NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-08046 Ryan Beck & Co., (Claimant) vs. Lori B. Seelig, (Respondent) ATTORNEYS: For Claimant appeared in-house counsel Jeffrey Cohen, Esq., Livingston, NJ. Respondent did not submit an Answer to the Statement of Claim. NATURE OF DISPUTE: Member v. Associated Person DATE FILED: November 19, 2004 CASE SUMMARY: Claimant alleged that Respondent breached a contract by failing to repay monie

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Merrill Lynch, Pierce, Fenner & Smith Incorporated, Kevin Michalczewski, Kenneth Grebenstein and John D'Amico, Claimants v. Tom Morgan and Adele Horgan, Trustees of the Horgan Family Trust U/A dtd 11/4/96, Respondents Case Number: 04-08039 Hearing Site: San Francisco, California Nature of the Dispute: Member and Associated Persons v. Customers REPRESENTATION OF PARTIES For Claim

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 04-08034 Mitchell Alexander Janet Alexander Name of the Respondent Hearing Site: Tampa, Florida Morgan Stanley DW Inc. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Mitchell Alexander and Janet Alexander, hereinafter collectively referred to as "Claimants": Patrick A. Davis, Esq., Clearwater, Florida. Fo

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 04-08028 First Montauk Securities Corp. Name of the Respondent Hearing Site: Boca Raton, Florida Scott Weissman Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES For First Montauk Securities Corp. ("Montauk"), hereinafter referred to as "Claimant": Michael S. Colombo, StreetWide Asset Recovery Group, Inc., Lyndhu

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Andre Lewis Williams Names of the Respondents Citigroup Global Markets, Inc., f/k/a Salomon Smith Barney, Inc. JackB. Grubman Case Number: 04-08025 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Andre Lewis Williams, hereinafter referred to as "Claimant": Micha

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 04-08018 Surin Colonel Name of the Respondent Hearing Site: Orlando, Florida. Ameritrade, Inc. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES Surin Colonel, hereinafter referred to as "Claimant", appeared pro se. For Ameritrade, Inc., hereinafter referred to as "Respondent": James J. Vihstadt, Ameritrade, Bellevue,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Morgan Stanley DW, Inc. Name of the Respondent Bernard J. Zarnesky Case Number: 04-08006 Hearing Site: Boca Raton, Florida Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES For Morgan Stanley DW, Inc. ("MSDW"), hereinafter referred to as "Claimant": Diane C. Fischer, Esq., Kane and Fischer, Ltd.., Chicago, Illinois.

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Howe Barnes Investments, Inc. and 04-08000 Chicago, Illinois Name of Respondents David A. Noyes & Company Michael R. Ochoa Mario G. Bernardi Nature of the Dispute: Member vs. Member and Associated Persons. REPRESENTATION OF PARTIES Howe Barnes Investments, Inc. ("Claimant") was represented by David T. B. Audley, Esq., Chapman and Cutler LLP, C

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE:01-00369 Vanguard Capital, claimant vs. David M. Vitale, respondent. ATTORNEYS: For Claimant appeared Brian Zaid, in-house counsel, San Diego, CA. Respondent appeared Pro Se, Pacific Beach, CA. DATE FILED: January 23, 2001 CASE SUMMARY: Claimant alleged that respondent has failed to pay the debit balance on his margin account. Claim Data Award Data Claim: $19,448.35 Award: $19,

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-07999 Richard Zuckerman and Vanna Zuckerman, (Claimants) vs. Merrill Lynch, Pierce, Fenner & Smith, Inc., (Respondent) ATTORNEYS: " Claimants appeared pro se, Miami, FL. For Respondent appeared Andrea Morgan Greene, Esq., of the firm Maynard, Cooper & Gale, P.C., Birmingham, AL. NATURE OF DISPUTE: Customers vs. Member DATE FILED: November 16, 2004 CASE SUMMARY: Claimants alleged