AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant William Anderson and Names of Respondents Merrill Lynch Pierce Fenner & Smith, Inc. and Sally Louie Kline Case Number: 04-05821 Hearing Site: Houston* Texas NATURE OF DISPUTE Associated Person v. Member Firm and Associated Person REPRESENTATION OF PARTIES William Anderson ("Claimant") was represented by Alan N. Magenheim, Esq., Magenheim &

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Tammy L. Sullivan (Claimant) v. Advest, Inc. and Patrick Buettner (Respondents) Case Number: 04-05820 Hearing Site: Buffalo, New York Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES Claimant Tammy L. Sullivan hereinafter referred to as "Claimant": Larry A. Sebastian, Esq., Capretz & Associates, Newport Beach, CA. Respondents Advest, Inc.

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-05819 Douglas S. Bohs, Claimant v. Citigroup Global Markets, Inc., Respondent ATTORNEYS: Claimant Douglas S. Bohs ("Claimant") appeared pro se, Fort Wayne, IN. For Respondent Citigroup Global Markets, Inc. ("Respondent") appeared Ann Parry, Esq., in- house counsel, Citigroup Global Markets, Inc., New York, NY. NATURE OF DISPUTE: Customer vs. Member. DATE FILED: August 12, 2004. CASE

Award NASD Dispute Resolution In the Matter of the Arbitration Between: PIM Financial Services, Inc., Claimant v. Phuong L. Huynh a/k/a Lana Huynh, Respondent Case Number: 04-05815 Hearing Site: San Diego, California Nature of the Dispute: Member v. Associated Person REPRESENTATION OF PARTIES For Claimant: Mary Limoges PIM Financial Services, Inc. San Marcos, California For Respondent: Phuong L. Huynh a/k/a Lana Huynh In Propria Persona

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the ClaimanT Case Number: 04-05812 April E. Miller Name of the Respondents Hearing Site: Dallas, Texas Merrill Lynch, Pierce, Fenner & Smith, Inc. and Stanley A Weron NATURE OF THE DISPUTE Customer v. Member Firm and Associated Person REPRESENTATION OF PARTIES Claimant April E. Miller, hereinafter referred to as "Claimant": Jeff M. Travis, Esq., of Travis & T

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-05804 Wai L. Moy, Claimant v. Citicorp Investment Services and Daphne Tan, Respondents ATTORNEYS: Claimant Wai L. Moy ("Claimant") appeared pro se. Flushing, NY. For Respondents Citicorp Investment Services and Daphne Tan (collectively "Respondents") appeared David Gorfinkel, Esq., in-house counsel, Citicorp Investment Services, Long Island City, NY. NATURE OF DISPUTE: Customer v. Member

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Estate of James A. Poulis, Claimant v. Citicorp Investment Services and Glen Jay Kramer, Respondents Case Number: 04-05803 Hearing Site: Las Vegas, Nevada Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Thomas J. Hanrahan, Esq. Glen Rock, New Jersey For Respondents: David Gorfinkel, Esq. Citicorp Investment Services

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Brian Goldstein (Claimant) v. Advest, Inc. and Robert Procida (Respondents) Case Number: 04-05794 Hearing Site: New York, New York Nature of the Dispute: Associated Person vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Brian Goldstein ("Goldstein") hereinafter referred to as "Claimant" appeared pro se. Respondents Advest, Inc. ("Advest") and Robert Procida ("Pr

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants Gary Arth and Pamela Arth Name of the Respondent A.G. Edwards & Sons, Inc. Case Number: 04-05786 Hearing Site: St. Louis, Missouri Nature of the Dispute: Customers vs. Member Firm REPRESENTATION OF PARTIES Claimants, Gary Arth and Pamela Arth (the "Arths"), hereinafter collectively referred to as "Claimants": Steven W. Koslovsky, Esq. of Marylan

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION MODIFIED AWARD CASE: 04-05777 William D. Jordan, Claimant v. Scottrade, Inc., Respondent ATTORNEYS: Claimant William D. Jordan ("Claimant") appeared pro se, San Carlos, CA. For Respondent Scottrade, Inc., ("Respondent") appeared Andrew C. Small, Esq., in-house counsel, Scottrade, Inc., St. Louis, MO. NATURE OF DISPUTE: Customer vs. Member. DATE FILED: August 11, 2004. CASE SUMMARY: Claima