Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Gerald Richter Gerald Richter UND IRA Account Norma Richter Richter Homes Bedford Square Apartments Nomia Richter UND IRA Account Daniel R. Yashinsky UND MI UNIF GTMA Amy Beth Yashinsky UND MI UNIF GTMA Names of the Respondents Fahnestock & Co., Inc. n/k/a Oppenheimer & Co., Inc. Lee Hartzmark Bruce Hartzmark Case

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf thft Claimant f!asft Number 04-04413 i Gregory Electric Company, Inc. Names nf the Respondents Hearing Site: Charlotte, North Carolina American Express Financial Advisors, Inc. n/k/a Ameriprise Financial Services, Barry Keith Gray, Seaboard Securities, Inc. and Eduardo Gerena Nature of the Dispute: Customer vs. Members and Associated Persons. RRPRRSFNTATTON OF PA

Award NASD Dispute Resolution In the Matter of the Arbitration Between^ Mr. Stanley and Mrs. Denise Rubens, Husband and Wife, (Claimants) v. Morgan Stanley DW, Inc., Darlene J. Palmer, and John Doe (Respondents) Case Number: 04-04408 Hearing Site: Newark, New Jersey Nature of the Dispute: Customers vs. Member and Associated Person REPRESENTATION OF PARTIES Claimants, Mr. Stanley Rubens ("S. Rubens") and Mrs. Denise Rubens ("D. Rubens"), hereinafter

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name nf the Claimant Case Number- 01-00180 Daniel M. Berger Names of the Respondents Hearing Site: Pittsburgh, PA William G. Brown Russo Securities, Inc. The Estate of Ferdinand Russo Richard A. Russo KF.PKFSFNTATTON OF PARTIES Claimant, Daniel M. Berger, hereinafter referred to as "Claimant", was represented by Stanley M. Stein, Esq., Feldstein Brinberg Stein & McKe

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Charlene D. Ford, TTEE, Charlene D. Ford Trust U/D DTD 6-21-87 and Respondents A.G. Edwards & Sons, Inc., and Richard John Orzechowski Case Number: 04-04399 Hearing Site: Troy, Michigan NATURE OF DISPUTE Customer v. Member and Associated Person REPRESENTATION OF PARTIES Charlene D. Ford, TTEE, Charlene D. Ford Trust U/D DTD 6-21-87 ("Claimant") wa

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between Susan Avellino v. Prudential Securities, Inc. and Scott Hansen Case Number: 04-04388 Hearing Site: New York, New York Nature of the Dispute: Customer v. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Susan Avellino hereinafter referred to as "Claimant": John E. Lawlor, Esq., Mineola, New York. Respondents Prudential Equity Group, LLC file/a Prudential

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Carol Len Clark and Names of Respondents UBS Financial Services, Inc., and UBS Warburg, LLC n/k/a UBS Securities, LLC ' Case Number:, 04-04380 Hearing Site: Houston, Texas NATURE OF DISPUTE Customer v. Member Firms REPRESENTATION OF PARTIES Carol Len Clark ("Claimant") Was represented by Oawn'R. Meade, Esq: .and David Augustus, Esq., Spenc

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Robert Wilmot Maxine Wilmot Names of the Respondents Salomon Smith Barney, Inc. n/k/a Citigroup Global Markets, Inc. PFS Investments, Inc. Jamesl Michael Lockhart Case Number. 04-04364 Hearing Site: New Orleans, Louisiana Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Rpber

*' Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant K. Jeffrey Dean Case Number: 04-04363 Name of the Respondent Hearing Site: Chicago, Illinois Merrill Lynch, Pierce, Fenner & Smith, Inc. and Gerard Smith Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant, K. Jeffrey Dean, ("Dean") or, ("Claimant"), was represented by Thomas Burke, Esq., of

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between; Names of the Claimants Alan Sara Carol Sara Names of the Respondents UBS Financial Services, Inc. Steven Warch Case Number: 04-04353 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Alan Sara ("A. Sara") and Carol Sara ("C. Sara"), hereinafter collectively referred to as