NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-02211 Ida Weber, Claimant v. Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. and Michael J. Weinstein, Respondents ATTORNEYS: For Claimant Ida Weber ("Claimant") appeared Eric S. Hutner, Esq. of the Law Offices of Eric S. Hutner & Associates, New York, NY. For Respondents Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. and Michael J. Weinstein (collectivel

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-02210 Douglas Below, Claimant v. Merrill Lynch, Pierce, Fenner & Smith, Inc., Respondent ATTORNEYS: " " For Claimant, Douglas Below, ("Claimant"), appeared Win. Jemison Mims, Jr. Esq., of the firm Levin, Papantonio, Thomas, Mitchell, Echsner & Proctor, P.A., Pensacola, FL. For Respondent, Merrill Lynch, Pierce, Fenner & Smith, Inc. ("Respondent"), appeared Charles A. Gail, Esq., of the firm

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants May N. Binder, individually, and as Trustee for the May N. Binder Trust Names of the Respondents K.W. Brown & Company d/b/a K.W. Brown Investments 21 st Century Advisors, Inc. Ken Brown Case Number: 04-02209 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member, Non-Member and Associated Person

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Walter Lynwood Name of the Respondent Merrill Lynch, Pierce, Fenner & Smith, Inc. Case Number: 04-02207 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Walter Lynwood, hereinafter referred to as "Claimant": William Jemison Mims, Jr., Esq., Levin, Papantonio, Thomas, Mitchell, Echsner & P

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Name of Claimant Ted Simpson and 04-02194 Phoenix, Arizona Name of Respondents Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney Inc. Martin C. Hoffman, Jr. Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Ted Simpson ("Claimant") was represented by Chad P. Hemmat, Anderson, Hemmat & Levine, LLC, Denver

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 04-02192 Jesus R. Montero and Lucy Montero Name of the Respondent Hearing Site: Tampa, Florida T.D. Waterhouse Investor Services, Inc. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Jesus R. Montero and Lucy Montero. hereinafter collectively referred to as "Claimants": James D. Keeney, Esq., James D. Keeney,

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: G. Carrol Incencio, Claimant v. Bane of America Investment Services, Inc. and James E. McCabe, Respondents Case Number: 04-02185 Hearing Site: Los Angeles. California Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Steven M. Green, Esq. The Law Finn of Steven M. Green San Diego, California For Respondents

Award NASD Dispute Resolution In the Matter of the Arbitration Between: InterSecurities, Inc. (Claimant) v. Dennis W. Russell (Respondent) Case Number: 04-02179 Hearing Site: Cincinnati, Ohio Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES Claimant InterSecurities, Inc. ("Claimant"): James F. Koehler, Esq., Gallagher, Sharp, Fulton & Norman, Cleveland, OH. Respondent Dennis W. Russell ("Respondent") appeared pro se.

CASE: 04-02178 David J. Parker, Claimant v. Merrill Lynch, Pierce, Fenner & Smith, Inc., Respondent ATTORNEYS: For Claimant David J. Parker ("Claimant") appeared Wm. Jemison Mims, Jr., Esq., of the firm Levin, Papantonio, Thomas, Mitchell, Echsner & Proctor, P.A., Pensacola, FL. For Respondent Merrill Lynch, Pierce, Fenner & Smith, Inc. ("Respondent") appeared Bradley B. Rounsaville, Esq., of the firm Maynard, Cooper & Gale, P.C., Birmingham, AL. NATURE OF

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION CASE: 04-02177 Joseph Ditaranto and Carmella Ditaranto, Claimants v. Merrill Lynch, Pierce, Fenner & Smith, Inc., Respondent ATTORNEYS: For Claimants, Joseph Ditaranto and Carmella Ditaranto, ("Claimants"), appeared Wm. Jemison Minis, Jr. Esq., of the firm Levin, Papantonio, Thomas, Mitchell, Echsner & Proctor, P.A., Pensacoia, FL. For Respondent, Merrill Lynch, Pierce, Fenner & Smith, Inc., ("Re