NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-01142 Aaron W. Steffens and Jennifer Steffens, (Claimants) vs. First Command Financial Planning, Inc., (Respondent) ATTORNEYS: " — Claimant appeared pro se, Montgomery, AL. For Respondent appeared Ethan H. Cohen, Esq., Atlanta, GA. NATURE OF DISPUTE: Customer vs. Member DATE FILED: February 23, 2005 CASE SUMMARY: Claimants alleged that due to Respondent's misleading sales scripts

AWARD NASD Dispute Resolution the Matter of the Arbitration Between laimant/Counter-Respondent •ppenheimer & Co., Inc. and Case Number. 05-01137 Hearing Site: Troy, Michigan espondent/Counter-Claimant lark Casebolt NATURE OF DISPUTE lemberv. Associated Person Associated Person v. Member REPRESENTATION OF PARTIES )ppenheimer & Co., Inc. ("Claimant" or "Oppenheimer") was represented by Gary K. August, Esq., Zausmer, Kaufman August

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-01128 Dolores Caplan, (Claimant) vs. Marcus Rodney Valenzuela and Franklin Ross Michelin, (Respondents) ATTORNEYS: Claimant appeared pro se, Old Westbury, Ny Respondent Marcus Rodney Valenzuela did not submit an Answer to the Statement of Claim. Respondent Franklin Ross Michelin did not submit an Answer to the Statement of Claim. Respondents Marcus Rodney Valenzuela and Franklin Ross Mic

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Donald Dickison (Claimant) v. J.P. Turner & Company, LLC, Institutional Equity Corporation, Kenneth Vesely, Laura Higgins, and Robert Phillips (Respondents) Case Number: 01-00489 Hearing Site: New York, New York Nature of the DiSpute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Claimant, Donald Dickison, hereinafter referred to as "Claimant": Alan R. Spirer,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 05-01124 Wesley Wieghmink Name of the Respondent Hearing Site: Little Rock, AR Edward D. Jones & Co. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Wesley Wieghmink, hereinafter referred to as "Claimant'*: C. David Mee, Esq., Woska & Hayes, L.L.P., Kingwood, TX. For Edward D. Jones & Co. ("Jones"), hereinafter

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Brian Wing Ong, Claimant v. Equitrust Marketing Services, LLC, Respondent Case Number: 05-01110 Hearing Site: Phoenix, Arizona Nature of the Dispute: Associated Person v. Member REPRESENTATION OF PARTIES For Claimant: Michael Salcido, Esq. Renaud Cook Drury Mesaros, PA Phoenix, Arizona For Respondent: James V. Garvey, Esq. Vedder, Price, Kaufman & Kammholz, P.C C

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Robert Nelson Adler (Claimant) v. Dr. Ulises C. Sabato (Respondent) Case Number: 05-00844 Hearing Site: New York, New York Nature of the Dispute: Associated Person v. Customer. REPRESENTATION OF PARTIES Claimant Robert Nelson Adler hereinafter referred to as "Claimant": Christopher G. Massey, Esq., Bressler, Amery & Ross, P.C. New York, NY. Previously represented by Hugo

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 05-00843 Pearl Wexler, (Claimant) vs. Morgan Stanley & Co., Inc., (Respondent) ATTORNEYS: " " : For Claimant appeared Mitchell L. Perlstein, Esq., of the firm Investors Law Center, Boca Raton, FL. For Respondent appeared in-house counsel John Castelly, Esq., Purchase, NY. NATURE OF DISPUTE: Customer vs. Member DATE FILED: February 14, 2005 CASE SUMMARY: Claimant alleged that Respond

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Henry Schiff and Joan Schiff (Claimants) vs. Citigroup Global Markets, Inc. and Bear, Stearns & Co., Inc. (Respondents) Case Number: 05-00837 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Members REPRESENTATION OF PARTIES Claimants Henry Schiff (" H. Schiff) and Joan Schiff ("J. Schiff) hereinafter referred to as "Claimants": Robert Weiss, Esq. and Stephen

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 05-00828 Robert K. Mitchell Trust Names of the Respondents Hearing Site: Orlando, Florida Kevin Tuttle John W. DuBrule Nature of the Dispute: Customer vs. Associated Person. REPRESENTATION OF PARTIES For Robert K. Mitchell Trust, hereinafter referred to as "Claimant": Robert K. Mitchell, TTEE, Clermont, Florida. Kevin Tuttle ("Tuttle