Award NASD Dispute Resolution In the Matter of the Arbitration Between: John A. Spalding, Claimant v. Morgan Stanley DW Inc., Respondent Case Number: 04-02699 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Member REPRESENTATION OF PARTIES For Claimant: David Bortman, Esq. Law Offices of David Bortman Beverly Hills, California For Respondent: Kevin K. Fitzgerald, Esq. Jones, Bell, Abbott, Fleming & Fitzgerald

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Doris Rudolph, Claimant v. Merrill Lynch, Pierce, Fenner & Smith Incorporated, Respondent Case Number: 04-02697 Hearing Site: Salt Lake City, Utah Nature of the Dispute: Customer v. Member REPRESENTATION OF PARTIES For Claimant: Jeff Musslewhite, Esq. Woska& Hayes, L.L.P. Kingwood, Texas For Respondent: Stephen Lau, Esq. Mennemeier, Glassman & Stroud Sacramento, Cali

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-02693 Frank A. and Sally A. Ferraro and Frank Ferraro IRA, Claimants v. Ameritrade, Inc. rt/k/a J.P. Securities, Inc., Respondent ATTORNEYS: Claimants Frank A. and Sally A. Ferraro and Frank Ferraro IRA ("Claimants") appeared pro se, Niskayuna, NY. For Respondent Ameritrade, Inc. n/k/a J.P. Securities, Inc. ("Respondent") appeared James J. Vihstadt, in-house counsel Ameritrade, Inc., Oma

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-02691 Dixie Lee Dinsdale (Claimant) v. Citigroup Global Markets, Inc. (Respondent) ATTORNEYS: For Claimant Dixie Lee Dinsdale ("Claimant") appeared Jan Graham, Esq., of the Jan Graham Law Offices, Salt Lake City, UT. For Respondent Citigroup Global Markets, Inc. ("Respondent") appeared Stephen L. Saxl, Esq., of the firm Greenberg Traurig, LLP, New York, NY. NATURE OF DISPUTE: Customer vs

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Jessica Alejandra Gutierrez (Claimant) v. BNY Investment Center, Inc. and Gail E. Hollingsworth (Respondents) Case Number: 04-02686 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Jessica Alejandra Gutierrez ("Gutierrez") hereinafter referred to as "Claimant": Stephen H. Werner, Esq., Law Offic

r NASD DISPUTE RESOLUTION STIPULATED AWARD NASD DISPUTE RESOLUTION CASE: 04-02680 Mark Phillip Goetz, Claimant v. Edward Morawiec, Maria Morawiec, Joanna Moraweic, and Donna Morawiec Respondents. ATTORNEYS: For Claimant, Mark Phillip Goetz, ("Claimant"), appeared Timothy Feil, Esq., of the firm Finkelstein & Feil LLP, Garden City, New York. For Respondents, Edward Morawiec, Maria Moraweic, Joanna Moraweic and Donna Moraewic (collectively "Respon

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between; Names of the Claimants Case Number: 04-02679 Ronald Nackman Phyllis Nackman Ronald Nackman Trust Phyllis Nackman Trust Names of the Respondents Hearing Site: Boca Raton, FL Sentra Securities Corporation Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. Neil Winterrowd Nature of the Dispute: Customer vs. Member and Associated Person. R

NASD DISPUTE RESOLUTION STIPULATED AWARD NASD DISPUTE RESOLUTION CASE: 04-02674 Mark Phillip Goetz, (Claimant) vs. Pauline Maitoglou, (Respondent) ATTORNEYS: ~~ For Claimant appeared Scott Wassmuth, Esq., of the firm Finkelstein & Feil, LLP, Garden City, NY. Respondent appeared pro se, Sayerville, NJ. NATURE OF DISPUTE: Associated Person vs. Customer DATE FILED: April 8, 2004 CASE SUMMARY: Claimant requested expungement of all reference of a for

NASD DISPUTE RESOLUTION STIPULATED AWARD NASD DISPUTE RESOLUTION CASE: 04-02672 Wayne Josephson, Claimant v. Outrageous Sports, Inc. Money Purchase Pension Plan, Inc., Roger Lynden, Gail Marie Rude, Jan Young, Susan E. Van Hook IRA, Enrique Cerna IRA, Lennard Haugen, Phyllis E. Heppenstall, Gary Aichlmayer, Pauline Wantz, Donald J. Langei, and Frederick and Georgina Mills, Respondents ATTORNEYS: ~ For Claimant Wayne Josephson ("Claimant") appeared Curt

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Danielle, Jason and Matthew Buchwald Names of the Respondents Wachovia Securities LLC Prudential Equity Group, LLC Case Number: 04-02671 Hearing Site: Boca Raton, Honda Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Danielle, Jason and Matthew Buchwald, hereinafter collectively referred to as "Claimants": Rhett Traban