AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants Dr. Michael P. McCormack and Mrs. Janelle A. McCormack and Names of Respondents Raymond James Financial Services, Inc., Winfield G. Mayne and Duane A. Sturm Case Number: 04-05628 Hearing Site: Des Moines, Iowa NATURE OF DISPUTE Customers v. Member and Associated Persons REPRESENTATION OF PARTIES Dr. Michael P. McGormack and Mrs. Janelle

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 01-00246 Dr. Martin Toback, Charlotte Toback, Dr. Martin Toback IRA and Charlotte Toback IRA Names of the Respondents Hearing Site: Boca Raton, Florida American Express Financial Advisors, Inc. and James Kar Nature of Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Dr. Martin Toback, Charlotte Toba

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Kenneth Lasater, as the Executor of the Estate of Lisa Gleason, Deceased and Respondents MONY Securities Corporation and Donald Michael Purcell Case Number: 04-05627 Hearing Site: Detroit, Michigan NATURE OF CASE Customer v. Member and Associated Person REPRESENTATION OF PARTIES Kenneth Lasater, as the Executor of the Estate of Lisa Gle

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Arlene Peress (Claimant) v. Merrill Lynch, Pierce, Fenner & Smith Inc. and Dino Santoro (Respondents) Case Number: 04-05625 Hearing Site: New York, New York Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Arlene Peress hereinafter referred to as "Claimant": Robert E. DeRight, Jr., Esq., Robert E. DeRight, Jr., P.C.,

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-05622 Mary Holland (Claimant) v. Merrill Lynch, Pierce, Fenner & Smith, Inc. (Respondent) ATTORNEYS: For Claimant Mary Holland ("Claimant") appeared Gregory Tendrich, Esq., of the Law Office of Gregory Tendrich, P.A., Boynton Beach, FL. For Respondent Merrill Lynch, Pierce, Fenner & Smith, Inc. ("Respondent") appeared Alan M. Wolper, Esq., of the firm Sutherland, Asbill & Brennan, LLP, Atlan

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 04-05621 Barbara F. Brady-Mikos f/k/a Barbara F. Brady Names of the Respondents * Hearing Site: Atlanta, Georgia Bane of America Investment Services, Inc. David Steven Burroughs Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES For Barbara F. Brady-Mikos f/k/a Barbara F. Brady, hereinafter refeired to

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Barbara H. Hawley Case Number: 04-05620 Name of the Respondent Citigroup Global Markets, Inc. i7k/a Salomon Smith Barney, Inc. Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Barbara H. Hawley ("Hawley"), hereinafter referred to as "Claimant": Nicholas P, lavarone, Esq.; Simmons Coop

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Edward M. Morris, DI and Nila Morris, Case Number: 04-05616 Claimants, Hearing Site: St. Louis, Missouri v. Citadel Investment Services, Inc., CFPS, Inc., Harold L. Vannier, Jr. and Michael A. Courte, Respondents. NATURE OF THE DISPUTE Customers vs. Member, Associated Persons and Non-Member REPRESENTATION OF PARTIES Edward M. Morris, in and Nila Morris

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf thp. riaimant Case Number! 04-05614 James A. Resnick Name nf the Respondent Hearing Site; Pittsburgh, PA Ferris, Baker Watts, Inc. Nature of the Dispute: Associated Person vs. Member REPRESENTATION OF FARTHER Claimant, James A. Resnick, hereinafter referred to as "Claimant", was represented by Lawrence P. Lutz, Esq., Lutz, Pawk & McKay, Butler, Pennsylvania. Resp

Award NASD Dispute Resolution In the Matter of the Arbitration Between: David A. Windhauser (Claimant) v. Excel Securities & Associates, Inc. and Deutsche Bank Securities, Inc., Terence P. Britt, and Joseph Lanzisera (Respondents) Case Number: 04-05606 Hearing Site: Buffalo, New York Nature of the Dispute: Customer v. Members REPRESENTATION OF PARTIES Claimant David A. Windhauser, hereinafter referred to as "Claimant": David H. Ealy, Esq., Shapiro,