AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Claimant Respondent Max International Broker Dealer Corp. Case Number: 04-03566 Hearing Site: Southfield, Michigan Customer v. Member NATURE OF DISPUTE REPRESENTATION OF PARTIES Seepaul Lyman ("Claimant") appeared in pro per. Max International Broker Dealer Corp. ("Respondent") was represented by Nigel Gilbert, Max International Broker Dealer Corp, New York, New Y

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Carl F. Schrader, Carl F. Schrader, Keogh and Carl F. Schrader, Trustee of the Schrader Irrevocable Trust, Claimants v. Charles Schwab & Co., Inc. and Joshua E. Hurd, Respondents Case Number: 04-03563 Hearing Site: San Francisco, California Nature of the Dispute: Customers vs. Member and Associated Person REPRESENTATION OF PARTIES For Claimants: Carl F. Schrader Menlo Park, Cali

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Douglas C. Pierson Patricia M. Pierson Names of the Respondents Merrill Lynch, Pierce Fenner & Smith Inc. H. James Arwood Michael J. Northcott Case Number: 04-03559 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Douglas C. Pierson and Patricia

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Barbara K. Sader and 04-03554 Overland Park, Kansas Name of Respondents Morgan Stanley DW Inc. Noel Carino Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Barbara K. Sader ("Claimant") was represented by Robert R. Barton, Esq., The Law Office of Robert R. Barton, LLC, Overland Park, Kansas. Morgan St

Award NASD Dispute Resolution In the Matter of the Arbitration Between: ]SJatnp nf ffrg Claimant Ppgft ^iTnhfp 04-03553 Gary D. Epple p T?RspnpHf*nfo Hf firing Sit?* Dallas, Texas Schwab Capital Markets, L.P., f/k/a Mayer & Schweitzer, Inc.; and TD Waterhouse Investor Services, Inc. TVATTTRF O TF Public Customer v. Member Firms FFrPPF.SW.NTATTmW OF PARTIES Claimant, Gary D. Epple, was present at the hearing and represented himself. R

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 04-03541 Margaret Harper Names of the Respondents Hearing Site: Memphis, Tennessee SouthTrust Securities, Inc. Daniel Kincaid Taylor, Jr. Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Margaret Harper, hereinafter referred to as "Claimant": J. Timothy Francis, Esq., James L. Nor

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant . Wachovia Securities, LLC And 04-03539 1 . Phoenix, Arizona Name of Respondents . . Walter Jerome Clarke ! Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES Wachovia Securities, LLC ("Claimant") was represented by Ronald P. Kane and EJiane C. Fischer of Kane & Fischer, Ltd., Chicago* Illinois. t

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant NealJ. Coleman Name of the Respondent A.G. Edwards & Sons, Inc. asR Number: 04-03537 Hearing Site: St. Louis, Missouri Nature of the Dispute: Customer vs. Member Firm REPRESENTATION OF PARTIES Claimant, Neal J. Coleman, hereinafter referred to as "Claimant": Steven W. Koslovsky, Esq. located in Maryland Heights, Missouri. Respondent, A.G. Edw

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Merrill Lynch, Pierce, Fermer & Smith, Inc. Names of the Respondents Israel Kaganas and ZulmaNoemi Kaganas, JTWROS Case Number: 01-00097 Hearing Site: Boca Raton, Florida REPRESENTATION OF PARTIES For Merrill Lynch, Pierce, Fenner & Smith, Inc., hereinafter referred to as "Claimant": Bennett Falk, Esq. and Alexander Sarafoglu, Esq., Morgan, Lewis & B

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Paul Balsamello and 04-03536 Chicago, Illinois Name of Respondents RBC Dain Rauscher Inc. Robert Craig Shirley Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION QF PARTIES Paul Balsamello ("Claimant") was represented by Thomas F. Burke, Esq., Chicago, Illinois. RBC Dain Rauscher Inc. ("Respondent RBC Dain") and Rober