AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant The Rita B. Miller, individually and as Trustee of the Rita B. Miller Trust and 04-07648 Chicago, Illinois Name of Respondents Edward D. Jones & Co. Daniel Joseph Holohan Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES The Rita B. Miller, individually and as Trustee of the Rita B. Miller Trust ("Claimant

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-07634 Christ Averkiou IRA (Claimant) v. Bane of America Investment Services (Respondent) ATTORNEYS: Claimant appeared pro se, Santa Fe, NM. For Respondent Bane of America Investment Services ("Respondent") appeared Deborah Howard, Esq., in-house counsel, Charlotte, NC. NATURE OF DISPUTE: Customer vs. Member. DATE FILED: October 28, 2004. CASE SUMMARY: Claimant alleged that Respondent

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Legg Mason Wood Walker, Inc. (Claimant) vs. Timothy Carmichael (Respondent) Case Number: 04-07628 Hearing Site: New York, New York Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES Legg Mason Wood Walker, Inc. hereinafter referred to as ("Claimant"): Gretchen L. Klebasko, Esq., Legg Mason Wood Walker, Inc., Baltimore, MD. Timothy Carmichael hereinaft

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Daniel S. Massey, Claimant v. Charles Schwab & Co., Inc., Respondent Case Number: 04-07619 Hearing Site: Phoenix, Arizona Nature of the Dispute: Associated Person v. Member REPRESENTATION OF PARTIES For Claimant: For Respondent: W. Scott Greco, Esq. Frederick D. Greco, Esq. Greco & Greco, P.C. McLean, Virginia Karen Gillen, Esq. James Thomas Tucker, Esq.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: First Montauk Securities Corp., Claimant v. Michael J. Febert, Respondent Case Number: 04-07612 Hearing Site: Seattle, Washington Nature of the Dispute: Member v. Associated Person REPRESENTATION OF PARTIES For Claimant: Joel Levinson, Esq. First Montauk Group LLC Red Bank, New Jersey For Respondent: Michael J. Febert Pro Se Olympia, Washington CASE INFORMATION

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Rafik Kamell, Claimant v. Man Securities, Inc., Respondent Case Number: 04-07610 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Member REPRESENTATION OF PARTIES For Claimant: Jeff Dennis Ferentz, Esq. Nationwide Securities Arbitration Services, Inc. Newport Beach, California For Respondent: William J. Nissen, Esq. Sidley Austin Brown & Wood, LLP

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of Claimants Mark Herman and Norma Herman vs. Case Number: 04-7600 Hearing Site: Houston, Texas Names of Respondents RBC Dain Rauscher, Inc. and Mark Steven Baker NATURE OF DISPUTE Customers v. Member Firm and Associated Person REPRESENTATION OF PARTIES Mark Herman and Norma Herman ("Claimants") were represented by Joel H. Pullen, Esq., Pulma

Amended Award NASD-Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant . Case Number: 01-00352 SII Investments, Inc. f/k/a Secura Investments, Inc. Name of the Respondent/ Counter Claimant / Third Party Claimant Donald E. Wallace Hearing Site: Tampa, FL Names of the Third Party Respondents Mark M. Oswald Peter M. Johnson Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES For S

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Oliver Richard Butler Name of the Respondent Cuna Brokerage Services, Inc. Case Number: 04-07594 Hearing Site: Atlanta, Georgia Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Oliver Richard Butler, hereinafter referred to as "Claimant": Charles C. Hunter, Esq., Woska and Hayes, L.L.P., Kingwood, Texas. For Cuna Brok

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Florence Cassano (Claimant) v. Stephen G. Powers and A.G. Edwards & Sons, Inc. (Respondents) Case Number: 04-07589 Hearing Site: New York, New York Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES Claimant Florence Cassano hereinafter referred to as "Claimant": Eric J. Sussman, Esq., Garden City, NY. Respondent Stephen G. Powers ("Pow