AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Phillip B. Murphy and Names of Respondents Morgan Keegan & Company, Inc., and John Sheldon Cotton Case Number: 04-05509 Hearing Site: Louisville, Kentucky NATURE OF DISPUTE Customer v. Member and Associated Person REPRESENTATION OF PARTIES Phillip B. Murphy ("Murphy 11 or Claimant") was represented by James A. Shuffett, Esq., Lexin

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Diana Lyn Bowles Nicholas, Claimant v. Alan Marcum and Northeast Securities, Inc., Respondents Case Number: 04-05506 Hearing Site: San Francisco, California Nature of the Dispute: Customer v. Associated Person and Member REPRESENTATION OF PARTIES For Claimant: Leslie Schwaebe Akins, Esq. Catherine L. Bailey, Esq. Akins & Villavicencio, LLP Carlsbad, California For Re

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Michael and Cynthia Pflaumer JTWROS Names of the Respondents Citigroup Global Markets Inc., f/k/a Salomon Smith Barney Inc. Jack B. Grubman Case Number: 04-05505 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Michael and Cynthia Pflaumer JTWROS, hereinafter c

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Name of the Claimant Case Number: 01-00240 Bates Securities, Inc. Name of the Respondents Hearing Site: Chicago, Illinois First Union Securities, Inc. and Douglas E. Loner REPRESENTATION OF PARTIES Claimant Bates Securities, Inc. ("Bates"): David A. Genelly, Esq. of the firm Vanasco Genelly & Miller located in Chicago, Illinois. Respondents First Union Securities, Inc.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Nam** nf thfi Claimant Casft Number 04-05504 Barry Cohen Names r>f thft Respondents Hearing Site 1 Philadelphia, PA FFP Securities, Inc. FFP Advisory Services, Inc. First Financial Planners Nature of the Dispute: Customer vs. Member and Non-Members. RPPRFSFNTATTOM OF PARTTFS Claimant, Barry Cohen ("Claimant"), was represented by William P. Marshall, Esq., Law Off

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names nf the Claimants Page Niirnhfir 04-05503 Ronald A. Graybill IRA Margaret A. Graybill individually and o/b/o her IRA e of the ResponHmt N faring Site- Baltimore, Maryland Merrill Lynch, Pierce, Fenner & Smith, Inc. Nature of the Dispute: Customers vs. Member. RFPRF.SF.NTATION OF PARTTRS Claimants, Ronald Graybill IRA and Margaret Graybill individually and o/b/o her IRA,

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Veree Carindale, Claimant v. PFS Investments, Inc., Respondent Case Number: 04-05500 Hearing Site: San Francisco, California Nature of the Dispute: Customer v. Member REPRESENTATION OF PARTIES For Claimant: Debra Brewer Hayes, Esq. Woska & Hayes, LLP Kingwood, Texas For Respondent: Lisa M. Bertain, Esq. Kim Alexander, Esq. Keesal, Young & Logan San Francisco, Cal

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Ben Werboff and Jeanette Werboff, Co-Trustees of the Ben and Jeanette Werboff Trust Names of the Respondents Citigroup Global Markets, Inc., f/k/a Salomon Smith Barney, Inc. JackB. Grubman Case Number: 04-05491 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For B

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 04-05483 Diane C. Richards Names of the Respondents Hearing Site: Boca Raton, Florida Allmerica Financial Life Insurance and Annuity Company and James E. Tyrell, II Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Diane C. Richards hereinafter referred to as "Claimant" appeared pro se. For Respo

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-05479 Allan Jacobs, Claimant v. Legg Mason Wood Walker, Inc. and Stephen J. Berry, Respondents ATTORNEYS: Claimant, Allan Jacobs, ("Claimant"), appeared pro se, Perth Amboy, NJ. Respondents, Legg Mason Wood Walker, Inc., and Stephen J. Berry, (collectively "Respondents"), appeared through in-house counsel Peter J. Ciliberti, Esq., Baltimore, MD. NATURE OF DISPUTE: Customer v. Member and Asso