NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-07182 Thomas Garrity, Claimant v. Linsco Private Ledger Corp. and Wayne Hoffman, Respondents ATTORNEYS: For Claimant Thomas Garrity ("Claimant") appeared Brian A. Carlis, Esq., of the firm Stark & Stark, P.C., Lawrenceville, NJ. For Respondent Linsco Private Ledger Corp. appeared David J. Freniere, Esq., in-house counsel, Linsco Private Ledger Corp., Boston, MA. Respondent Wayne Hoffman

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-07181 Morgan Stanley DW, Inc., Claimant v. Jeffery A. Cross, Respondent ATTORNEYS: For Claimant Morgan Stanley DW, Inc. ("Claimant") appeared Diane C. Fischer, Esq., of the firm Kane & Fischer, Ltd., Chicago, IL. Respondent Jeffery A. Cross ("Respondent") did not file a Statement of Answer in this matter. NATURE OF DISPUTE: Member v. Associated Person. DATE FILED: October 11, 2004. C

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Timothy P. O'Grady (Claimant) v. J.T. Moran & Co., Inc. (Respondent) Case Number: 04-07180 Hearing Site: New York, New York Nature of the Dispute: Associated Person vs. Member REPRESENTATION OF PARTIES Claimant Timothy P. O'Grady hereinafter referred to as "Claimant": Joel S. Forman, Esq., Curtis, Mallet-Prevost, Colt & Mosle LLP, New York, NY. Respondent J.T. Moran & Co., Inc..

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Granite Associates, Inc. (Claimant) v. John Seungwoo Back (Respondent) Case Number: 04-07178 Hearing Site: New York, New York Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES Claimant Granite Associates, Inc. ("Granite") hereinafter referred to as "Claimant": Michael P. Gilmore, Esq., Sims Moss Kline & Davis, LLP, Mineola, NY. Respondent John Seungw

Award NASD Dispute Resolution In the Matter of the Arbitration Between: ^ of the Claimant Henrietta Hannahan r.nse Number 04-07175 Narnre; nf the Alzaid Financial Services, Inc. Raul S. Aguilar Hearing Site: Pittsburgh, Pennsylvania Nature of the Dispute: Customer vs. Member and Associated Person. RFPRFSFNTATTON OF PAKTTES Claimant, Henrietta Hannahan ("Claimant"), was represented by Thomas S. Anderson, Esq., Yukevich, Marchetti, Lie

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASK: 01-00309 The Estate of Elizabeth B. Robinson, Claimant vs. Sun America Securities, Wells Fargo Securities, Inc. and Thomas B. Gau Respondents. ATTORNEYS: For Claimant: Brett J. Saddler, San Diego, CA For Respondents Sun America Securities, Inc. and Thomas B. Gau appeared Janet Weinstein Lord, Esq., Phoenix, AZ. For Respondent Wells Fargo Securities, Inc. appeared Gideon E. Mark, Esq.,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Juan C. Giron, Claimant v. RBC Dain Rauscher Inc. and Timothy D. Rannow, Respondents RBC Dain Rauscher Inc., Counter-Claimant v. Juan C. Giron, Counter-Respondent Case Number: 04-07168 Hearing Site: Phoenix, Arizona Nature of the Dispute: Associated Person v. Member and Associated Person Member v. Associated Person REPRESENTATION OF PARTIES For Claimant/Counter-Respondent Ju

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Charlene Sparlin, Conservator of the Roy K. Sparlin Estate, Claimant v. Strand, Atkinson Williams & York, Inc., Respondent Case Number: 04-07151 Hearing Site: Portland, Oregon Nature of the Dispute: Customer v. Member REPRESENTATION OF PARTIES For Claimant: Lynn S. Walsh, Esq. Law Office of Lynn Walsh Portland, Oregon For Respondent: Bruce L. Campbell, Esq. Miller Na

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOmnON CASE: 04-07149 Pamela Abmoa* JRA, (Claimairt) vs. Citigroup Global Maikets. Inc., tfkte Salomon Smith Barney, Inc., (Respondent) ATTORNEYS; Por Claimant appeared &N* M. Bidgoli, Esq^ of tiie firm Irvine Law Corporation, PLC, Irvine, CA. For Respondent appeared in-house counsel Rebecca J, Behr, Esq., New York> KY. NATURE OF DISPUTE: Customer vs. Member DATE FILED: September 24,2004 CASE SUMM

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-07144 Bradley Allen Hertz (Claimant) v. L.H. Ross & Company, Inc. (Respondent) ATTORNEYS: Claimant appeared pro se, Walnut Creek, CA. For Respondent L.H. Ross & Company, Inc. ("Respondent") appeared Dennis G. Fano, Esq., of The Law Offices of Dennis G. Fano, P.A., Boca Raton, FL. NATURE OF DISPUTE: Customer vs. Member. DATE FILED: October 4, 2004. CASE SUMMARY: Claimant alleged that