AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Melanie Rickie Ross, Trustee of the Ross Family Trust DTD 5-22-97 and Names of Respondents Edward D. Jones & Company and Steven D. Self Case Number: 04-02868 Hearing Site: Houston, Texas NATURE OF DISPUTE Customer v. Member Firm and Associated Person REPRESENTATION OF PARTIES Melanie Rickie Ross, Trustee of the Ross Family Trust DTD 5-22-9

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: The Estate of Viola McAndrews, (Claimant) vs. Aragon Financial Services, Inc. and Richard L. Waldman, (Respondents) Case Number: 01-00037 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, The Estate of Viola McAndrews, hereinafter referred to as "Claimant": Robert H. Weiss, Esq., Robert H. Weiss & Associates P.C., Jericho, NY. Respondents, Aragon Financi

STIPULATED AWARD NASD Dispute Resolution !n the Matter of the Arbitration Between Claimants Joseph St. Martin and Connie St. Martin and Case Number: 04-02866 Hearing Site: Detroit, Michigan Respondents Merrill, Lynch, Pierce Fenner & Smith, Inc., Wachovia Securities Financial Network, L.L.C. f/k/a First Union Securities Financial Network L.L.C., Frederick Henry Hensler, II, and Hensler & Associates Wealth Management, Inc. NATURE OF D

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 04-02861 Francis Heidrich, Sr. Rachel I. Heidrich Heidrich Life Insurance Trust Francis Heidrich, Sr., Trustee Herman J. Heidrich & Sons Names of the Respondents Hearing Site: Orlando, Florida Morgan Stanley DW, Inc. Janney Montgomery Scott, LLC Cantella & Co., Inc. Nature of the Dispute: Customer vs. Member. REPRESENTATION

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Robert I. Strougo (Claimant) v. TD Waterhouse Investor Services, Inc. (Respondent) Case Number: 04-02859 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES Claimant Robert I. Strougo ("Strougo") hereinafter referred to as "Claimant" appeared pro se. Respondent TD Waterhouse Investor Services, Inc. ("TD Waterhouse") hereinafter refe

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Yvonne Muller (Claimant) v. Citigroup Global Markets, Inc. and Victoria Pierce (Respondents) Case Number: 04-02856 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Claimant Yvonne Muller hereinafter referred to as "Claimant": Steven M. Kaplan, Esq., Rosenfeld & Kaplan, LLP, New York, NY. Respondents Citig

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Joyce Galletta, IRA (Claimant) vs. Morgan Stanley DW, Inc., Prudential Equity Group, Inc., f/k/a Prudential Securities, Inc. and John Azzato (Respondents) Case Number: 04-02853 Hearing Site: Newark, New Jersey Nature of the Dispute: Customer vs. Members and Associated Person REPRESENTATION OF PARTIES Claimant Joyce Galletta, IRA hereinafter referred to as "Claimant": Mitchell H. Cob

Award NASD Dispute Resolution In the Matter of the A:bitration Between: DeMarco Stone Funeral Home Inc., Demarco Stone Funeral Home Pension and Profit Sharing Plan fbo Michael A. DeMarco, Michael A. DeMarco, and Janet DeMarco (Claimants) v. David P. Vanderzee (Respondent) Case Number: 04-02846 Hearing Site: Albany, New York Nature of the Dispute: Customer vs. Associated Person. REPRESENTATION OF PARTIES Claimants DeMarco Stone Funeral Home Inc. ("De

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Scott Silver v. UBS Financial Services, Inc. Case Number: 04-02832 Hearing Site: New York, New York Nature of the Dispute: Associated Person vs. Member REPRESENTATION OF PARTIES Claimant Scott Silver hereinafter referred to as "Claimant": Martin P. Unger, Esq., Certilman Balin Adler & Hyman, LLP, East Meadow, NY. Respondent UBS Financial Services, Inc. hereinafter referred to as

Award NASD Dispute Resolution In the Matter of the Arbitration Between: PEB Financial Group, Inc., Case Number: 04-02821 Claimant, v. Hearing Site: Chicago, Illinois Michael P. Cahill, an Individual and Waterstone Financial Group, Inc., an Illinois Corporation, Respondents. Nature of the Dispute: Member vs. Member and Associated Person REPRESENTATION OF PARTIES PEB Financial Group, Inc. ("PEB"), hereinafter referred to as "Claimant": Mic