, (Claimant) vs. Morgan Stanley Dean Witter Inc., (Respondent) ATTORNEYS: Claimant appeared pro se, Waukesha, WI. For Respondent appeared in-house counsel Christine A. Pham, Esq., Los Angeles, CA. NATURE OF DISPUTE: Customer vs. Member DATE FILED: March 3, 2005 , CASE SUMMARY: Claimant alleged that Respondent incorrectly charged him sales charges on

In the Matter of the Arbitration Between: Claimant Raymond James & Associates, Inc. vs. Respondent Van Hung Le Case Number: 05-01182 SITUS: Washington, D.C. NATURE OF DISPUTE: Member v. Associated Person REPRESENTATION OF PARTIES: Claimant Raymond James & Associates, Inc., hereinafter referred to as "Claimant", was represented by Leslie A. Reese, Esq., Raymond James & Associates, Inc., St. Petersburg, Florida. Respondent Van Hung Le, hereinafter ref